Supplier ko cheque dein ya zamanat

Deposit dein agar paisa hai, zamanat agar bazar mein naam hai, aur cheque sirf tab jab tareekh ka pura yaqeen ho. Cheque aaj kuch nahin leta aur sust mahine mein sab se zyada leta hai. Teenon mein se kisi par haan kehne se pehle chhota account maangein.

Supplier haath mein kuch kyun chahta hai

Jo supplier aap ko tees din deta hai woh apna paisa aap ko udhaar de raha hai. Us maal ki qeemat woh pehle hi ada kar chuka hai. Aap na dein to us ka nuqsan koi pura nahin karta.

Is liye jab naye agency wala cheque, zamanat ya deposit maange to woh aap ki beizzati nahin kar raha. Jis dukan se us ne kabhi sauda nahin kiya, us ke bare mein us ke pas ek hi sawal hai: kya yeh aadmi apni baat ko baat samajhta hai?

Purana supplier nahin poochhta, kyunki woh do saal aap ko din par paisa dete dekh chuka hai. Yeh kisi kaghaz se zyada qeemat rakhta hai, aur jaan pehchan ban jane ke baad yeh masla khud khatam ho jata hai.

Saarhe gyara baje ka waqt. Zubair chhe saal se ek hi agency se ghee le raha hai, maal ke sath paisa. Naye agency ka aadmi counter par khara hai, rate tin par Rs 40 kam, aur tees din ki mohlat. Zubair dil mein hisab laga raha hai aur baat achhi hai. Phir woh aadmi woh jumla kehta hai: "Bas poori raqam ka cheque likh dein, tees tareekh ka. Yeh to sirf kaghazi karwai hai."

Yeh kaghazi karwai nahin hai. Woh teen cheezein maang sakta tha, un mein sab se mehngi yehi thi, aur Zubair kuch aur maange bagair use dene ja raha hai.

Cheque, aur us par likhi hui tareekh

Cheque waada nahin hai. Cheque woh waada hai jis par tareekh likhi hui hai, aur asal masla wohi tareekh hai.

Aap ka paisa barabar nahin aata. Woh apni ek chaal se aata hai jo kisi ke bas mein nahin: ek acha hafta, ek khali hafta, ek customer jo bina kahe Rs 30,000 de jata hai aur chaar jinhein teen teen chakkar lagte hain. Cheque ko is ka koi ilm nahin. Woh ek muqarrar din poori raqam maangta hai, chahe aap ki wasooli aayi ho ya na aayi ho.

Aam mahine mein koi masla nahin hota. Aap us din paisa de dete hain, kaghaz istemal hi nahin hota, aur sab bhool jate hain ke woh tha bhi.

Sust mahine mein yeh wohi cheez cheen leta hai jo chhoti dukan ko zinda rakhti hai: yeh kehne ki gunjaish ke "aath din aur de do". Us ki daraz mein cheque para ho to yeh baat us ki shart par hoti hai, us ke din par, aur aap ka kaghaz us ke haath mein. Aap mohlat nahin maang rahe hote. Aap yeh maang rahe hote hain ke jo cheez khud di hai woh use istemal na kare.

Yehi cheque ki asal qeemat hai, aur yeh koi kabhi kabhar wali baat nahin. Har dukan ke saal mein teen chaar sust mahine aate hain.

Agar account kholne ke liye cheque dena hi par jaye to teen lakeerein aisi hain jinhein kabhi paar nahin karna, baqi jo bhi tay ho jaye.

Agar cheque dena hi par jaye

✓Yeh karein

• Bilkul utni raqam jitni delivery samne pari hai
• Tareekh apni wasooli aane ke chand din baad ki
• Apni kitab mein likha hua ke yeh kis order ke samne hai
• Account khatam hote hi wapas lein aur wapsi likh dein

✕Yeh kabhi nahin

• Khali kabhi nahin, na raqam mein na naam mein
• Bina tareekh kabhi nahin, chahe woh jo bhi samjhaye
• Jo maal le rahe hain us se zyada kabhi nahin
• Pehla us ke pas hote hue doosra kabhi nahin

Khali kabhi nahin. Na raqam khali, na naam khali. Khali kaghaz woh waada hai jis ka koi size nahin, aur size hi aap ko bachata hai.

