PaisaDukan ke paise
Dukan ka asli nafa kaise nikalein
Galle ka cash nafa nahin hota. Kharid rate, sab kharche, diya gaya udhaar aur shelf par para stock nikalein, aur ek asli number tak pohanch jayein.
Galle se asli nafe tak, paanch qadam
- 1Aaj ki sale jama kareinCash sale aur woh saman bhi jo udhaar par gaya.
- 2Kharid rate minus kareinWoh saman aap ko kitne ka para tha, becha kitne ka nahin.
- 3Ek din ke kharche minus kareinKiraya, bijli, mulazim aur chhoti cash, rozana ke hisab se.
- 4Bharose par gaya saman likheinAaj ka udhaar kamai to hai, kharch nahin ho sakti.
- 5Shelf par nazar daleinStock aap ka soya hua paisa hai. Mahine mein ek baar ginein.
Dukan band karte waqt galle mein jo paisa hai, woh aap ka nafa nahin hai. Woh sale hai, jis mein se aaj ke kharche nikal chuke hain aur jis mein purana udhaar bhi shamil ho gaya hai. Asli nafa woh hai jo kharid rate, tamam kharche, diya gaya udhaar aur shelf par para stock nikalne ke baad bachta hai.
Galla aap ko sach nahin batata
Kisi dukandar se poochein aaj kitna kamaya, to woh galla khol kar dekhta hai. Andar pare Rs 9,000 aise lagte hain jaise poore Rs 9,000 kamai hai. Aisa hai nahin, aur isi farq mein chhoti dukanein khamoshi se pura saal gawa deti hain.
Us galle ka paisa char alag alag cheezon ka mixture hai, aur us mein se sirf ek patli si tah aap ki hai.
Sab se bara hissa aap ka apna paisa hai jo laut kar aaya hai. Aata ka jo thela aap ne Rs 2,450 ka liya tha woh Rs 2,700 mein bika, to naya paisa sirf Rs 250 hai. Baqi Rs 2,450 pichhle hafte ka wohi paisa hai jo darwaze se wapas andar aa gaya.
Kuch hissa purana udhaar hai jo aaj wapas mila. Woh sale April mein ho chuki thi, aur uski khushi aap ek dafa mana bhi chuke hain.
Kuch hissa aap ka hai hi nahin. Jo raqam jumeraat ko supplier ko deni hai woh aaj isi galle mein pari hai, aur bijli ka bill bhi wahin hai.
Aur aaj ka kuch nafa galle mein hai hi nahin. Woh ya to shelf par bina bike saman mein para hai, ya customer ki jeb mein naya udhaar ban chuka hai.
Imran ki general store Multan ke ek mohalle mein hai. Pichhle mahine do din aise aaye jab band karte waqt theek Rs 9,000 galle mein the, aur usne samjha dono din ek jaise the.
Do din, aur galle mein wohi Rs 9,000
Peer ka din saada cash ka din tha. Mangal ko shutter girte waqt manzar bilkul wohi tha, lekin us din Rs 2,000 zyada sale hui, Rs 5,000 ka udhaar bahar gaya aur Rs 3,500 purana paisa wapas aaya. Galla ek jaisa, karobar bilkul alag. Agar Imran apna hafta galle se naapta rahe, to usay kabhi pata nahin chalega ke usay kis qism ke din zyada chahiye.
Sale aur asli nafe ke beech chaar cheezein chhupti hain
Kharid rate. Sale ke har rupay ke peechhe ek kharch pehle se mojood hota hai. Ek hi shelf par pari do cheezein, dono Rs 500 ki, ek aap ko Rs 120 deti hai aur doosri sirf Rs 15. Sara din doosri wali bikti rahe to bhi galla shandar lagega.
Kharche. Kiraya, bijli aur tankhwah rozana nahin aate, is liye rozana mehsoos nahin hote. Hote rozana hi hain. Rs 25,000 ka kiraya har din ke Rs 833 hain, chahe malik makan aaya ho ya nahin.
