MaslahUdhaar
Customer paison ki jagah cheez ya kaam de to
Darzi silai deta hai, kisan gandum, aur bijli wala ek din ka kaam. Udhaar naqad ke baghair chukana theek hai, agar qeemat pehle tay ho jaye.

Khata naqad ke bajaye cheez ya kaam se chukana purana aur sacha tareeqa hai, aur wo sirf ek jagah kharab hota hai: qeemat. Kuch bhi milne se pehle rupay mein qeemat tay karein, safhe par usi raqam ki adaigi likhein, aur wo cheez kabhi na lein jis ki aap ke ghar ko zaroorat hi nahin thi.
Wo darzi jo paise ke bajaye silai dena chahta hai
Rashid par season ke shuru se Rs 4,200 hain. Wo aap se bach nahin raha. Rozana aap ki dukan ke saamne se guzarta hai, salam bhi theek se karta hai, aur jab bhi aap baat karte hain wohi jawab deta hai: kaam mandha hai.
Phir ek shaam wo koi aur baat karta hai. Wo darzi hai. Aap ke bachon ko aane wale mausam ke liye kapre waise bhi chahiyein. Wo chhe jore silai kar dega aur khata band.
Ek lamhe ke liye lagta hai ke masla khud hi hal ho raha hai. Aur ho bhi sakta hai. Aise saudon se har bazaar mein hamesha se hisab chukte aaye hain, aur usool ki bina par inkaar karna dene wale customer ko doobne wala customer bana dena hai.
Lekin dekhein ke abhi abhi baat cheet ke saath kya hua. Ek minute pehle is mein ek hi number tha, Rs 4,200, aur dono us par muttafiq the. Ab do number hain, aur un mein se sirf ek bola gaya hai.
Yeh sauda apne aap mein bura nahin
Pehle haan kehne ki sachi wajah dekhein, kyunke zyadatar dukandar ghalat wajah se inkaar karte hain.
Jis banday ke paas naqdi nahin lekin hunar ya maal hai, wo us se alag hai jo dena hi nahin chahta. Us ke paas ek makhsoos cheez ki kami hai. Agar us ke paas wo hai jo aap ne waise bhi khareedna tha, to dono ka faida hai: us ka wo balance khatam ho jata hai jo usay khaye ja raha tha, aur aap ko wo cheez dukan se naqdi nikale baghair mil jati hai.
Ek doosra faida bhi hai jo kahin nazar nahin aata. Jo khata haath milaate hue band ho wo customer ko rakh leta hai. Doosra rasta, mahinon maangte rehna, aakhir mein balance ke saath rishta bhi khatam kar deta hai, aur yehi poori baat saal purana udhaar ka kya karein mein bhi hai.
To sawal yeh kabhi nahin ke aisa sauda jaiz hai ya nahin. Sawal yeh hai ke yeh khaas sauda, isi khaas qeemat par, aap ko wahan chhorta hai ya nahin jahan naqdi chhorti.
Kuch bhi hilne se pehle rupay mein qeemat tay karein
Paisa yahin doobta hai, aur hamesha isi tarah doobta hai.
Farz karein darzi par Rs 4,200 hain aur wo silai ki peshkash karta hai
Farzi raqmein hain, sirf shakal samjhane ke liye. Kuch bhi milne se pehle in lainon mein us ka asal rate aur apna asal balance rakhein.
Rashid yeh nahin kehta ke "chhe jore Rs 4,200 ke". Wo kehta hai "chhe jore aur hisab barabar". Us ke rate par chhe jore ek number hai. Jo wo aap se customer ki tarah leta, wo doosra number hai. Aur jo silai wo mande hafte mein apne khali waqt mein kar leta, wo teesra number hai. In mein koi bhi bay imani nahin. Yeh bas alag alag hain, aur jo bola nahin jata wohi aakhir mein aap ke zimme lagta hai.
Is liye number pehle bolein, us ke kuch laane se pehle. "Aap ka ek jore ka rate Rs 700 hai, to chhe jore ke Rs 4,200 hue aur khata saaf." Ab sauday mein phir se ek hi number hai, aur wo wohi hai jis se baat shuru hui thi.
Agar wo alag rate chahta hai kyunke yeh order nahin balki hisab barabar karna hai, to yeh aam baat hai aur khul kar karne layaq hai. Jo baat karne layaq nahin wo yeh hai ke rate baad mein maloom ho, jab kapra kat chuka ho aur dono mein se koi peeche na hat sake.
