Jab koi aur us ka udhaar chukane aaye

Paisa le lein aur usay us customer ke naam likhein jis ka khata saaf ho raha hai, us shakhs ke naam kabhi nahin jo de raha hai. Entry ke barabar dene wale ka naam likh dein, baqi balance bol kar batayein, aur dono naamon wali parchi dein. Qarz usi ka rehta hai jo saman le gaya tha.

Wo walid jo lifafa le kar aata hai

Kisi khali subah ek aisa aadmi andar aata hai jis se aap ka kabhi wasta nahin para, aur kehta hai ke wo apne bete ke khate ke silsile mein aaya hai. Wo ek raqam rakhta hai aur kehta hai ke is se jitna saaf ho jaye kar dein.

Taqreeban har dukandar ka pehla ehsas sukoon hota hai. Jis paise se aap taqreeban umeed chhor chuke thay wo counter par khara hai, aur dene wala pursukoon aur khush akhlaq hai. Aap le lete hain, kuch likh dete hain, aur subah aage barh jati hai.

Yeh aksar durust jhukao hai aur aksar theek bhi reh jata hai. Magar is chhote se waqiye ke bigarne ke raaste us se zyada hain jitne dikhte hain, kyunki agle kai mahine teen log is ki apni apni shakal apne dimagh mein le kar chalenge: aap, jis ne diya, aur wo customer jo wahan tha hi nahin.

Yeh har udhaar wali dukan mein hota hai. Walid bete ka page saaf karta hua. Bhai us bhai ki taraf se jo kaam ke liye bahar chala gaya. Malik apne kaam karne wale ka udhaar chukata hua aur us ki tankhwah se kaat leta hua. Biwi shohar ke balance ka paisa lati hui. Har ek soorat thori alag hai aur counter par sab ka tareeqa ek hi hai, jo achi khabar hai.

Adaigi asal mein kis ki hai?

Is soorat mein uljhan noton ki nahin hoti. Uljhan page ki hoti hai.

Khata yeh likhta hai ke ek shakhs par kitna hai. Jab doosra shakhs us ka kuch hissa deta hai to qarz ka koi hissa hath nahin badalta: jo saman le gaya tha wo ab bhi dukan ka dena hai, bas kam. Dene wale ne kuch khareeda nahin, kuch khola nahin, aur wo aap ka customer nahin banta.

Likh kar yeh zahir lagta hai, aur counter par barabar gadd mad hota hai, kyunki dukandar qudrati tor par us shakhs ka naam likhta hai jo saamne khara ho. Dene wale ke naam likhi hui adaigi us shakhs ka doosra page bana deti hai jo kabhi saman le kar gaya hi nahin, aur customer ka balance jahan tha wahin rehta hai. Ab ek durust record ke bajaye do ghalat record hain.

Ek doosri uljhan ka zikr bhi zaroori hai. Kisi rishtedar se adaigi lene ka matlab yeh nahin ke ab baqi raqam ka zimma us par hai. Us ne aaj Rs 18,000 diye; us ne baqi saat hazar dene ka wada nahin kiya, aur usay aisa samajhna hi wo tareeqa hai jis se madad karne wala shakhs dobara na aane ka faisla kar leta hai. Agar kisi balance ka waqai zimmedar chahiye to wo zamin hota hai aur wo pehle se hone wala alag maamla hai, jis par zamin kab lena chahiye mein baat hui hai.

Farz karein us ka bhai Rs 25,000 mein se Rs 18,000 deta hai

Farz karein us ka bhai Rs 25,000 ke page mein se Rs 18,000 deta hai

Us subah khata kya dikha raha thaRs 25,000 baqi

Counter par us ke bhai ne diyaRs 18,000

Customer ke apne naam par likha gayaRs 18,000

Entry ke barabar likha: us ke bhai ne diyaek line

Customer par ab bhi baqiRs 7,000

Ek page, ek balance, do log jise jante hainRs 7,000

Bhai ka apna koi page nahin banta. Wo adaigi ke barabar likhi hui ek line hai, doosra customer nahin.

Us table ki sab se ahem line chauthi hai, yani entry ke barabar wala note. Us par teen lafz lagte hain aur wo har us sawal ka jawab de deta hai jo baad mein aa sakta hai.

Teen mahine baad customer poochh sakta hai ke jis mahine us ne kuch nahin diya us mein us ka balance kyun gira. Bhai poochh sakta hai ke us ke paise ka kya bana. Page parhne wala mulazim soch sakta hai ke yeh adaigi kis ki thi. Teenon sawalon ka jawab raqam ke barabar khamoshi se baitha hua "us ke bhai Salman ne diya" hai, aur us ke baghair teenon ka koi jawab nahin.

Doosri tawajjo ki haqdar aakhri line hai. Customer par ab bhi Rs 7,000 khare hain, aur dene wale ko yeh number jane se pehle sunna chahiye. Agar wo yeh samajh kar nikla ke us ne sab kuch saaf kar diya, to teen mahine baad aap ki us se aisi baat hogi jis mein usay yaqeen hoga ke us ne apne bhai ka khata poora kar diya tha aur aap mazeed maang rahe hain, aur usay yaqeen hoga ke aap ghalat hain. Wo guftagu poori tarah bachai ja sakti hai, aur wo counter par ek jumle se bach jati hai.