Diya gaya udhaar. Saman shelf se ja chuka hai, is liye sale bhi asli hai aur nafa bhi. Cash sirf yahan nahin hai. Roz Rs 5,000 udhaar dein to mahine mein aap ka Rs 150,000 chalta hua paisa dukan se bahar khara hota hai.
Shelf par para stock. Saman par kharcha hua paisa na gaya hai na kamaya gaya hai. Woh khara hai. Soch samajh kar kharidne wali dukan ka galla patla aur karobar tandurust ho sakta hai. Zyada kharidne wali dukan ka galla ek hafta bhara rehta hai aur 20 tareekh tak cash khatam.
Woh kharche jinhein koi nahin ginta
Kiraya aur tankhwah yaad reh jate hain, kyunki koi na koi aa kar maangta hai. Khatarnak kharche woh chhote wale hain jo cash mein nikalte hain aur kahin likhe hi nahin jate.
Woh kharche jo hisab tak pohanchte hi nahin
- Dukan ka kiraya, roz ke hisse mein
- Bijli, gas aur generator ka tel
- Mulazim ki tankhwah, uski chai aur khana
- Rickshaw, loader aur saman lane ka petrol
- Shopper, tape, kagaz aur packing
- Toot phoot, expiry aur kharab saman
- Phone balance, internet, card machine ki cut
- Marammat: fridge, shutter, pankha, freezer
- Ghar le jane wali raqam, har baar likhi hui
- Purana udhaar jiska peechha chhor diya
Is list ki do lines par ek ek jumla alag se banta hai.
Toot phoot aur expiry sachcha paisa hai. Jo botal giri, jo biscuit purane ho gaye, jo doodh ka pack yun hi de diya: in ka bill nahin aata, is liye aksar koi inhein minus nahin karta. Counter par ek copy rakhein aur jo cheez marti jaye uska kharid rate likh dein. Mahine ke akhir mein woh safha aksar bijli ke bill se bara nikalta hai.
Ghar le jane wali raqam dukan ka kharcha nahin hai, aur bilkul isi liye usay likhna zaroori hai. Woh nafa hai jo kharch ho raha hai. Agar woh bina kisi line ke galle se nikalti rahe, to 25 tareekh ko patla galla dekh kar aap sale ko kosenge, jabke asal baat yeh hogi ke Rs 22,000 paanch paanch sau ke tukron mein ghar ja chuke hain.
Ek din ka hisab, upar se neeche tak
Poora hisab yahan ek din ke liye kar ke dekh lein. Apne kisi asli din par ek dafa yeh kar lein, phir yeh accountancy nahin lagta.
Farz karein: general store ka ek hafte wala din
Yeh misal ka din hai, kisi dukan ka asal data nahin. Inhi chaar lines par apne numbers dalein.
Beech wali Rs 1,850 wali line kahan se aayi? Apne maheene ke pakke kharche jama karein aur khulne wale dinon par taqseem kar dein. Kiraya Rs 25,000, bijli Rs 9,000, ek mulazim Rs 20,000, internet aur phone Rs 1,500. Yeh mahine ka Rs 55,500 bana, aur 30 din khulne par rozana Rs 1,850. Yeh number ek baar nikal kar card par likh lein, aur agle chhe mahine wohi istemal karein.
Sab se upar wali line par log sab se zyada ghalti karte hain. Sale ka matlab hai woh sab kuch jo aaj shelf se gaya, cash aur udhaar dono. Iska matlab woh nahin jo galle mein aaya. Purana udhaar jo aaj wapas mila woh aaj ki sale nahin, woh mahine pehle ki sale thi, aur usay dobara ginna hi woh tarika hai jis se bura mahina achha lagne lagta hai.
