Shop money: articles and guides
Every Wasoolo article about Shop money, newest first.
64 articles English & Roman Urdu Free to read, always
Shop money: articles and guides
64 articles
When Family Works in the Shop Without a Salary
A brother or son who takes cash when he needs it is not being paid. Work out what he is worth, fix an amount and a date, and name every rupee between.
Read article CompareShop moneyKeep Your Own Books, or Pay Someone to Do It?
There are two jobs here, not one. Keep the daily writing yourself, because that is where you learn your shop, and buy only the yearly work from somebody else.
Read article MoneyShop moneyWhen Someone Asks You to Prove Your Shop's Income
A landlord, a wholesaler or a form wants to see what your shop earns. What they really check, what a believable record looks like, and how to build one.
Read article MoneyShop moneyHow to Price the Work You Do, Not the Goods
Your hour arrives with no invoice, so it gets valued at whatever feels fair. Work out what an hour of your shop costs, then price every job from that floor.
Read article ProblemShop moneyWhen the Man at the Counter Cannot Use an App
Splitting the work in two: a slip at the counter, eleven minutes in the evening, and one screen taught to somebody who never wanted the whole thing.
Read article MoneyShop moneyThe Repair Bills That Never Reach Your Accounts
Paid in cash from the drawer, never written, and adding up to near a month of rent. The year totalled, the eight things to check, and where the money sits.
Read article CompareShop moneyRent Out a Corner of Your Shop, or Fill It?
Rent is certain and small; your own goods are uncertain and larger. The arithmetic, the footfall question that decides it, and seven things to agree first.
Read article MoneyShop moneySelling Someone Else's Goods on Commission
Goods that cost you nothing to stock still cost you shelf, cash handling and trust. What to settle before they arrive, and how to keep the money from mixing.
Read article MoneyShop moneyWhich Items in Your Shop Actually Earn the Money
The busiest shelf is rarely the earning shelf. One subtraction per item, a worked example on five products, and the four kinds of stock every shop carries.
Read article CompareShop moneyNew or Used Equipment for Your Shop?
The sticker gap is not the real gap. What running cost, repairs and working life do to a half-price machine, and the three questions that settle most cases.
Read article ProblemShop moneyHalf in Cash, Half by Transfer: One Payment
A customer pays part in notes and part into your account. One entry, two homes for the money, and four places the second half quietly disappears.
Read article ProblemShop moneyTaking Shop Orders on WhatsApp Without Losing Any
Messages, voice notes and lists arrive all morning and half of them turn into arguments. One reply message and one khata entry fix nearly all of it.
Read article CompareShop moneyA Partner's Money or a Loan to Grow Your Shop?
One obligation ends and leaves the shop yours. The other never ends and brings a second head. Six questions, the three-year arithmetic and the rules for both.
Read article ProblemShop moneyWhen the Road Outside Your Shop Is Dug Up
Walk-in trade thins, buying carries on and udhaar quietly grows. Here is how to cut stock, tighten credit and protect cash while the road stays closed.
Read article MoneyShop moneyWhich Bill Gets Paid First When Cash Is Short
Rent, electricity, your helper and two suppliers all want money and the galla holds half of it. Rank them by one question instead of by who shouts loudest.
Read article MoneyShop moneyWhen Your Helper Asks for a Loan, Not an Advance
An advance is salary paid before it is earned. A loan is something else entirely. Size it, write it down, and take it back without wrecking his month.
Read article MoneyShop moneyShould Your Shop Take a Cheque?
A cheque is a promise with a delay in it, not cash. Here is when to accept one, the five checks before you do, and what to do when it comes back unpaid.
Read article CompareShop moneySpend on the Shop's Look or on More Stock?
You have Rs 60,000 spare. Paint, shelves and a board, or more goods on the shelf? Some looks pay for themselves fast, and some stock never pays at all.
Read article ProblemShop moneyHanding Your Shop and Khata to the Next Person
One day somebody else opens your shutter. Hand over the khata, the balances, the supplier terms and the papers while you are still there to explain them.
Read article MoneyShop moneyYour Shop Shows Profit but the Galla Is Empty
The month says you earned Rs 61,000 and the galla holds Rs 4,300. Your profit is real, it is sitting in udhaar, stock, supplier dues or the house.
Read article ProblemShop moneyWhen Your Helper Quits Without Warning
He says on Thursday that he is not coming from Monday. Settle the days, the advance, the goods and the money he collected that same evening, on paper.
Read article CompareShop moneyOne Closed Day a Week, or Open All Seven?
