ProblemShop money
When you have to leave your shop for a month
Hajj, a wedding or an illness takes you away for weeks. Stop new udhaar early, hand over a counted shop instead of a trusted one, and read the book from far.

Leaving your shop for a few weeks is a money problem, not a travel problem. Fix a date to stop giving new udhaar, collect what you can before you go, hand over a counted shop instead of a trusted one, and keep one way of reading your own book while you are away.
Start three weeks out, not the night before
Hajj, a daughter's wedding in another city, an operation, a death in the family, a month at the village during the harvest. Every shopkeeper gets one of these eventually, and the shop does not care why you are gone.
What breaks a shop is never the absence itself. It is that the last three days before leaving are spent on tickets and clothes, and the shop is handed over at nine at night with a sentence: "Just look after it, I will be back."
Three weeks is enough time to do the four things that matter, and none of them are difficult. Collect what you can. Stop the balance growing. Count what is in the shop. Decide who decides what.
Three weeks before you leave
- Tell the biggest balances you are going, and ask them to clear
- Fix the date after which no new udhaar goes out
- Agree every outstanding figure out loud, name by name
- Order the stock the shop will need for the whole month
- Write the four things the helper may not decide alone
- Count cash, stock and udhaar on the handover morning
- Keep a copy of the count somewhere outside the shop
Write your going date on a paper and work backwards from it. The list is short, and doing it slowly over three weeks costs you almost nothing, while doing none of it can cost you a season.
Stop the udhaar growing before you go
This is the single most valuable thing on the list, and it costs one sentence repeated for two weeks.
Pick a date about ten days before you travel and treat it as the line. After that date, no new names, no first-time buyers on credit, and no large amounts even for old customers. Regular small buying can carry on as normal, because stopping it would only push your regulars to the next shop and you would come back to a thinner khata.
Say it plainly and early to the people who carry the biggest balances. "I am away for the whole of next month. Can we clear this before I go?" Said three weeks out, that is a normal request. Said the night before, it sounds like an accusation, and it usually fails.
Give them a reason to move, not a threat. Most people pay a leaving shopkeeper because it is the last easy chance, and the ordinary ways of asking work better in this window than at any other time of the year.
Whatever does not come in, at least make it visible. Every name with a balance should have its figure agreed out loud before you go, so no one can rebuild the number in his own favour while you are not there to argue.
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Somebody has to run it, and he needs limits, not trust
Trust is not a plan. The man who minds your shop can be entirely honest and still cost you money, because he is guessing at decisions you have never had to explain.
So give him limits instead. Written, short, and the same every day.
What he decides, and what waits for your call
He may do this alone
- Sell for cash at the usual rates
- Write down a payment that comes in
- Refill the shelves from the back store
- Give a regular buyer his usual small credit
This waits for you
- Open a khata for a name that has none
- Sell below the rate you fixed
- Accept a return or agree its price
- Pay a supplier, or take cash out of the galla
The useful shape is: he may do the ordinary things without asking, and everything unusual waits for a phone call. Selling for cash, ordinary refills, recording a payment that comes in, all fine. New udhaar to a new name, a rate below your normal one, a return, paying a supplier a large amount, taking money out of the galla for anything at all: those wait.
Then remove the temptation, which is a kindness to him as much as protection for you. Keep the day's cash going into one place he cannot quietly dip into, and let his own spending run through you. Most helper trouble in a small shop is not theft, it is a small borrowing that was meant to be returned on Friday.
If your record lives in an app, this gets much easier, because he gets his own login and you switch on only what he needs. In Wasoolo you decide what a team member can see and do, so he can add today's sales without ever seeing your buying rates or your profit. What he cannot do, he cannot do by accident either, and neither of you has to remember a rule.
Count the shop the day you hand it over
The handover day needs one hour and a notebook, and it is the hour that decides whether the month can be argued about later.
Count three things and write them where both of you can see them, then have him agree the figures out loud.