Bina tareekh ke kabhi nahin. Bina tareekh wala cheque wohi waada hai jis ka koi din nahin, matlab har din. Aap us ke hisab se kuch tay nahin kar sakte, kyunki tay karne ko kuch hai hi nahin.

Maal se zyada kabhi nahin. Na "thora upar likh dein", na "agle order ke liye zyada rakh lein". Kaghaz sirf us delivery ka hai jo samne pari hai.

Agar in teen mein se kisi par woh ara ho jaye to jawab chhota order hai, bara waada nahin.

Jab koi doosra dukandar aap ka zamin bane

Zamanat muft lagti hai, aur isi liye dukandar sab se pehle isi taraf jate hain. Galle se ek rupaya nahin nikalta. Koi tareekh sar par nahin aati. Aap ka jaanne wala kisi apne jaanne wale se ek jumla kehta hai aur maal aa jata hai.

Asal mein is ki qeemat ek taluq hai, aur aksar yeh wohi taluq hota hai jise kharch karna aap ko sab se mehnga parta hai.

Baat samajh lein. Ek doosre dukandar ne apna naam aap ke mahine ke peeche laga diya hai. Aap waqt par de dein to use dobara khayal bhi nahin aayega. Do hafte der ho jaye to supplier phone us ko karega, aap ko nahin. Ab jis aadmi se aap sauda karte hain, jise bechte hain aur jis ke sath roz shaam guzarti hai, us ke pas aap ke paise ke bare mein ek raye hai.

Woh raye chalti bhi hai. Bazar chhoti jagah hai aur jis dukandar ka bharosa toota ho woh teen logon ko bata deta hai, bina kisi buri niyat ke.

Is liye usool tang rakhein. Zamanat sirf us account par jis ka aap ko yaqeen hai, us aadmi se jis ka ehsan aap laut sakein, aur haan se pehle use raqam aur din bata dein. Adhoori baat par li gayi zamanat achhe taluq ko khatam kar deti hai.

Yehi sawal doosri taraf se bhi aata hai. Koi aap se zamin banne ko kahe to woh ehsan nahin, ek number maang raha hai. Poochhein account kitne ka hai aur mahine mein kitna deta hai, aur itna udhaar aap khud use na dete to apna naam bhi na lagayein. Zamin kab lena chahiye wala imtihan dono taraf ek jaisa hai.

Deposit, aur woh din jab yeh khatam hoti hai

Deposit jis din di jaye us din teenon mein sab se mehngi hai, aur us ke baad har din sab se sasti.

Farz karein woh Rs 80,000 ke account par Rs 25,000 rakhna chahta hai. Yeh paisa aap ke haath se nikal jata hai aur kuch nahin karta. Na maal banta hai, na kisi customer ke kaam aata hai. Jo dukan paisa gin kar chalati hai use yeh chubhta hai, aur aksar dukandar isi wajah se mana kar dete hain.

Lekin dekhein khareeda kya hai. Sar par koi tareekh nahin. Peeche kisi aur ka naam nahin. Sust mahine mein aap baqi customeron ki tarah us ke pas ja kar mohlat maangte hain, aur woh isi par faisla karta hai ke use aap ka kaam chahiye ya nahin, us kaghaz par nahin jo haath mein ho.

Aur yeh khatam bhi hoti hai. Cheque maang kar wapas lena parta hai. Zamanat maal bikne ke baad bhi aadmi ke zehan mein pari rehti hai. Deposit account mein se kat jati hai, aur kaam khatam karne par ya wapas aa jati hai ya aakhri delivery ki adaigi ban jati hai.