What a closed day really costs in margin, what it buys back in stock counts and collections, and how to shut one day a week without losing customers.
Read article CompareShop moneyLeave the Day's Cash at the Shop or Take It Home?
Both answers are normal and both go wrong the same way. What each one really costs, the float nobody separates, and the third routine most shops settle on.
Read article ProblemShop moneyTeach Your Helper to Write the Khata Your Way
A second handwriting in your book can save you an hour a day or cost you a customer. The rules to teach, what to hold back, and the four-minute evening check.
Read article MoneyShop moneyAdding a Service Counter Beside Your Shop
Photocopies, top-ups, bill payments, small repairs. How to pick one that fits your counter, what it costs to start, and how to know in two months if it works.
Read article ProblemShop moneyWhen Your Helper Takes Goods Against His Salary
He takes tea, soap and oil off your shelf all month and nobody writes it down. Here is the rate to charge him and the page that ends the salary-day fight.
Read article CompareShop moneyBuy the Shop You Rent, or Keep Renting?
Your landlord wants Rs 40,00,000 for the shop you rent. Here is the number almost nobody works out, and the four questions that actually settle it.
Read article ProblemShop moneyThe Shop Papers You Should Never Lose
The rent deposit, the freezer bill, the guarantor page. Five families of shop paper, why each one bites when it is missing, and how to find any of them fast.
Read article ProblemShop moneyWhen Family Takes Goods and Nobody Writes It Down
Family takes goods off your shelf and nobody writes it, so the stock never matches. How to record it, three fair ways to settle it, and how to say it.
Read article CompareShop moneyOpen Earlier or Stay Open Later: What Earns More?
Two more hours at the morning end or the night end? What each one really brings, why margin and cash per hour decide it, and how to test your own shop.
Read article ProblemShop moneyWhen the Payment Comes From Someone Else's Account
The money arrives under a name that is not on your khata. Here is how to match it to the right customer, what to write, and how to stop it happening again.
Read article MoneyShop moneyWhen Your Shop Rent Goes Up: What Has to Change
The landlord wants more and your sales have not moved. Turn the rise into a daily figure, find four places the money can come from, and touch rates last.
Read article ProblemShop moneyWhen Customers Pay You at Home, Not at the Shop
Money handed over at your door, to your son or your wife, is the money that vanishes from the khata. The rule that keeps every home payment in your book.
Read article ProblemShop moneyWhen People Leave Their Money With You
Neighbours treat the shop as a safe box. Count it in front of them, write it on both sides, keep it out of the galla, and never put it to work for you.
Read article CompareShop moneyHome Delivery or Counter Only for Your Shop?
What a delivery round really earns after fuel and time, the credit trap that rides along with it, and the middle path most small shops end up choosing.
Read article ProblemShop moneyThe Customer Who Wants a Slip Every Time
Which sales really need a written slip, what has to be on it, and why the copy you keep is worth far more to your shop than the one he takes home.
Read article ProblemShop moneyWhen You and Your Helper Count His Days Differently
He says twenty-six days, you remember twenty-four. Why salary arguments happen between two honest people, and the one-line habit that ends them for good.
Read article CompareShop moneyDoes Your Shop Need Its Own Bank Account?
Running the shop through your personal account works until it does not. What a separate account gives you, what it costs, and when it stops being optional.
Read article MoneyShop moneyThe Order That Is Bigger Than Your Cash
Somebody wants a quantity your shop cannot fund. Before you say yes or no, work out what it really costs you and which three ways of funding it are safe.
Read article ProblemShop moneyWhen Your Helper Handles the Cash Box
A short galla is almost never a character problem first. Build the handover, the day count and the rules that protect an honest helper and catch the rest.
Read article MoneyShop moneyThe Small Change That Eats Your Day's Cash
Rounding down, borrowed change and a coin here and there add up faster than any shopkeeper expects. Where it goes, what it costs, and the float that stops it.
Read article ProblemShop moneyWhen the Shop Next Door Asks You for a Loan
A fellow shopkeeper needs cash or stock for a few days. What it really costs you, the three questions to ask first, and how to refuse cleanly.
Read article CompareShop moneyFixed Salary or a Share of Sales for Your Helper?
One keeps your costs steady, the other makes him care about every sale. See what each does in a good month and a bad one, and how to build a share that works.
Read article ProblemShop moneyWhen Your Helper Gives Udhaar Without Asking You
Your helper handed out credit while you were away and told nobody. Here is why it happens, what it costs, and the rules that stop it without losing him.