Haan kehne se pehle teen sawal
Yeh isi tarteeb se poochein. Kisi ka bhi jawab nahin hua to yeh sauda nahin, sauday ke bhes mein nuqsan hai.
Paison ki jagah cheez lene se pehle teen sawal
- Kya aap ke ghar ne yeh cheez waise bhi khareedni thi?
- Kya is ka rate aisa hai jo dono baghair behes ke bol dein?
- Yeh jald mil raha hai ya hafton mein phaila hua hai?
- Kya is ki qeemat balance ke qareeb hai, us se bohat zyada to nahin?
- Sirf is liye lena ke inkaar karna bura lagta hai
- Sirf is liye lena ke us ke paas dene ko aur kuch nahin
Pehla sawal wohi hai jo dukandar chhor dete hain: kya aap ke ghar ko waqai is ki zaroorat thi? Jo chhe jore aap ne waise bhi banwane the, wo Rs 4,200 ki wapsi hai. Jo chhe jore zaroorat ke nahin the, wo Rs 4,200 ka almari mein para kapra hai, aur dukan ko jis naqdi ki kami thi wo abhi bhi hai.
Doosra sawal yeh ke kya aap is ki qeemat baghair behes ke laga sakte hain. Jis cheez ka rate sab ko maloom hai wo asaan hai: silai, eenton ki trolley, bijli ke kaam ka ek din, mandi ke bhao par gandum ki bori. Jis ka koi rate hi nahin wo mushkil hai, aur mushkil qeemat wali cheezein hi taluqat kharab karti hain.
Teesra sawal waqt ka hai. Naqad usi lamhe hisab barabar kar deta hai. Chhe joron ka wada teen hafton mein poora hota hai, aur us dauran aap ka paisa abhi bhi dukan se bahar hai. Agar kaam beech mein ruk gaya to ab aap ke paas saaf balance ke bajaye adhoora wada hai, jis ka peechha bhi nahin kiya ja sakta.
Aaj se apna digital khata shuru karein
Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.
Isay adaigi ki tarah likhein, ehsan ki tarah nahin
Yehi hissa bhula diya jata hai, aur isi ko bhoolne se band khata chhe mahine baad dobara khul jata hai.
Isay adaigi ki tarah likhein
- "Adaigi Rs 4,200, chhe jore silai", tareekh ke saath
- Tay shuda rate kaam shuru hone se pehle likha hua
- Adhoora kaam adhoori adaigi ki tarah darj
- Bacha hua balance safhe par khula hua
- Ek aisi lakeer jo saal baad dono parh sakein
Isay ehsan ki tarah na likhein
- Safhe par lakeer maar dena aur bas
- Sirf lafz "saaf", koi raqam nahin
- Saman aane tak sauda sirf yaad mein rakhna
- Aadhe kaam par poora balance khatam kar dena
- Safha saaf dikhane ke liye isay riayat likh dena
Jis lamhe cheez ya kaam mil jaye, us ke safhe par tay shuda raqam ki adaigi likh dein, saath chhota sa note ke wo kis cheez ki thi. "Saaf" nahin. Safhe par lakeer nahin. Rs 4,200 ki adaigi, tareekh ke saath, aur pehlu mein likha "chhe jore silai".
Is ek lakeer se teen kaam hote hain. Us ka balance usi tarah sifar hota hai jaise kisi bhi adaigi se hota hai, is liye aap ke apne total sahay rehte hain. Baad mein safha parhne wala, aap khud bhi, dekh sakta hai ke hua kya tha, andaza nahin lagata. Aur agar wo kabhi kahe ke kaam poora nahin hua tha, to safha bata deta hai ke us waqt dono mein kya tay hua tha.
Adhoore sauday par bhi yehi karein. Rs 2,800 ke chaar jore ke baad Rs 1,400 baqi rehte hain, aur wo bacha hua balance kisi bhi doosre balance ki tarah safhe par hona chahiye, aap ke zehan mein nahin. Jo khata ek tihai kapre se band ho aur do tihai rupay mein khula ho, wohi safha aage chal kar khata ka jhagra banta hai.
Khata kaghaz par hai to note hashiye mein likhein. App mein hai to note entry ke saath hi chalta hai, yani wohi tarteeb behtar likhai ke saath.