Doosri line log chhor dete hain, kyunki uske liye kharid rate chahiye. Bilkul theek rate zaroori nahin. Apni das sab se tez bikne wali cheezon se shuru karein, har ek ke samne kharid rate likh dein, aur baqi ka andaza apne aam margin se laga lein. Har hafte ka motamota hisab us mukammal hisab se bohot behtar hai jo kabhi hota hi nahin.
Udhaar aaj nuqsan lagta hai, nafa baad mein banta hai
Jis din aap Rs 5,000 ka saman udhaar par dete hain, galla bhi Rs 5,000 halka hota hai aur shelf bhi. Andar kuch nahin aaya. Woh hafte ka sab se bura din lagta hai.
Tha nahin. Saman nikalte hi aap apna margin kama chuke the, farz karein Rs 900. Aap ne jo khoya woh apne Rs 4,100 ka istemal tha, jab tak woh paisa wapas nahin aata. Udhaar ko dekhne ka imandaar tarika yehi hai: nafa aaj likha gaya, aur cash ek aisa qarz ban gaya jo aap ne dena nahin chaha tha.
Isi liye do numbers aap ke zehan mein alag rehne chahiyein. Nafa batata hai ke dukan chal rahi hai ya nahin. Cash batata hai ke jumeraat ko supplier ko paisa de payenge ya nahin. Dukan nafe mein ho kar bhi bill na de pane wali ho sakti hai. Yahin dukandar ghabra kar samajh leta hai ke karobar doob raha hai, jabke masla sirf itna hai ke Rs 200,000 mohalle mein para hai. Agar aap ka bara hissa bahar phansa hai to udhaar wapas lene ke qadam aap ke cash ke liye kisi bhi rate barhane se zyada ahem hain.
Ek usool is sab ko hadd mein rakhta hai: aap ka kul bahar para udhaar kabhi ek mahine ki kharidari se bara nahin hona chahiye. Us line ke baad aap apne customers ko supplier ke paise par chala rahe hote hain.
Aaj se apna digital khata shuru karein
Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.
Stock woh paisa hai jo so raha hai
Farah Rawalpindi mein cosmetics aur chhote gift bechti hain. Saal bhar sale barhti rahi, nafe ka hisab bhi theek tha, aur December mein woh supplier ko paisa nahin de sakin. Margin theek the. Shelfon par Rs 340,000 ka stock para tha, aur us mein se taqreeban Rs 120,000 ka saman chhe mahine se hila hi nahin tha.
Har bina bika dabba ek aisa rupya hai jo aap ki jeb se pehle hi nikal chuka hai. Mahine mein ek baar shelf ko kharid rate par ginein, sale rate par nahin, aur us total par nazar rakhein. Agar sale wahin ki wahin rahe aur stock ka number barhta jaye, to aap bechne se tez kharid rahe hain, aur jo nafa aap ne ginna tha woh khamoshi se cartons mein badal raha hai. Stock ko theek satah par rakhna sab se sasta cash hai jo aap kabhi utha sakte hain, kyunki woh paisa pehle se aap ka hai.
Itwar ko, Eid par nahin
Zyada tar dukandar apna nafa saal mein ek baar nikalte hain, aksar tab jab kuch bigar chuka hota hai. Us waqt tak saal kharch ho chuka hota hai aur kuch badla nahin ja sakta.
Iski jagah har Itwar ko bees minute dein. Hafte ki chaar lines: sale, bike hue saman ka kharid rate, kharche, aur jo nafa bacha. Phir do aur: aaj kul kitna udhaar bahar hai, aur stock kharid rate par kitna hai. Chheon numbers ek hi copy mein likhein, har hafte ek row, aur chhathe hafte tak rows khud bolne lagti hain: woh hafta jab zyada maal kharid liya, woh jab udhaar chhalang laga gaya, aur woh jab naye stock par purane rate dete rehne se margin phisal gaya.
