Partner alag hon to khata kis ka hoga

Khula udhaar raqam se nahin, customer ke hisab se banten. Har naam us partner ke paas jaye jis se woh ghar lena dena karta hai, phir dono taraf ka farq cash se barabar kar lein. Register ke beech lakeer khenchna barabar lagta hai, wasooli kam karata hai. Har customer ko dono milkar ek baar batayein.

Maal ek ghante mein bant jata hai, khula udhaar nahin

Subah sarhe nau baje ka waqt hai aur shutter abhi aadha hi utha hai. Rashid aur Naveed shelf do baar gin chuke hain, fridge ka rate tay kar chuke hain, aur galle ka poora paisa aakhri note tak baant chuke hain. Ek subah lagi, aur awaz ek dafa bhi oonchi nahin hui.

Phir Naveed register ka woh safha kholta hai jahan se khule naam shuru hote hain, aur dono khamosh ho jate hain.

Dukan ki har cheez ka rate hota hai. Maal ka kharid rate, rack ka purana rate, cash to cash hi hai. Khule udhaar ka koi rate nahin, aur aksar wohi dukan ka sab se bara number hai: sathh saathh naam, Rs 240,000, baqi sab se zyada.

Lekin yeh paisa nahin hai. Yeh sathh talluq hain. Har raqam is liye wapas aati hai ke ek customer ek chehre ko janta hai aur uske samne se guzarte hue sharminda hota hai. Ghalat baanten to aap maal nahin, wohi cheez kaat rahe hain jis ki wajah se paisa wapas aata tha.

Jo customer sust hai aur usay pata chal jaye ke dono alag ho gaye, woh dhoka dene ka nahin, intezar ka faisla karta hai. Do malik jo aapas mein baat nahin karte, yeh us ke liye pehla sacha bahana hai. Partnership chalana alag kaam hai, khatam karna alag, magar faisla register par hota hai.

Raqam nahin, naam banten

Jo usool sab se zyada paisa bachata hai woh ek line ka hai. Har customer poora ka poora ek partner ke paas jaye, aur farq baad mein cash se barabar ho.

Aadha register idhar, aadha udhar nahin. Bare naam ek ko aur chhote doosre ko bhi nahin. Ek ek naam par ek sawal poochhein: yeh ghar kis se lena dena karta hai? Raat nau baje kise phone karta tha? Pehli baar udhaar kis ne diya?

Wohi naam le.

Yeh zyada wasooli kyun karata hai, samajhna mushkil nahin. Udhaar aadat par wapas aata hai. Customer Jumma ko paisa is liye deta hai ke chhe saal se Jumma ko, usi aadmi ko, usi counter par deta aaya hai. Ajnabi ke hawale kar dein to woh inkar nahin karega. Bas sust ho jayega. Pehla phone nahin uthayega, Rs 9,000 mein se Rs 2,000 de kar chala jayega. Khule balance par sust hona hi paisa khamoshi se khatam karta hai.

Sab se buri surat ek naam ko beech se kaat dena hai. Rs 9,000 ka matlab Rs 4,500 ek ko aur Rs 4,500 doosre ko. Ab us customer ko do yaad dahaniyan aati hain, do number sunai dete hain, aur woh sach much keh sakta hai ke usay samajh nahin aaya. Yeh uljhan aap ne khud banai.

Ek naam, ek aadmi, ek number. Poora tareeqa itna hi hai.

Farz karein: Rs 240,000 ke khule naam, customer ke hisab se

Pehle naam banten to dono taraf barabar nahin hongi. Cash usay ek minute mein theek kar deta hai.

Farz karein: Rs 240,000 ke khule naam, customer ke hisab se bante hue

Tay shuda din par khula udhaar, 64 naamRs 240,000

31 naam jo Rashid se wasta rakhte hainRs 138,000

24 naam jo Naveed se wasta rakhte hainRs 86,000

9 naam jin par dono khamosh, har taraf Rs 8,000Rs 16,000

Bantne ke baad Rashid ki tarafRs 146,000

Bantne ke baad Naveed ki tarafRs 94,000

Rashid Naveed ko itna cash deta hai, dono Rs 120,000 par aa jate hainRs 26,000

Yeh misal ke number hain, koi survey nahin. Asal baat tarteeb hai: pehle naam banten, phir farq cash se barabar karein.