Yeh us dukan ke liye hai jis ke pas paisa hai magar bazar mein jaan pehchan nahin: nayi dukan, aisi market jahan malik ko koi nahin janta, ya jo dukan naye raste par shift hui hai. Paisa ho aur saal na hon to yehi peshkash karein, aur us ke maangne se pehle karna poori baat ka rukh badal deta hai.

Teenon ko sath rakh kar dekhein

Nikalna kaise hai, aur kharab mahina kya karta hai

Is se nikalna kitna asaan haiBaat bigar jaye to kya leta hai

Aage ki tareekh ka chequeIs se nikalna kitna asaan haiSirf jab woh kaghaz wapas kare, aur maangne aap ko jana haiBaat bigar jaye to kya leta haiTeenon mein sab se zyada. Ek muqarrar din, aur baat us ki shart par

Kisi doosre dukandar ki zamanatIs se nikalna kitna asaan haiAccount ke sath khatam, magar us ke zehan se nahin jatiBaat bigar jaye to kya leta haiBazar mein zaroori aadmi, aur ek baat jo dohrayi jati hai

Account par rakhi hui depositIs se nikalna kitna asaan haiAakhri bill mein kat jati hai, ya kaam khatam hone par wapasBaat bigar jaye to kya leta haiTeenon mein sab se kam. Apna paisa wapas aur sar par kuch nahin

In sutoor ko apni dukan par rakh kar parhein. Sawal yeh nahin ke behtareen kaun sa hai. Sawal yeh hai ke kaun sa aap us sab se kharab mahine mein utha sakte hain jo aap ki dukan ne dekha hai, kyunki imtihan usi mahine mein hoga.

Wasooli thehri hui ho aur tareekhein maloom hon to cheque jhela ja sakta hai. Wasooli upar neeche hoti ho to teenon mein sab se bura yahi hai, aur Rs 25,000 fazil hon to deposit khamosh jawab hai. Zamanat un dukandaron ki cheez hai jin ka bazar mein asal maqam ho aur account chhota aur yaqeeni ho, aur aise log utne nahin jitni zamanatein di jati hain.

Is ke bajaye chhota account maangein

Yeh woh hissa hai jo aksar dukandar kabhi azmate hi nahin. Sharait pathar par nahin likhi hotin. Jis supplier ko aap ka kaam chahiye us ke pas cheque ke bajaye chaar aur cheezein hain, aur aksar woh koi ek le bhi leta hai, kyunki chaaron us ka paisa bhi mehfooz karti hain. Koi maangta nahin, kyunki lagta hai jo peshkash saamne hai bas wohi hai.

Teenon mein se kisi par haan kehne se pehle yeh chaar maangein

1. 1Pehla order chhotaRs 80,000 ki jagah Rs 30,000. Us ki fikr utni hi door hoti hai jitni kaghaz se, aur aap ka kuch nahin jata.
2. 2Mohlat chhotiTees din ki jagah pandra, woh bhi chhoti raqam par. Chhota aur jaldi wala lambe aur bare se kahin asaan hai.
3. 3Kuch darwaze parEk tihai delivery par, baqi teen hafte mein. Usi din ka asli paisa us ke liye waade se zyada hai.
4. 4Account teen qadmon mein baraRs 30,000, phir Rs 50,000, phir poore Rs 80,000. Teesre order tak us ke pas rakhne ko kuch nahin, kyunki woh do dafa dekh chuka hai.

Pehla order chhota lein. Rs 80,000 ki jagah Rs 30,000. Us ki fikr itni thi ke cheque maange, to chhoti raqam woh fikr utni hi door karti hai jitna kaghaz, aur is mein aap ka kuch nahin jata.

Mohlat chhoti lein. Tees din ki jagah pandra din, woh bhi chhoti raqam par. Chhota aur jaldi wala account lambe aur bare se kahin asaan hai, aur us ki nazar mein behtar bhi.