Yeh sab haath se karna bilkul chalta hai. Lekin agar ledger ko kharid rate, kharche aur bahar para udhaar pehle se maloom hon to kaam ek minute ka reh jata hai. Wasoolo yeh sab ek jagah rakhta hai aur kisi bhi tareekh se tareekh tak ka nafa dikha deta hai. Pehle iska kaam dekh lein ya muft download karein.
Deewar par likhne wale do number
Agar aur kuch na rakhein, to yeh do number rakhein, har hafte taza kar ke, ek kagaz par counter ke paas chipka kar.
Rozana ka nafa. Wohi jo upar wale box se nikla. Yeh batata hai ke dukan rozi de rahi hai ya nahin. Ise aath hafton ki cheez ki tarah dekhein, kisi ek din ke number ki tarah nahin.
Dukan se bahar para paisa. Kul udhaar jama stock kharid rate par. Yeh aap ka apna cash hai jo aaj kharch nahin ho sakta. Jab yeh teen hafte tak barhta rahe aur nafa wahin khara rahe, to samajh lein tang mahina aa raha hai, aur abhi waqt hai ke aap kuch karein.
Jo dukandar Itwar ki shaam yeh do number jaanta hai, woh pura hafta behtar faisle karta hai: kya kharidna hai, kis se paisa maangna hai, aur kab kehna hai "bhai, pehle purana hisab saaf kar lein".
Aam sawal
Kya galle ka cash kabhi mere nafe ke barabar hota hai?
Taqreeban kabhi nahin. Galle mein aap ka apna laut aane wala paisa, purana udhaar aur doosron ka paisa sab mila hua hota hai, jabke aaj ka kuch nafa shelf par ya customer ki jeb mein para hota hai. Galle ko band karte waqt cash ki ginti samjhein, aur nafa alag se nikalein.
Aadhe saman ka kharid rate mujhe yaad hi nahin. Shuru kahan se karun?
Un das cheezon se jo sab se zyada bikti hain. Har ek ka kharid rate ek card par likh kar almari mein chipka dein, aur rate badalne par theek karte rahein. Yehi das cheezein aksar zyada tar sale bana deti hain, is liye nafe ka number foran qareeb aa jata hai. Agle mahine das aur jor lein.
Ghar le jane wali raqam ko kharcha ginun ya nahin?
Dukan ka kharcha nahin, lekin likhna hamesha hai. Woh nikalta hua nafa hai, dukan chalane ki lagat nahin. Uski alag line rakhne se aap wohi nafa do dafa kharch nahin karte aur saaf pata chalta hai ke dukan ghar ko kitna utha rahi hai.
Yeh hisab kitni baar karna chahiye?
Hafte mein ek baar sab se behtar rehta hai. Rozana wala amal teesre hafte tak chhoot jata hai, aur saalana itna der se aata hai ke kuch badla nahin ja sakta. Itwar ke bees minute chhe number dete hain jo pichhle Itwar se milaye ja sakte hain, aur asal faida isi muqable mein hai.
Nafa theek lagta hai lekin cash bilkul nahin. Kya masla hai?
Aap ka paisa aam tor par do jagah hota hai: woh udhaar jo wasool nahin hua aur woh stock jo bika nahin. Dono jama karein aur ek mahine ki kharidari se muqabla karein. Agar yeh bara hai to kharidari dheemi karein aur margin ko ilzam dene se pehle ek pura hafta wasooli par lagayein.
Nafa barhane ke liye rate barhana zaroori hai?
Aam tor par nahin. Zyada tar chhoti dukanein nafa leak band kar ke tez paati hain: mara hua stock, toot phoot, na wasool hone wala udhaar aur woh chhoti cash jo bina likhe nikal jati hai. Yeh theek karne se customer ko kuch nazar nahin aata, isi liye shuruat ke liye yeh mehfooz jagah hai.
Apni dukan ka pehla nafe wala number nikalna mushkil lag raha hai? Hum se poochein ke aap abhi record kaise rakhte hain, hum us ek number tak ka sab se chhota rasta bata denge.