Rashid ke paas Rs 146,000 ke naam aate hain aur Naveed ke paas Rs 94,000. Rs 240,000 ka aadha Rs 120,000 hai, yani Rashid Rs 26,000 aage hai. Woh Naveed ko wohi Rs 26,000 usi cash se de deta hai jo pehle bant chuka tha. Dono barabar aa jate hain, aur har customer ke paas dene ke liye ek hi aadmi rehta hai.

Is adaigi par ek baat zehen mein rakhein. Naye naamon ke Rs 26,000 aur woh Rs 26,000 jo gyarah mahine se hile hi nahin, ek jaise nahin hote, aur purana dher lene wala yeh khoob samajhta hai. Khul kar tay karein: chhe mahine se purane naamon ki qeemat kam lagayein, ya farq do hisson mein dein, aadha usi din aur aadha jab un naamon ka tay shuda hissa wasool ho jaye. Ek aadmi saal bhar se pare balance poori qeemat par khamoshi se apne sar na le.

Woh naam jin par dono khamosh hain

Kuch naam hamesha aise nikalte hain jin par koi sacchai se dawa nahin kar sakta: woh customer jo counter par jo bhi mile usi se sauda karta hai.

Teen sawal tarteeb se poochhein. Us ghar ko pehli baar udhaar kis ne diya? Yeh saaf na ho to ghar jate hue kis ka rasta un ki gali se guzarta hai, kyunke jo darwaze ke samne se roz nikalta hai woh behtar wasooli karta hai. Phir bhi barabar? Un naamon ka ek dher bana lein aur usay is tarah baanten ke dono taraf barabar rahein, bari raqam se shuru kar ke.

Mashkook naamon ki apni line honi chahiye. Agar koi naam saal bhar se nahin hila aur dono dil mein jante hain ke woh gaya, to usay chupke se ek taraf na daalein. Number bol kar batayein, qeemat likhe hue se kam maanein, aur jo bhi wasool ho woh baant lein.

Jo dukan ne dena hai woh bhi bant raha hai

Aksar log aane wale paise ka bandobast kar lete hain aur jane wale ko bhool jate hain.

Aap ke supplier ko nahin pata ke aap alag ho gaye, aur usay aap ke faislon se matlab bhi nahin. Uski copy kehti hai ke dukan ne Rs 41,000 dene hain. Tareekh nikalte hi woh apne paas maujood number par phone karta hai, jo uthata hai wohi ada karta hai, phir doosre partner se hissa mangta phirta hai. Yeh doosra jhagra pehle se bura hai, kyunke ab bahar wala dekh raha hai.

Supplier wali taraf usi din aur usi safhe par nipta lein, kuch bhi elan karne se pehle. Har supplier ek partner ke naam, aam tor par wohi jo aage bhi woh maal rakhega. Phir har supplier ko ek baar, dono milkar bata dein.

Supplier wali taraf, ek hi baar phone kar ke tay

1. 1Usi tay shuda din par dekhein dukan ne kitna dena haiHar supplier alag, ek ek line, aur dono wohi safha parh rahe hon. Yeh kuch bhi bantne se pehle karein, kyunke dena bhi yeh badal deta hai ke har taraf asal mein kya le rahi hai.
2. 2Har supplier ek partner ke naam, aam tor par jo woh maal rakhegaJo aage chai aur biscuit rakhega wohi chai aur biscuit wale khate le. Usay woh supplier waise bhi aage chahiye hoga.
3. 3Har supplier ko ek baar phone karein, dono line par honEk phone, do awazein, aur baad mein koi doosri kahani nahin. Jo supplier sirf ek aadmi se sunta hai, woh samajhta hai ke doosra kuch chhupa raha hai.
4. 4Raqam bol kar batayein aur tareekh bhi bata dein"Aap ka Rs 41,000 dena hai. Naveed poora karega, teen hafte ke andar aap tak pahunch jayega." Goal mol tasalli hi supplier ko dono ko phone karne par lagati hai.
5. 5Phone rakhne se pehle jawab dono copies par likh leinSupplier, raqam, kaun dega, kab tak. Jo supplier ka khata kisi ne likha hi nahin, wohi chhe hafte baad ghalat aadmi ke sar aata hai.