Kya likhein, aur kis ke naam par

Chhe qadam jab tak wo saamne khara hai

1. 1Paisa haath lagane se pehle poochein ke kis naam ka hai"Yeh Adnan ke khate ka hai, theek?" Ek jumla aadha khatra khatam kar deta hai.
2. 2Bol kar ginein aur raqam usay dohra deinJo wo sunta hai wohi kitab mein aur parchi par jata hai.
3. 3Usay customer ke naam par likhein, dene wale ke naam par nahinQarz usi ka hai jo saman le gaya. Yeh kabhi nahin badalta.
4. 4Entry ke barabar dene wale ka naam teen lafzon mein likhein"Us ke bhai Salman ne diya." Yeh note har baad wale sawal ka jawab hai.
5. 5Us ke jane se pehle baqi balance bol kar batayeinTaake dene wala baad mein yeh na samjhe ke us ne poora saaf kar diya tha.
6. 6Dono naamon wali parchi deinCustomer ka naam khate ka, dene wale ka naam yeh ke kis ne diya.

Pehla qadam wo hai jo dukandar sab se zyada chhorte hain, aur wo tab bhi karne layak hai jab ghair zaroori lage.

Paisa lene se pehle poochein ke wo kis naam ka hai. Jis dukan mein ek naam ke do customer hon, ya jis ghar mein baap aur bete dono ke page hon, wahan yeh ek sawal us ghalti ko rok deta hai jise baad mein suljhana bohat mushkil hai. Ghair zaroori is liye lagta hai ke aap ko aksar pehle se pata hota hai. Phir bhi poochein; do second lagte hain aur is se dene wala khud yeh baat kehta hai, jo us waqt kaam aata hai jab wo kabhi isay alag yaad kare.

Jis qadam ko log kam samajhte hain wo paanchwan hai. Baqi balance bol kar batana customer ke baare mein hai hi nahin. Wo dene wale ke baare mein hai, jo sab se zyada ghalat khayal le kar jane wala shakhs hai, kyunki us ne page dekha nahin aur us ke paas sirf wo raqam hai jo us ne di.

Agar khata kaghaz par hai to yeh sab ek line mein aa jata hai: raqam, tareekh, aur "us ke bhai ne diya". Agar app mein hai to wohi zabt doosri jagah lagta hai. Wasoolo mein har adaigi apna note rakhti hai, is liye dene wale ka naam entry ke sath chalta hai aur baad mein bheje jane wale statement mein bhi nazar aata hai, yani jawab us din se likha hua hota hai jab koi poochta hai.

Yahan parchi aam se zyada maani rakhti hai

Parchi har adaigi par achi aadat hai. Is adaigi par wo taqreeban lazmi hai, aur wajah ka aap se koi taalluq nahin.

Dene wala ghar ja kar customer ko batayega ke us ne de diya hai. Customer, jis ne aap ki kitab dekhi hi nahin, ke paas sirf apne rishtedar ki baat hai. Agar us ghar mein zara si bhi khinchao ho, aur jab ek shakhs doosre ka qarz de raha ho to aksar hoti hai, to raqam batate hue barh bhi sakti hai aur ghat bhi.

Dono naamon wali parchi yeh sab khatam kar deti hai. Customer bilkul dekh leta hai ke kitna diya gaya aur kitna baqi hai, aur koi bhi ikhtilaf un dono ke darmiyan rehta hai, un mein se kisi aur aap ki dukan ke darmiyan nahin. Is par ek parchi lagti hai aur yeh aap ka naam ghar ke jhagre se poori tarah bahar nikal deti hai, jo us kaghaz se kahin zyada qeemti hai.

Yeh tab bhi dein jab koi na maange. Khaas kar tab jab koi na maange, kyunki jo nahin maangte wohi baad mein isay alag yaad karte hain. Yeh wohi hifazat hai jo pehle se ada shuda ke jhagre mein hai, jhagre ke wujood mein aane se pehle lagayi hui.

Yeh chaar tarah se baad mein bigarta hai

Ek hi adaigi ke do alag anjaam kaise hote hain

✓Counter par kar liya gaya

• Ek entry par dono naam, kuch mubham nahin rehta
• Customer ko usi shaam bata diya gaya ke adaigi ho gayi
• Baqi balance dene wale ko bol kar bataya gaya
• Parchi di gayi chahe koi maange bhi na

✕Baad par chhora gaya

• Adaigi ghalti se dene wale ke naam likh di gayi
• Customer ko aap se nahin, apne bhai se pata chalta hai
• Dene wala samajhta hai ke page ab bilkul saaf hai
• Teen mahine baad usi dopeher ki do alag kahaniyan

Dayen taraf ka column wo hai jo tab hota hai jab adaigi ko aam waqia samajh kar shaam ko charhaya jaye, aur wo chaaron aam hain.