Kuch darwaze par de dein. Ek tihai delivery par, baqi teen hafte mein. Us ke haath mein usi din asli paisa aa jata hai, jo waade se zyada qeemati hai, aur aap ki gunjaish bhi bachi rehti hai.

Account aahista bara karein. Pehle mahine Rs 30,000, doosre mein Rs 50,000, teesre mein poore Rs 80,000. Teesre order tak us ke pas rakhne ko kuch nahin bachta, kyunki woh do dafa dekh chuka hai. Lambe rishte taqreeban isi tarah shuru hote hain, aur supplier ka udhaar dukan ke liye sab se sasta paisa hai.

Farz karein aap ki dukan aam mahine mein customeron se Rs 78,000 wasool karti hai aur kiraya, bijli aur tankhwah par Rs 26,000 deti hai.

Wohi Rs 80,000 ka account, ek sust mahina

Naye account par liya gaya maalRs 80,000

Sust mahine mein customeron se wasooliRs 52,000

Kiraya, bijli aur mulazim ki tankhwahRs 26,000

Cheque ki tareekh wale din haath mein bachaRs 26,000

Cheque usi ek din kitna maangta haiRs 80,000

Kami, aur baat karne ki gunjaish bhi nahinRs 54,000

Box ko sath sath parhein. Wohi dukan, wohi maal, wohi sust mahina. Cheque wali surat mein woh ek muqarrar din Rs 54,000 se peeche hai aur baat karne ki koi gunjaish nahin. Aahista bane account mein woh Rs 4,000 peeche hai, jo ek phone aur do din ka masla hai.

Shaam ke saat baje, shutter aadha gira hua. Shafiq ke samne wohi peshkash hai aur woh sawal poochhta hai jo Zubair ne nahin poocha: "Rs 30,000 ka maal do aur aaj hi Rs 10,000 le lo. Do dafa main din par de dun to phir poora order kar lena." Agency wala chaar second mein maan jata hai, kyunki chale jane se woh is tarah zyada bechta hai.

Yeh bhi pehchanein ke woh kab zyada maang raha hai. Maal se bari raqam ka cheque zyada hai. Aisi deposit jo account ka bara hissa ho woh deposit nahin, adaigi hai. Pehle hi order par zamanat aur cheque, dono ek sath, us aadmi ki nishani hai jise waqai customer nahin chahiye.

Mana karna utna mushkil nahin jitna lagta hai, kyunki aap mana nahin kar rahe, koi doosri cheez de rahe hain. "Main cheque nahin deta. Aadha order do, ek tihai main darwaze par de dunga, aur do saaf mahinon ke baad poora account kar lete hain." Jise bechna hai woh yeh maan leta hai. Jo nahin manta woh aap ko kaam ki baat pehle hi bata deta hai, is se pehle ke aap us ke qarzdaar hon, aur ek supplier ya kai supplier wala sawal khud jawab de deta hai.

Jo bhi dein, likh kar rakhein ke kya diya

Dukandar paisa nahin khote. Woh kaghaz khote hain.

Jo cheque aap ne aise account par diya jo chaar mahine pehle khatam ho gaya, woh kisi daraz mein zinda waada para hua hai. Woh aadmi chor nahin. Us ke pas bohat kaghaz hain aur aap wale ke bare mein sochne ki wajah nahin. Jo cheque kabhi istemal nahin hua use koi yaad nahin rakhta, aur theek wohi baad mein nikal aata hai.

Is liye jis din kuch dein usi din chaar baatein likh lein: kya diya, us par kaunsi tareekh hai, kis account ke samne hai, aur kis din wapas aana hai. Phir usi din apne haath mein lein aur kitab mein wapsi likh dein. Jo cheque wapas aa kar phat gaya woh khatam hai. Jis ke bare mein sirf bataya gaya ke phaar diya, woh khatam nahin.