Read article MoneyShop moneyBuilding a Cash Cushion for Your Shop's Bad Week
Illness, a closed street or a broken freezer empties a small shop fast. Work out how much you need set aside, where to keep it, and how to build it slowly.
Read article ProblemShop moneyThe Payment Screenshot That Was Not a Payment
A screenshot is a picture, not money. Learn the four ways it goes wrong, the one check that settles it in seconds, and the rule your helper can follow.
Read article MoneyShop moneyHow to Add a New Line Without Burying Your Cash
A new product line is a bet with your working money. Size the test, set a deadline, watch the three real signals, and know in advance how you get out.
Read article ProblemShop moneyWhen Two People Write in the Same Khata
An entry nobody remembers making is the hardest kind to defend. Put a name on every line, agree what your helper may write alone, and check without accusing.
Read article CompareShop moneyA Family Helper or an Outsider in Your Shop?
Family costs less in wages and more in rules. An outsider is the opposite. Compare both on money, trust, hours and what happens when it goes wrong.
Read article ProblemShop moneyWhen Your Customer Is Also Your Supplier
He buys from your shop and you buy from his. Keep the two directions as two records under one name, settle only the difference, and fix the day you do it.
Read article CompareShop moneyOpen a Second Shop or Grow the One You Have?
A shop falls empty nearby and you have four days to decide. Test whether your first shop is really full, count what each road costs, then try before you sign.
Read article ProblemShop moneyWhen You Have to Leave Your Shop for a Month
Hajj, a wedding or an illness takes you away for weeks. Stop new udhaar early, hand over a counted shop instead of a trusted one, and read the book from far.
Read article CompareShop moneyHire a Helper or Run the Shop Alone?
A helper costs more than his salary and buys more than four hands. Work out the real numbers, the middle options, and how to tell in three months.
Read article ProblemShop moneyThe Season When Your Udhaar Doubles
A big season pays your shop last. Count last year before you buy, cap the credit before the rush, collect in the weeks before it, and plan for the week after.
Read article MoneyShop moneyHow Much Your Shop Must Sell Before You Earn
Rent, power, help and your own household are paid before a single rupee is yours. Here is the sum that turns them into a daily sales target you can check.
Read article MoneyShop moneyTwo Partners, One Shop, One Set of Accounts
Partnerships break on small money, not big money. The four numbers to fix on day one, what to write when a partner takes cash, and the hour that saves it.
Read article ProblemShop moneyWhen Half Your Sales Land in Your Mobile Account
Cash in the box, the rest on your phone, and one count that never matches. How to name every payment, close the day twice, and find the gap fast.
Read article MoneyShop moneyHow to Price What You Sell and Still Earn
What an item really cost you, the margin that keeps the shop open, why one percentage for everything is wrong, and how to raise a price safely.
Read article ProblemShop moneyIf Your Phone Is Gone Tonight, Where Is Your Khata?
A khata that lives in one place is one accident away from memory. The four ways it disappears, the rule of two copies, and the five-minute test.
Read article ProblemShop moneyKeep Shop Money and House Money Apart
The milk, the rickshaw fare, the Rs 500 from the box. Pay yourself a salary on a date instead, and your shop's profit becomes a number you can trust.
Read article MoneyShop moneyHow to Keep a Helper's Salary and Advance Straight
Salary, advance and loan are three different things. Terms on day one, one attendance mark a day, and a five-minute month end that ends the arguments.
Read article ProblemShop moneyWhy Your Cash Box Never Matches Your Khata
Your cash box is short at night because money left it without reaching the khata. Count the box first, list the day's real movements, close in ten minutes.
Read article CompareShop moneyKhata Register or Mobile App: Which Fits Your Shop
Paper is quick to write and slow to search. A phone khata is the opposite. An honest comparison, what switching really costs, and who should stay on paper.
Read article MoneyShop moneyHow to Work Out Your Shop's Real Profit
The cash in your galla is not profit. Count the buy rate, every kharcha, the udhaar you gave out and the stock on your shelf, and reach one real number.
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Step-by-step guides24Udhaar
Write it safely, and get the old balance back.
46 articlesInstallments
Installment plans that stay fair, with no interest.
26 articlesStock
Know what is on the shelf without counting all day.
45 articlesCustomers
Keep the people who keep your shop running.
33 articlesShop money
Expenses, cash and the profit you actually made.
64 articlesApp tutorials
Step-by-step walk-throughs of the Wasoolo app.
23 articlesWhat's new
13 articlesStart your digital khata today
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