Rishtedaron aur doston ko udhaar dena

Rishtedar ka udhaar baqi udhaar se narm nahin hota, sirf wapas maangna mushkil hota hai. Raqam pehle se tay rakhein, naam usi khate mein likhein jis mein baqi sab hain, aur pehle hi din shart bol kar bata dein. Yehi ek aadat paisa bhi bachati hai aur taluq bhi.

Rishtedar ka udhaar sab se mushkil kyun hota hai

Aam customer par paisa hota hai. Chachazad bhai par bhi paisa hota hai, magar woh har shadi mein aap se do kursi door bhi baitha hota hai. Raqam ek jaisi, kaam bilkul alag.

Customer ke aur aap ke darmiyan counter hota hai. Aap mangal ko poochhte hain, woh jumme ko de deta hai, aur hafte tak dono bhool jate hain. Khandan mein poochhna khud ek qeemat rakhta hai. Jaldi poochhein to dil chhota kehlata hai. Logon ke samne poochhein to aisi baat shuru ho jati hai jo paise se zyada arsa chalti hai. Aur agar kuch na kahein, jo aksar dukandar khamoshi se chun lete hain, to baqaya itna barh jata hai ke zubaan par lana hi mushkil ho jata hai.

Is liye asal masla raqam nahin hoti. Masla yeh hota hai ke pehle din kuch bol kar tay hi nahin hua, aur teen mahine baad koi aisa jumla bacha hi nahin jo ilzam na lage.

Ek doosra nuqsan bhi hai jise log ginte nahin. Chachazad bhai ke Rs 30,000 kisi almari mein nahin pare, woh aap ke apne kharide hue saman ki shakal mein dukan se nikal chuke hain. Jab tak bahar hain, na naya maal aa raha hai aur na aap ka apna supplier khush hai. Jis dukan ke Rs 200,000 khandan ke naamon par khare hon, woh apne malik ke andaze se kam sarmaye par chal rahi hoti hai.

Poochhne se pehle khandan ka number tay karein

Sab se mazboot kaam woh hai jis ka kharcha kuch nahin, aur jo kisi rishtedar ke aane se pehle ho jata hai. Ek dafa yeh tay kar lein ke ek waqt mein aap ka kitna sarmaya khandan aur doston ke paas khara reh sakta hai. Sab ke liye mila kar ek number.

Ek pursukoon shaam mein rishtedaron ki had tay karna

1. 1Aaj jitna paisa rishtedaron aur doston ke paas hai, sab jama kareinWoh bhi shamil karein jo kabhi likhe hi nahin. Khas taur par wohi.
2. 2Ek total likhein jis ke baghair dukan teen mahine chal sakeSab ke liye mila kar ek number, har fard ka alag qaida nahin.
3. 3Woh number ek baar bol kar dekhein, taake aaram se dohra sakeinYeh dukan ki haqiqat hai, kisi ke bare mein faisla nahin.
4. 4Total bhar jaye to naya kuch na dein, jab tak wapas na aayeInkar had karti hai, aap ko khud karne ki zaroorat nahin parti.
5. 5Har mahine ki pehli tareekh ko yeh list dobara dekheinPaanch minute. Total khamoshi se barhta nahin rehta.

Har fard ka alag qaida kyun nahin? Kyunki rishtedar aik aik kar ke aate hain, aur aik aik kar ke har farmaish chhoti lagti hai. Bhatije ki kitabon ke Rs 5,000. Behnoi ki marammat ke Rs 8,000. Chacha ki fasal late ho jaye to Rs 12,000. In mein se koi bhi apni jagah na-munasib nahin lagti. Magar March mein jama karein to yehi aap ke poore mausam ka buying budget ban chuki hoti hain.

Total ka ek aur faida hai: jawab samne khare shakhs ke bare mein nahin rehta. "Main ek waqt mein taqreeban Rs 60,000 bahar rakhta hoon aur abhi woh poora bhara hua hai" — yeh aap ki dukan ki haqiqat hai. "Main aap ko paisa nahin de sakta" us bande par faisla lagta hai. Pehla jumla baat khatam kar deta hai, doosra nayi baat shuru kar deta hai.