Yeh aap ke nafe par khamoshi se kya asar karta hai
Ek baat saaf rakhein, aur yehi wajah hai ke aise saudon ko aadat na banayein.
Dukan mein aane wali naqdi maal khareedti hai, aur maal nafe par bikta hai. Ghar mein aane wala kapra yeh nahin karta. Cheez ki soorat mein har wapsi wo paisa hai jo aap ki chalti hui naqdi se nikal jata hai aur us mein wapas nahin aata, chahe qeemat bilkul insaaf wali ho.
Is se yeh ghalat nahin ho jata. Is se yeh ek hi waqt mein ghar ki kharidari bhi hai aur udhaar ki wapsi bhi, aur isay dono tarah dekhna chahiye. Mausam mein ek do theek hain. Jis dukan mein chauthai wapsi cheez ki soorat mein aaye, wo dukan har mahine maal ke paison ki tangi mehsoos karegi aur samajh nahin payegi ke kyun, aur yeh wohi dhoka hai jo dukan ka asli nafa kaise nikalein mein bayan hua hai.
Inkaar kab karein, aur kaise
Inkaar tab karein jab qeemat na laga sakein, jab zaroorat hi na ho, ya jab peshkash balance se kahin bari ho.
Aakhri baat naram dil logon ko phansati hai. Jis par Rs 4,200 hain wo aap ko Rs 15,000 ki cycle de raha hai kyunke bas wohi us ke paas hai. Isay lena aap ko purani cycle ka aisa khareedar bana deta hai jis ki qeemat dono ne theek se tay hi nahin ki, aur usay yeh mehsoos hota hai ke us ne zyada de diya, jo qarz se bhi bura anjaam hai. Agar cheez balance se bohat bari hai to usay bechne mein madad karein aur jo mile us mein se apna paisa lein.
Inkaar bhi usi tarah karein jaise counter par kisi aur baat ka karte hain: dukan ke baare mein, us ke baare mein nahin. "Main khata naqad mein rakhta hoon, isi se maal aata hai." Yeh jumla sach hai, is mein us ki peshkash par koi raye nahin, aur is ke baad chhoti naqad shakal par baat karne ka darwaza khula rehta hai.
Aur rishtedar ki peshkash par khaas ehtiyat karein, kyunke qeemat wali baat wohi hai jo koi karna nahin chahta aur wohi sab kuch tay karti hai. Jo usool rishtedaron ko udhaar dena ko qabil e bardasht banata hai wohi yahan bhi lagta hai: number pehle, bol kar, jab tak sab aaram mein hain.
Aaj se apna digital khata shuru karein
Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.
Aam sawalat
Kya cheez se khata chukana bura amal hai?
Nahin. Yeh aam bhi hai aur aksar samajhdari bhi. Yeh sirf tab bura banta hai jab rupay wali qeemat milne se pehle ke bajaye baad mein tay ho, ya jab aap wo cheez lein jis ka ghar mein koi masraf hi nahin tha.
Us ke kaam ka kaun sa rate lagayein?
Wohi jo wo apne customeron se leta hai, illa yeh ke dono bol kar koi aur baat tay kar lein. Us ka aam rate hi sauday ko har kisi ke saamne, mahinon baad bhi, samjhane layaq rakhta hai.
Wo apne qarz se bari cheez de raha hai, kya lay kar farq wapas kar dun?
Sirf us soorat mein jab aap ko wo cheez usi qeemat par waqai chahiye thi. Warna aap ne wo khareed li jo aap chahte hi nahin the, aur wapsi ko kharidari bana diya. Aksar behtar yeh hai ke usay bechne mein madad karein aur naqad lein.
Cheez wale sauday ko record kaise karein?
Tay shuda rupay ki adaigi ke tor par, usi tareekh mein jab wo mila, aur saath chhota note ke kya diya gaya. Safhe par lakeer ya akela lafz "saaf" kabhi nahin.
Kaam aadha ho aur wo ruk jaye to?
To sirf jitna mila utni adaigi hai. Jo waqai mila usay tay shuda rate par likhein aur baqi balance khula rakhein. Isi liye poore lot ke bajaye fi cheez rate tay karna zyada mehfooz hai.
Kya tangi wale customeron ko khud yeh peshkash karun?
Kam hi, aur pehle qadam ke tor par kabhi nahin. Aap ka khud kehna aisa lag sakta hai jaise aap ne naqad milne ki umeed chhor di. Baat customer khud uthaye, phir qeemat theek se lagayein.