Yehi baat deposit par bhi hai, kyunki woh aap ka paisa us ke khate par para hai. Sirf wohi gine to usi tarah ginega jaise use yaad hoga.

Yeh aam khata ka kaam hai. Wasoolo mein supplier apna balance khud rakhta hai, us par aap ka dena aur us ki tareekh dono, to kuch waada karne se pehle aap dekh sakte hain ke us account par asal mein kitna baqi hai, woh nahin jo yaad hai. Jo kaghaz diya us ki entry usi ke sath laga dein. Kitab par kaam karte hon to bahi ke aakhir mein ek safha aur chaar column wohi kaam kar dete hain, aur roz ka hisab usi safhe ko sacha rakhta hai.

Teen raste barabar nahin hain aur hamesha ke liye bhi nahin. Cheque woh hai jis par sab se zyada sochna hai, zamanat woh jis ki qeemat aap gin nahin sakte, deposit woh jo khatam ho jati hai. Lekin teenon ka behtareen jawab woh order hai jis ke bare mein aap ko kabhi bataya hi nahin gaya ke maanga ja sakta hai: chhota, jaldi wala, aur kuch usi din diya hua.

Aam sawalat

Supplier ko aage ki tareekh ka cheque dena mehfooz hai?

Jin mahinon mein paisa waqt par aata hai un mein mehfooz hai, aur jin mein nahin aata un mein teenon se sakht yahi hai. Cheque sirf usi delivery ki poori raqam ka dein, tareekh apni wasooli ke chand din baad ki rakhein, aur tab dein jab woh din maloom ho. Wasooli upar neeche hoti ho to chhota order maangein.

Supplier cheque ke bagair maal hi na de to kya karein?

Haan se pehle use chhota pehla order, kam din, ya darwaze par kuch adaigi ki peshkash karein. Teenon us ki wohi ek fikr door karti hain. Woh in se bhi inkar kare aur poori raqam ka cheque hi maange to use customer nahin chahiye, aur usi maal ki doosri agency mil hi jati hai.

Deposit kitni theek rehti hai?

Account ka ek hissa, us ka bara hissa kabhi nahin. Jo credit woh de raha hai us ka chauthai ya tihai aam shakl hai, aur woh aakhri bill mein katni chahiye ya kaam khatam hone par wapas aani. Deposit account ke barabar maange to woh credit de hi nahin raha, woh keh raha hai ke paisa pehle dein aur maal ka intezar karein.

Koi mujh se zamin banne ko kahe to kya poochhun?

Account kitne ka hai, adaigi ke kitne din hain, aur woh aur kahan kitna deta hai. Phir seedha sawal karein: itna udhaar aap khud apni dukan se use dete? Jawab nahin hai to naam bhi nahin lagna chahiye. Haan hai to keh dein ke der hone ki khabar usi din chahiye, mahine bhar baad nahin.

Account khatam ho gaya, cheque wapas kaise lun?

Aakhri adaigi wale din hi ja kar lein, baad mein nahin, aur apne haath mein lein, is baat par nahin ke woh phaar diya jayega. Jhagre ki tawaqqo na rakhein, kyunki khatam shuda account par us ka koi kaam nahin. Usi din kitab mein wapsi likh dein. Wasoolo mein supplier ke samne woh entry tareekh ke sath band ki ja sakti hai, to diya hua kaghaz bhoola hua nahin rehta.

Kya zamanat deposit se sasti parti hai?

Paise mein haan, aur isi liye log yehi chunte hain. Baqi har cheez mein aksar sab se mehngi yahi hoti hai, kyunki daon par kisi aur ki aap ke bare mein raye lagi hai, aur woh paisa de kar wapas nahin milti. Deposit Rs 25,000 ek dafa leti hai. Jo zamanat bigar jaye woh ek supplier, bazar ka ek dost, aur woh baat le jati hai jo doosre dukandar dohrate rehte hain.