Number us waqt tay karein jab dil pursukoon ho, us waqt nahin jab rishtedar counter par khara ho. Aur woh raqam dekh kar tay karein jis ke baghair dukan chal sakti hai, us sharm se nahin jo us lamhe mehsoos hoti hai. Agar aap ne kabhi yeh socha hi nahin ke ek naam par zyada se zyada kitna hona chahiye, to pehle woh had tay karein aur khandan ka total usi ke andar rakhein.

Rishtedar ka naam bhi usi khate mein likhein

Ab woh ghalti jo taqreeban har dukandar zindagi mein ek baar zaroor karta hai. Lihaz mein rishtedar ki raqam kitab mein nahin jati. Woh zehan mein reh jati hai, kyunki likhna aisa lagta hai jaise usay ghair keh diya ho.

Rishtedar ka record bhi baqi sab jaisa hi hota hai

✓Isse dono bache rehte hain

• Usi din tareekh, saman aur raqam likhein, jaise kisi bhi customer ki likhte hain
• Us ke samne likhein aur bata dein ke aap sab kuch kyun likhte hain
• Saman haath mein hote hue raqam aur tareekh bol kar tay karein
• Baqaya aisi jagah rakhein ke zaroorat par tanhai mein ek baar dikha sakein
• Tareekh guzar jaye to paise ka nahin, tareekh ka poochhein

✕Isse dono chale jate hain

• Lihaz mein rishtedar ki raqam sirf zehan mein rakhna
• Baad mein chupke se likhna aur ummeed rakhna ke usay pata na chale
• Bina raqam, bina tareekh aur bina kuch kahe de dena
• Doosre rishtedaron ke samne baqaye ka zikr chher dena
• Pehli raqam hili bhi na ho aur doosri de dena

Chhe mahine baad aap ke zehan mein ek number hota hai aur us ke zehan mein doosra, aur beech mein koi kaghaz nahin jo faisla kar de. Ab yeh paise ka mamla nahin raha, yaddasht ka mamla ban gaya, aur is par raye poora khandan deta hai.

Likh lena bad-gumani nahin, is ka ulta hai. Likhi hui lakeer hi aap ko bay-fikr rakhti hai, kyunki phir aap har mulaqat par us ke chehre ko dekh kar zehni hisab nahin lagate. Us ke liye bhi yeh mehrbani hai: usay saaf pata hota hai ke woh kahan khara hai, aur woh andaza lagata nahin rehta ke aap khamoshi se kya gin rahe hain.

Is liye entry usi jagah, usi din, usi tafseel ke saath jati hai: tareekh, saman, raqam. Agar aap ka record app mein hai to us ka naam bhi customer list mein baqi sab ke saath khara rehta hai, aur wohi statement usay bhi ja sakti hai jo kisi bhi khareedar ko jati hai. Record mein koi khaas baat honi hi nahin chahiye. Khaas sirf guftagu honi chahiye.

Woh ek jumla jo paisa bhi bachata hai aur shaam bhi

Shart us waqt bolein jab saman abhi aap ke haath mein hai. Yehi woh lamha hai jab yeh baat asaan hoti hai, aur woh lamha sirf ek hota hai.

Jumla chhota rakhein aur narm rakhein. "Le jayein, Rs 9,000 hain. Agle mahine ke aakhir tak keh lete hain, aur kuch badle to bata dijiyega." Aap ne raqam bhi bata di, tareekh bhi bata di, aur usay wapas aane ka aisa raasta bhi de diya jis mein sharm nahin. Jo baqaye bigarte hain, woh aksar isi liye bigarte hain ke yeh aakhri darwaza kisi ne banaya hi nahin.

Phir usi ke samne likhein, baad mein chupke se nahin. Samne likhna hi us ehsan ko, jise dono alag alag yaad rakhte, ek aam karobari baat bana deta hai jo dono ko nazar aati hai.