Doosri baat alag zikr ki haqdar hai. Customer ko khud usi din batana ghair zaroori lagta hai kyunki us ka apna bhai usay bata dega. Magar teen shamil logon mein aap wahid hain jis ke paas likha hua record hai, aur ek chhota sa paighaam ke us ka balance ab Rs 7,000 hai, kuch kharch nahin karta aur aap ko us haqeeqat ka sarchashma bana deta hai, jhagre ka fareeq nahin.

Is se balance ke liye ek aur kaam bhi hota hai. Jis customer ko aap se pata chale ke kisi ne us ka bara hissa saaf kar diya hai, usay narmi se aur bina dabao ke yaad aa jata hai ke baqi ab bhi khara hai. Yeh zyadatar yaad dihaniyon se behtar wasooli ka amal hai, aur aise waqt aata hai jab us ka jee kuch karne ko chahta hai, jo udhaar wapas lene ke tareeqe ka poora fan hai.

Paisa kab na lein

Paisa le lein, illa yeh ke in mein se koi baat ho

• Dene wala chahta hai ke customer ko kabhi na bataya jaye
• Wo parchi ke bajaye maal apne hawale karwana chahta hai
• Wo aisa page saaf kar raha hai jis par waqai ikhtilaf chal raha hai
• Wo tawaqqo rakhta hai ke us ke baad udhaar us ke naam chale
• Wo is liye de raha hai ke aap zamin ka naam hata dein
• Aap ko pata nahin ke paisa kis ka hai aur wo batata nahin

In mein se taqreeban sab shaz hain, aur lifafa le kar aane wale rishtedar ka aam jawab yehi hai ke haan, le lein, theek likhein, aur khush hon.

Us list ki do baaton par baat banti hai. Pehli wo dene wala hai jo chahta hai ke customer ko kabhi na bataya jaye. Yeh us record ko adhoora rakhne ki farmaish hai jise aap dono adhoora jante hain, aur is ka anjaam hamesha yeh hota hai ke aap us cheez ke beech mein aa jate hain jo aap ne banayi hi nahin. Aap paisa le sakte hain aur poshidgi se inkar kar sakte hain: "Main le loonga, aur yeh us ke page par aayega, kyunki kitab aise hi chalti hai."

Doosri wo dene wala hai jo samajhta hai ke ab udhaar us ke naam chalega. Wo apne bhai ka balance saaf karta hai aur phir isi bina par khud udhaar par saman maangta hai. Kisi doosre ka qarz dena us shakhs ke baare mein achi nishani hai, aur yeh aap ki dukan ke sath us ka apna record hone jaisa nahin. Usay naya customer samjhein jis ki nayi hadd usi tarah tay ho jaise aap kisi aur ki karte, jo kitna udhaar aur kise ka poora mozoo hai.

Aur agar adaigi is liye aa rahi hai ke ghar walon ne kai page ke bajaye ek page chalane ka faisla kiya hai, to yeh bara faisla hai jo ittefaq ke bajaye soch kar hona chahiye, aur us ke dono pehlu ghar ka ek khata ya har fard ka alag mein rakhe hain. Ghar ke paise se adaigi zyadatar dukanon mein aam hai, aur jo haddein isay aaram deh rakhti hain wo rishtedaron ko udhaar dena mein hain.

Dene wala parchi apne naam par chahta hai. Kya yeh theek hai?

Us par dono naam likhein: wo khata jis ke liye diya gaya, aur wo shakhs jis ne diya. Sirf us ke naam wali parchi yeh zahir karti hai ke us ka apna khata tha, jo nahin hai.

Mera customer kehta hai ke us ne bhai se kehna hi nahin tha. Ab kya?

Paisa phir bhi us ka dena kam karta hai, aur yahin aap ka hissa khatam ho jata hai. Baqi sab un dono ke darmiyan hai, aur yeh saaf aur narmi se keh dena chahiye.

Kya main mana kar ke keh sakta hoon ke customer ko khud bhejein?

Kar sakte hain, magar shaz hi karna chahiye. Jo paisa balance saaf kare wo lene layak hai, aur mana karne ka matlab aksar yeh hai ke wo us ke paas chala jaye jo lene ko tayar hai.

Malik apne kaam karne wale ka udhaar deta hai. Is se kuch badalta hai?

Sirf yeh ke shayad yeh dohraya jaye. Agar yeh baqaida ho jaye to malik se kahein ke har adaigi se pehle bata dein, taake bin adaigi wala mahina adaigi wala na samjha jaye.

Kya dene wale ko poora khata dikha doon?

Nahin, illa yeh ke customer ne ijazat di ho. Kya khareeda aur kab, yeh customer ka maamla hai. Jitni raqam di ja rahi hai aur jitni baqi rehti hai, itna kaafi hai.

Agar mujhe yaqeen na ho ke paisa waqai us ka apna hai to?

Saaf sawal poochein aur jawab sunein. Phir bhi baat saaf na ho to ghar ke aam balance par adaigi lena theek hai; kisi ghair mamooli soorat mein ek din customer ka khud intezar karna behtar hai.