The handover count, written where both of you can see it
Cash in the galla, that morning. Stock, at least the expensive lines, counted properly rather than glanced at. And the total udhaar standing outside, name by name, with the figures you agreed in the previous two weeks.
Photograph the pages or take a copy. This is the whole point of the exercise: when you come back you are not asking "how did it go", you are comparing two counts, and a comparison never turns into a quarrel. Keeping a copy off the premises matters for exactly the same reason a lost phone should not cost you your khata.
If you are handing over to family rather than a hired helper, do all of this anyway, and do it warmly. Counting is not distrust; it is the thing that lets you both be relaxed for a month.
Reading the shop from far away
Do not ring five times a day. It teaches him to tell you what you want to hear, and it turns a month away into a month of half-working.
Fix one short call at a fixed time, once a day or every second day, and ask for the same three numbers each time: today's sale, cash in hand, and any new udhaar with the name. Three numbers, two minutes, and the pattern is obvious within a week. A daily figure that never changes is telling you something, and so is one that swings wildly.
If your book is on your phone rather than in a register, you can simply read it. What he writes at the counter is on your screen wherever you are, so the call becomes a conversation about anything unusual instead of a reading of numbers. That is also the honest answer to why so many shopkeepers move off paper before a long trip, and not before: paper cannot travel with you.
Ask for one photograph a week too, of the shelves. It takes him ten seconds and it tells you more about how the shop is being kept than any figure will.
The first week back is when the truth shows up
Do not walk in and start selling. Give the first morning back to the count, before the shop gets busy and the month blurs.
Recount the same three things you counted on the day you left, and put the two lists beside each other. Cash, stock, udhaar out. Where the numbers do not meet, you are not looking for a thief, you are looking for a habit: goods that went out without being written, a customer who was given more room than he should have been, a supplier paid twice.
Then have one calm conversation, with the figures in front of you rather than in your voice. If the shop came through the month steady, say so and say thank you, because the man who kept it running deserves to hear it and you may need him again next year. If it did not, the longer question about running the shop alone is worth thinking about properly, in daylight, not in the first hour of being back.
And do one last thing while it is fresh. Write half a page about what went wrong and what you would do differently. You will be away again, and next time this page will save you the whole three weeks of guessing. Getting back into the daily counting habit in that first week is what makes the record trustworthy again.
Start your digital khata today
Free to start. Works offline. English, Roman Urdu & Hinglish. Your customers get their app free, forever.
Common questions
Is it better to just close the shop for the month instead?
Sometimes yes, and it is not a defeat. If nobody can be trusted with it and your stock does not spoil, closing costs you a month of sales but no leakage and no arguments. Tell your regulars two weeks out and put a paper on the shutter with the reopening date, or they will settle into another shop and some will not come back.
How do I stop the helper giving udhaar to his own friends?
Take the decision away from him rather than asking him not to. One line: no new name gets credit while you are away, and any credit to an existing name above a fixed figure needs your call. If your record is on an app, a team member's account can be set so he simply cannot open a new khata, which removes both the temptation and the argument.
My customers will move to the next shop if I close for a month. What can I do?
A month is short enough that most regulars come back if they know when. Tell them the date, not just the fact. Where you have a helper, keeping the shop open even for half a day, with reduced hours on the shutter, holds a surprising amount of the custom that a full closure loses.
Should I take my stock home while I am away?
Only the small, expensive, easy-to-move things, and only if the shop is being left closed. Moving the ordinary stock creates more counting errors than it prevents thefts, and a shop that has been emptied out looks closed for good to everybody passing.
What if I have to leave suddenly, with no three weeks?
Then do the two things that cannot wait and let the rest go. Count the cash and photograph it, and photograph or copy the udhaar list. Those two pieces of paper are what let you sort out anything else later. Everything else on the list is useful, but those two are the ones you cannot rebuild afterwards.
Should I pay the helper extra for holding the shop alone?
Agree something before you go, in words both of you would repeat the same way. A fixed amount for the month, or a normal wage plus something at the end if the count comes out clean, both work. What does not work is deciding it when you return, because by then he has an expectation and you have a figure, and they are never the same.