Tareekh aa jaye aur kuch na aaye to ek baar poochhein, tanhai mein, aur paise ka nahin tareekh ka poochhein. "Aap ne mahine ka aakhir kaha tha. Wohi theek hai ya ek hafta aur rakh lein?" Is sawal ka bura manana taqreeban na-mumkin hai, aur is se waada nahin, asli jawab milta hai. Wasooli ke aam usool yahan bhi wohi hain, bas dheeme aur kabhi kisi ke samne nahin.

Kabhi sach yeh hota hai ke yeh tohfa hai

Kuch farmaishein udhaar hoti hi nahin, aur dono ko pata hota hai. Bewa phupho ki dawa. Bure mahine mein bhai ka kiraya. Us bhatije ki fees jis ke walid ka kaam ruka hua hai. Counter par khare har shakhs ko dikh raha hota hai ke yeh paisa wapas nahin aana.

Farz karein ek cousin haspatal ke bill ke liye Rs 20,000 maangta hai

Is mahine dukan se aap kitna nikal sakte hainRs 20,000

Woh haqeeqat mein kitna aur kab tak wapas kar sakta haiRs 0

Tohfe ke tor par diya, ghar ke kharche mein daal diyaRs 20,000

Iske bajaye dukan ki udhaar list mein para rehtaRs 0

Aane wale teen saal jis baqaye ke peeche bhagna partaRs 0

Yeh number sirf misal hain. Asal baat faisla hai: wohi Rs 20,000 dono soorton mein dukan se jate hain, magar baqaya sirf ek soorat mein peeche reh jata hai.

Agar de sakte hain to de dein, magar tohfe ke tor par dein. Lafz bol dein: "Yeh meri taraf se hai, wapas ka mat sochiye ga." Phir usay dukan ki udhaar list se nikal kar wahan daal dein jahan ghar ka kharcha jata hai, kyunki sach mein woh wohi hai.

Kharcha barabar hi rehta hai aur teen cheezein bach jati hain: woh baqaya jo kabhi wapas nahin aana magar aap ginte rehte, woh qarz jo woh utha nahin sakta magar uthaye phirta, aur woh poora saal jis mein dono nazrein churate hain.

Is ka ulta bhi utna hi ahem hai. Agar woh tohfa nahin hai to apni khamoshi se usay tohfa na banne dein. Jo paisa bina raqam, bina tareekh aur bina kuch kahe diya jaye, woh naam ke ilawa har lehaz se tohfa hi hai, aap ki niyat chahe jo bhi thi. Aur is qism ka dena dukan ke bajaye ghar wale hisse mein rakhein, jo tab bohat asaan hota hai jab dukan aur ghar ka hisab pehle se alag chal raha ho.

Agar baat pehle hi door tak ja chuki hai

Yeh parhne wale aksar logon ke paas do teen aise naam pehle se maujood hote hain, kuch to saalon purane. Yeh aam baat hai aur theek ho sakti hai, magar message bhej kar nahin.

Ek baar ja kar us ke paas baithein, akele, kamre mein koi aur rishtedar na ho. Baat raqam aur aakhri tareekh se shuru karein, itminan se, jaise bill parh rahe hon. Phir khamosh ho jayein aur usay pehle bolne dein. Thori si khamoshi ke baad aksar log sach bata dete hain ke woh kitna kar sakte hain.

Phir koi chhoti aur asli baat tay karein. Aath mahine tak Rs 2,000 mahana un Rs 16,000 se behtar hai jo do sardiyon se hile hi nahin. Hisse aur tareekhein aisi jagah likhein jahan dono dekh sakein, aur khatam ko sach much khatam samjhein. Us ke baad kisi shadi par is ka zikr nahin hota. Agar baqaya bohat arse se para hai to usay wohi tareeqa dein jo ruke hue purane baqaye ko diya jata hai: umar ke hisab se list, aur har naam par ek faisla.

Aur der ki wajah se upar kuch na barhayein. Waqt guzarne ka na koi jurmana hai na koi aur ziyadti, na khandan mein aur na kisi aur ke saath. Aisa karne se paise ki baat shikwe mein badal jati hai, aur shikwa baqaye se lamba chalta hai.