Jo dono taraf aata hai usay pehle theek karein: jis se maal lete bhi hain aur bechte bhi woh dono hisson mein aa kar do baar gin sakta hai.

Woh ek jumla jo tay karta hai kitna paisa wapas aata hai

Sham ke chhe baje. Zahoor haath mein Rs 3,000 murre hue le kar aata hai, counter par rakhta hai, aur ek ke bajaye do aadmi khare dekhta hai. Ek se doosre ki taraf dekhta hai aur wohi ek sawal karta hai: ab yeh kise dena hai?

Alag hone mein aap jo kuch bhi karte hain, uska faisla isi jawab par hota hai.

Dono milkar kahein, ek hi baar, us ke pehle chakkar par jo tay shuda din ke baad ho. Na purani baat, na kisi par ilzam. Jumla kuch is tarah hai:

"Hum ne dukan alag kar li hai. Aaj se aap ka khata Naveed ke paas hai. Aap ka balance Rs 4,200 hai, wohi jo kal tha. Aap unhein dein, isi counter par, hamesha ki tarah."

Chaar chhoti baatein: kya hua, kise dena hai, number nahin badla, aur baqi kuch nahin badal raha. Phir usay chhapa hua statement pakra dein, taake number sirf yaqeen par na rahe. Kabhi woh kahe ke paisa de chuka hai to wohi statement baat wahin khatam kar deta hai.

Counter par kehne wala jumla, aur chaar jumle jo paisa le doobte hain

✓Yeh kahein

• "Hum ne dukan alag kar li hai. Aaj se aap ka khata Naveed ke paas hai."
• "Aap ka balance Rs 4,200 hai. Yeh wohi number hai jo kal tha."
• "Aap unhein dein, isi counter par, hamesha ki tarah."
• "Yeh aap ka statement hai. Rakh lein aur apne wale se mila lein."
• Yeh baat kehte waqt dono partner maujood hon, aur sirf ek baar.

✕Yeh na kahein

• "Hamare darmiyan thora maamla ho gaya hai, aap samajh rahe hain."
• "Jo pehle mil jaye usay de dein, hum baad mein aapas mein dekh lenge."
• "Mujhe nahin pata us ne aap ke naam par kya likha hua hai."
• "Ab woh taraf unka maamla hai, ja kar unse poochh lein."
• Do alag chakkar, do alag kahaniyan, do alag number.

Woh safha jo kisi ko batane se pehle likha jata hai

Jab tak yeh kaghaz par maujood na ho aur dono ke paas aik jaisi copy na ho, kisi ko kuch nahin bataya jata.

Woh ek safha jo kisi ko batane se pehle dono likhte hain

• Ek tay shuda din. Har balance usi subah ka parha jayega, us ke baad ka shumar nahin.
• Har khula naam aur uski raqam, dono copies bilkul aik jaisi.
• Kaun sa naam kis partner ka, koi naam khali na rahe.
• Cash ka farq: kitna, kis se kis ko, aur kis tareekh tak.
• Agar paisa ghalat partner ke paas pahunch jaye to kya hoga.
• Har supplier ka balance, aur usay kaun partner poora karega.
• Purane mashkook naam ki qeemat kya lagegi, taake bojh akele par na pare.
• Woh tareekh jab poora alag hona mukammal, aur phir kuch nahin khulega.

Log paanchwin line chhorte hain, aur wohi jhagra karati hai. Paisa ghalat aadmi ke paas zaroor pahunchega. Koi customer hafton tak aadat se Rashid ko hi deta rahega. Abhi tay kar lein: woh likh lega, hafte ke andar hawale kar dega, aur dono copies par line aa jayegi. Warna pehla ghalat pahunchne wala Rs 5,000 ek chhoti si khamoshi ban jata hai.

