Installments: articles and guides
Every Wasoolo article about Installments, newest first.
26 articles English & Roman Urdu Free to read, always
Installments: articles and guides
26 articles
A Qist Plan on Something That Earns Its Own Money
A sewing machine or a hand cart pays its own installment. Size the qist from what the item earns, set the first date six weeks out, and fix the total.
Read article ProblemInstallmentsThe Day You Have to Ask the Guarantor to Pay
Tell the guarantor at the first missed qist, as news not a demand. The ladder from a missed date to his counter, the words to use, and the sum to ask for.
Read article MoneyInstallmentsHow Long Should a Qist Plan Run?
A qist plan's length is its own decision. Set it by the item's working life, what a household can spare, and your own cash, never by the payment size.
Read article CompareInstallmentsHand Over the Qist Item Now, or at the End?
Holding goods protects the item; handing them over protects the payments. Which your shop needs, what holding really costs, and the number that settles it.
Read article ProblemInstallmentsWhen a Qist Plan Moves to Another Person
A plan cannot simply change names. Close the old one, check the new buyer as a stranger, and write a fresh schedule around what he actually earns.
Read article ProblemInstallmentsWhen the Qist Item Breaks or Gets Stolen
The object is gone but the balance is not. What to say in the first two minutes, and why broken, stolen and sold on need three different answers.
Read article MoneyInstallmentsWhat to Tell a Customer Before a Qist Plan
Six numbers he must hear before he agrees, the total said out loud including your markup, and the one page you both keep. Five minutes that decide ten months.
Read article MoneyInstallmentsClosing a Qist Plan Properly on the Last Payment
The last payment is not the end. Check the total, mark the plan finished, give a no-dues slip, free the guarantor and hand his papers back the same day.
Read article MoneyInstallmentsWhen a Qist Customer Pays More Than the Qist
His installment is Rs 5,000 and he hands you Rs 13,000. There are only two honest answers, and leaving the extra floating is not one of them.
Read article CompareInstallmentsDaily, Weekly or Monthly Qist: Which Gets Paid?
The same plan collects very differently at Rs 200 a day, Rs 1,400 a week or Rs 6,000 a month. Match the rhythm to how your customer actually earns.
Read article MoneyInstallmentsA Qist Plan for a Customer Who Already Owes You
He has an open udhaar balance and now wants a big item on instalments. Keep the two apart, shrink the old page first, and size the plan honestly.
Read article MoneyInstallmentsAdding a Second Item to a Running Qist Plan
A customer five months into a fridge plan wants a washing machine on the same one. Make it a second plan, not a bigger one, and the finish line stays visible.
Read article ProblemInstallmentsWhen a Qist Plan Breaks and the Item Comes Back
He has stopped paying and wants to hand the fan back. What the item is really worth now, what he gets credited, and how to settle it so nobody is robbed.
Read article MoneyInstallmentsSelling a Used Item on a Qist Plan
A used fridge on eight installments is a different trade to a new one. Price it in cash first, take a bigger down payment, write every fault down.
Read article MoneyInstallmentsHow Many Qist Plans Can Your Shop Carry?
Every running qist plan holds a slice of your working money. Here is how to add up what is locked, work out your own ceiling, and still be able to buy stock.
Read article ProblemInstallmentsWhen the Guarantor Wants Out of a Qist Plan
Halfway through the plan your guarantor asks to be released. What he actually promised, what to check before you answer, and three fair ways to say yes.
Read article MoneyInstallmentsOne Qist Plan, Two People Paying It
Two brothers want a motorcycle on instalments and offer to pay half each. Write it in one name with the second as guarantor, and the plan survives a bad year.
Read article MoneyInstallmentsWhen a Customer Wants to Finish His Qist Early
He has the money and wants to clear the whole plan today. What to keep, what to hand back, and how to keep the arithmetic honest on both sides.
Read article MoneyInstallmentsWhen a Qist Plan Has to Change Halfway Through
A customer cannot manage the agreed instalment any more. How to reshape the plan without adding a rupee, keep the total honest, and write it so nobody argues.
Read article CompareInstallmentsBuy Shop Equipment With Cash or on Qist?
A fridge, a machine, a generator. Paying outright protects your total, paying monthly protects your working money. Here is how to choose the right one.
Read article MoneyInstallmentsHow Big Should the Down Payment Be on a Qist Plan?
The first payment decides whether the rest ever arrives. Work out your own floor, read what his offer tells you, and see when a smaller one is still safe.
Read article ProblemInstallmentsWhen the Guarantor Stops Answering His Phone
A guarantor is social pressure, not a legal guard. Here is why he goes quiet, what still works when he does, and how to set the next guarantee up so it holds.
Read article MoneyInstallmentsTake an Advance Before You Order It
A special order ties up your cash before it earns anything. How much advance to ask for, how to write the order down, and what to do if he never returns.
Read article ProblemInstallmentsWhen a Qist Is Missed, What Should You Do?
A missed installment is not a lost plan. Why it was missed, the call that saves it, why part payment beats nothing, and how to restretch the rest.
Read article CompareInstallmentsUdhaar or Qist: Which to Offer on a Big Item
An open balance has no end date, and a debt with no end gets paid last. Where the line sits, what each does to your cash, and how to convert an old balance.
Read article MoneyInstallmentsHow to Build a Qist Plan That Stays Fair
A qist plan with no interest: fix the cash price, add the one-time markup once, take a down payment, choose one day a month, and never charge for lateness.
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Step-by-step guides24Udhaar
Write it safely, and get the old balance back.
46 articlesInstallments
Installment plans that stay fair, with no interest.
26 articlesStock
Know what is on the shelf without counting all day.
45 articlesCustomers
Keep the people who keep your shop running.
33 articlesShop money
Expenses, cash and the profit you actually made.
64 articlesApp tutorials
Step-by-step walk-throughs of the Wasoolo app.
23 articlesWhat's new
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