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Udhaar: articles and guides

Every Wasoolo article about Udhaar, newest first.

12 articles English & Roman Urdu Free to read, always

Udhaar: articles and guides

12 articles

CompareUdhaar

One Khata for the House, or One per Person?

A father, a son and a wife buying on the same credit is where most disputes begin. Compare both ways of recording it, and see the middle path shops settle on.

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ProblemUdhaar

The Customer Who Promises Every Time and Never Pays

A promise is not a payment. See what a year of "I will pay tomorrow" costs you, and the four steps that turn a soft promise into a real date and amount.

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ProblemUdhaar

The Udhaar You Forget to Write Down

The udhaar entries that go missing are the small ones, handed over in a rush. Here is a ten-second counter habit, and how to rebuild a day you already lost.

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ProblemUdhaar

When a Customer Returns Goods He Took on Udhaar

Goods bought on credit are coming back. Take the agreed amount off his balance instead of opening your galla, write the reason, and put the stock back.

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ProblemUdhaar

When Family and Friends Ask You for Udhaar

Udhaar given to a relative is the hardest to ask back. Fix the amount before he asks, write it in the same khata as everyone else, and say the terms out loud.

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ProblemUdhaar

The Udhaar That Has Been Sitting for a Year

A balance that has not moved in a year needs a different plan. Sort your old udhaar by age, chase what is alive, settle what is stuck, close the rest.

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ProblemUdhaar

When a Customer Always Pays Half of His Udhaar

He pays something every visit and the balance still grows. Why part payers happen, the two questions that settle most of them, and when to hold the goods.

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CompareUdhaar

Collect Weekly or Wait for Month End?

One cycle keeps your cash moving, the other keeps your evenings free. What each does to a small shop, and how to pick the one your customers can actually pay.

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CompareUdhaar

Cash Only or Udhaar: Which Shop Earns More?

Cash keeps your money moving, udhaar keeps your best customers. What each one really gains, the number that settles it, and the middle road good shops run.

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ProblemUdhaar

How Much Udhaar to Give, and Who Should Get It

Decide the number before he asks. A weekly limit for every customer, how to say it out loud without a fight, and the monthly check that keeps udhaar honest.

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ProblemUdhaar

When a Customer Says He Already Paid You

He says he paid, your khata says he did not. Do not argue about memory. Read the record entry by entry, settle the gap fairly, and fix the habit behind it.

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ProblemUdhaar

How to Recover Udhaar Without Losing the Customer

Udhaar recovery without a fight: agree the amount in front of the customer, fix a payment date, follow one reminder ladder, and keep the khata clean.

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