Kaghaz ke register mein sab se lamba kaam yehi hai ke tay shuda subah ke sare khule balance parhe jayein: sathh naam do baar haath se, aur ek ghalat number dono copies kharab kar deta hai. Khata phone par ho to Wasoolo kisi bhi chune hue din ke khule balance ka customer ke hisab se list dono ke samne chand second mein rakh deta hai, aur har statement usi list se nikalta hai.

Chaar ghaltiyan jo sab se mehngi parti hain

Ek hi customer ke peechhe do baar jana. Dono ek hafte mein us ghar phone kar dete hain kyunke kisi ne likha hi nahin ke woh naam kis ne liya. Customer samajh leta hai ke dono ko apna kaam nahin aata, aur woh ghalat nahin samajhta.

Doosre ke naamon se chupke wasooli karna. Jab customer khud de raha ho to yeh maasoom sa lagta hai. Do baar kar lein, aur phir zindagi bhar ek doosre ka bataya koi number aap nahin manenge.

Apni safai gali mein dena. Chai ke khokhe par partner ki asal kahani shaam se pehle us tak pahunch jati hai, aur nuqsan paise mein hota hai: jo customer sunta hai ke do malik lar rahe hain woh dono ko dena band kar deta hai.

Maamle ko lamba khenchna. Mahinon chalne wala alag hona in chaaron mein sab se mehnga parta hai. Balance purane hote jate hain, aur jo customer pehle hafte mein de deta, woh do mahine baad pakarna mushkil ho jata hai. Safhe par khatam hone ki tareekh likhein aur us par qaim rahein.

Jab sab nipat jaye to dono ke paas apna poora record ho, taake doosre ki yaddasht ki zaroorat na pare: tay shuda din ke sare naam, kaun sa naam kis taraf gaya, cash ka farq, aur us ke baad ki har adaigi. Isay aisi jagah rakhein jahan se ek phone khone par sab na chala jaye, kyunke jo khata sirf ek jagah rehta hai woh ek chori door hai. Wasoolo yeh record backup mein rakhta hai, phone aur computer dono par.

Kya hum register ko seedha aadha aadha kar lein taake dono barabar shuru karein?

Kaghaz par yeh sab se saaf lakeer hai aur wasooli sab se kam karati hai. Aadhe customer us aadmi ke qarzdar ban jate hain jis se unka kabhi wasta nahin raha. Woh inkar nahin karte, bas sust ho jate hain. Naam se baanten, farq cash se barabar karein.

Customer zid karta hai ke wohi partner le jise woh janta hai, magar woh naam doosre ke paas gaya hai.

Usay uski marzi dein aur record seedha rakhein. Woh jise manta hai usay de, woh naam ke samne likh le aur hafte ke andar paisa hawale kar de, aur dono copies par line aa jaye. Yeh larna ke cash kis ke haath mein jaye, milne wale balance ko jhagra bana deta hai.

Hum mein se ek zyada tar purane balance le raha hai. Kya likhi hui qeemat par yeh barabar hai?

Nahin, aur usi din yeh keh dena bohat si narazgi bacha leta hai. Saal bhar se pari raqam naye naam ke barabar nahin. Ya purane naamon ki kam qeemat tay karein, ya farq do hisson mein dein, doosra tab jab un naamon ka tay shuda hissa wasool ho.

Kya har customer ko batana hai ya sirf bare naamon ko?

Har khule naam ko. Jis chhote balance ko batane ke qabil hi nahin samjha, wohi customer poori gali ko sunata phirta hai ke dono mein larai ho gayi. Ek line har ek ko, dono maujood, pehle chakkar par.

Jo paisa dukan ne abhi supplier ko dena hai, us ka kya karein?

Usay naamon wale din aur usi safhe par baanten. Har supplier ek partner ke naam, aam tor par wohi jo aage bhi woh maal rakhega, phir har ek ko ek baar phone karein jab dono line par hon. Raqam aur adaigi ki tareekh dono bata dein.

Poora alag hona kitne arse mein mukammal hona chahiye?

Hafton mein, mahinon mein nahin, aur khatam hone ki tareekh bahar kisi ko khabar hone se pehle safhe par aani chahiye. Jitna yeh lamba khinchta hai, utne balance purane hote hain aur utne customer intezar mein baith jate hain. Jaldi nipta maamla logon ki baaton se bhi jaldi nikalta hai.