Woh qaida jo isay poore khandan mein phailne nahin deta

Khandan mein baat chalti hai. Jis din aap ne bari raqam bina shart de di, jo shart aap ne tay nahin ki wohi sab ke liye qaida ban gayi. Is liye kaam ka usool kisi ek rishtedar ke bare mein nahin, tarz ke bare mein hai.

Teen aadatein sab kuch sambhal leti hain. Khandan ki har raqam usi din, usi khate mein likhi jaye, jaise koi bhi doosra naam. Har raqam ke saath dete waqt tareekh bol kar tay ho. Aur jis naam ne pehli raqam hilai hi nahin, usay doosri na jaye. Aakhri aadat hi asal qaida hai, aur yeh sakhti nahin, yehi aap apne aam customers ke saath pehle se karte hain.

Ek saal yeh chala lein to ek khamosh tabdeeli aati hai. Farmaishein chhoti aur sanjeeda ho jati hain, kyunki ab sab ko pata hota hai ke dukan ki apni ek shakal hai. Aur aap ki shaamein wapas mil jati hain, kyunki zehan mein ab woh number nahin hota jise aap chawal ki pyali pakrate hue sochne se rok rahe hote hain.

Aam sawalat

Rishtedar bura maan jayega ke us ka naam kitab mein likha. Main kya kahoon?

Us ke samne likhein aur wajah bhi bata dein: "Main sab kuch likhta hoon, warna bhool jata hoon aur phir poochhte hue bura lagta hai." Is se baat aap ki yaddasht ki ban jati hai, us ke kirdar ki nahin, aur yeh sach bhi hai. Masla tab shuru hota hai jab aap chupke se likhein aur usay baad mein pata chale.

Kya rishtedar se zamin maangna chahiye?

Aam tor par nahin. Khandan ke andar zamin dar-asal ek doosra rishtedar hota hai jo ab isi jhijhak mein shamil ho jata hai, is liye qeemat nazar se zyada hoti hai. Jis ki aamdani ka aap ko ilm nahin, us ke liye tareekhon wala likha hua plan wohi kaam bohat kam nuqsan ke saath kar deta hai.

Us ke paas shadi aur naye phone ke paise hain, mere baqaye ke nahin. Ab kya karoon?

Ek baar saaf poochhein, jo dekha hai us ki fehrist banaye baghair. "Aap ki taraf Rs 14,000 hain. Is mahine kitna kar sakte hain?" Us ke kharchon ka zikr baat ko us ki zindagi par bahes bana deta hai, aur woh bahes aur paisa dono haath se jate hain.

Kya rishtedar ko saaf inkar karna ghalat hai?

Nahin, aur wajah ke saath kiya jaye to bohat behtar hota hai. "Dukan jitna bahar rakh sakti thi, utna abhi bahar hai" — yeh sach hai, dohraya ja sakta hai, aur kisi ek shakhs par nahin. Yehi jumla sab ko kahein to ek mahine mein zaati lagna chhor deta hai.

Jo dost har hafte dukan se saman leta hai aur purana baqaya bhi rakhta hai, us ka kya karoon?

Cash par bechte rahein aur purani lakeer alag rakhein. Usay bilkul rok dena aap ka wohi ek raasta khatam kar deta hai jis se us bande tak pahunch hoti hai jis par paisa hai. Aaj ka saman cash par lein, aur purani raqam hisson mein utarne dein.

Ghar wale kehte hain ke rishtedaron ka hisab rakhna sharam ki baat hai. Kya woh theek kehte hain?

Woh adab ki baat kar rahe hain, paise ki nahin. Jo record khamoshi se rakha jaye aur kisi ko dikhaya na jaye, us se kisi ka nuqsan nahin hota, jabke bhoola hua hisab likhe hue hisab se kahin zyada gharon ko torh chuka hai. Record rakhein, aur ek rishtedar ka baqaya doosre ke samne kabhi zeer-e-bahes na layein.