MaslahDukan ke paise
Dukan aur ghar ka hisab alag kaise karein
Doodh, rickshaw ka kiraya, galle se nikle Rs 500. Apni tankhwah tay tareekh par lein, aur dukan ka nafa aisa number ban jayega jis par bharosa ho.
Apni tankhwah tay karein aur usay tay tareekh par lein, is ke ilawa galle se kuch na uthayein. Jo bhi rupya dukan se ghar jata hai woh aap ke naam ki adaigi likha jaye, dukan ka kharcha nahin. Teen mahine yeh karein, aur nafa aisa number ban jayega jis par aap bharosa kar sakte hain.
Woh Rs 500 jo kabhi kharcha likha hi nahin gaya
Dukan se sab se khamoshi ke sath uska apna malik nikalta hai.
Chori ke maane mein bilkul nahin. Ghar jate hue doodh ka ek packet. Rickshaw ke liye galle se do sau rupay. Bread, anday, sabun ki ek tikiya, beti ke liye phone ka card. In mein se har cheez bilkul aam hai, aur in mein se kisi cheez ki koi line kahin nahin banti.
Mahina khatam hone tak saman shelf se ja chuka hota hai aur paisa galle se, magar dukan ke apne record mein dono mein se kuch nazar nahin aata. Phir stock ki ginti kam nikalti hai aur cash bhi kam nikalta hai, aur aap khata dobara chalte hain ke kahan ghalti hui, ya counter par khare larke ke bare mein sochne lagte hain.
Larke mein koi kharabi nahin hai. Dukan mein ek surakh hai, aur us ki shakal bilkul aap ke apne haath jaisi hai.
Ilaj yeh nahin ke aap cheezein lena chhor dein. Dukan bhi aap ki hai aur paisa bhi. Ilaj yeh hai ke dukan ko yeh sab nazar aana chahiye.
"Paisa to sab mera hi hai" kab tak sach rehta hai
Chhoti dukan ke pehle saal mein dono jeb waqai ek hi jeb hoti hain. Dukan aap khud hain. Yeh chalta bhi hai, kyunki sab kuch chhota hai aur poora aap ko yaad rehta hai.
Phir teen cheezein aati hain.
Woh supplier jo tay tareekh par paise mangta hai. Ab paanch tareekh ko dukan ke box mein raqam ka hona zaroori hai, chahe teen tareekh ko ghar mein kuch bhi hua ho.
Woh saman jo dobara khareedna hai. Aaj shaam galle mein pare Rs 3,000 nafa nahin hain. In ka bara hissa agle hafte ka saman hai jo cash ke kapron mein baitha hai. Yeh shadi ke tohfe mein chala jaye to shelf patli ho jati hai aur kisi ne aisa faisla kiya bhi nahin hota.
Ek mulazim, beta ya bhai counter par. Jis din koi doosra bhi galla khol sakta hai, us din "main jitna zarurat ho utna le leta hoon" aisa usool nahin rehta jis par koi chal sake. Woh aap ko Rs 500 bina likhe uthate dekhta hai, aur wohi aadat jo aap ne sikhai us ki shikayat aap baad mein karte hain.
Bas yehi woh moqa hai jahan mila hua paisa asaan hone ki jagah wajah ban jata hai ke aap ek saada sawal ka jawab nahin de pate: is mahine dukan ne kuch kamaya bhi, ya sirf paisa idhar se udhar hua?
Apni tankhwah tay karein, ek tareekh par
Poora tareeqa yehi hai, aur is ko shuru karne ka koi kharch nahin.
Aisi raqam chunein jis mein ghar waqai chal sakta ho, ek tareekh chunein, aur usi tareekh ko wohi raqam dukan se nikalein, bilkul aisay jaise aap khud mulazim hon. Usay malik ke naam ki adaigi likhein. Kisi doosre din kuch bahar nahin jata.
Farz karein: ek mahina, tay shuda tankhwah ke sath
Yeh misal ke number hain, koi survey nahin. Asal baat aakhri line hai: woh tabhi banti hai jab aap ki apni nikasi list par ho.
Tankhwah apne andaze se thori kam rakhein, zyada nahin. Kam tankhwah acha mahina aane par barhai ja sakti hai, aur woh faisla aap din ki roshni mein, mahine ke number samne rakh kar karenge. Zyada tankhwah khamoshi se agle hafte ke saman wale paison se poori ki jati hai, aur yeh kisi ko tab tak pata nahin chalta jab tak shelf khali na ho jaye.
Phir ek usool sab se upar rakhein: kisi bhi doosre din galla aap ka nahin hai. Gyarah tareekh ko school fees ke liye Rs 2,000 chahiye to bilkul lein, magar woh aap ke naam ki doosri adaigi ban kar apni line ke sath jaye, box mein daala gaya haath ban kar nahin.
Asal baat wohi line hai. Aap apne aap par pabandi nahin laga rahe. Aap apni hi dukan ko khud nazar aa rahe hain.
Aaj se apna digital khata shuru karein
Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.
Apni hi shelf ka saman bhi ginti mein aata hai
Paisa asaan hissa hai. Mushkil hissa doodh ka packet hai.
Jo cheez bhi shelf se aap ke ghar jati hai woh ek bikri hai. Apne bikri rate par nahin, agar aap na chahein, balke us lagat par jo aap ko pari, taake stock ki ginti sachi rahe aur saman mahine ke aakhir mein aisi kami na ban jaye jis ki koi wajah hi na ho.
Counter par ek chhota sa pad rakhein ya phone par ek note. Doodh 60. Sabun 45. Chawal ek kilo 210. Hafte mein ek dafa total karein aur usay ek line mein daal dein, ya to apni tankhwah se kaat kar ya apni nikasi mein jama kar ke. Is mein hafte ke chaar minute lagte hain aur yeh woh sab se aam wajah khatam kar deta hai jis ki wajah se stock ki ginti milne se inkar karti hai.
Yeh rupya kis taraf ka hai
Yeh dukan ka kharcha hai
- Dukan ke liye khareeda gaya saman
- Dukan ka kiraya, bijli aur marammat
- Mulazim ki tankhwah aur us ki chai
- Saman ki dhulai aur mazdoori
- Dukan ka naya fridge, us ki umar par phaila kar
Yeh aap ka apna kharcha hai
- School fees, doctor ka bill, shadi ka tohfa
- Apni hi shelf se doodh, bread aur sabun
- Ghar ki bijli, chahe meter mushtarka ho
- Ghar ki sair, mahina chahe kitna acha guzra ho
- Counter se rishtedar ko diya gaya cash
Jo cheezein darmiyan mein hon un ka imtihan saada hai. Yeh poochein ke agar aap khud na hote to kya dukan yeh rupya phir bhi kharch karti. Dukan ki batiyon ki bijli: haan. Upar wale kamre ki bijli jahan ghar wale sote hain: nahin, ya aadhi agar meter mushtarka hai aur aap har mahine wohi taqseem rakhein. Taqseem kya hai yeh utna ahem nahin jitna yeh ke woh badle nahin, kyunki badalta hua usool har mahine alag jawab deta hai aur un mein se kisi ka moqabla mumkin nahin.
Shutter girane se pehle do minute
Aap ko na accountant chahiye na koi bara system. Sirf woh do minute chahiye jab shutter neeche aata hai.
Shutter girane se pehle ke do minute
- 1Galle mein jo hai usay gin leinPehle note, phir sikke. Har raat wohi tarteeb, taake ek minute se kam lage.
- 2Din ka hisab dekhein ke kitna hona chahiyeSubah ka cash, jama bikri aur wasooli, minus jo bahar gaya.
- 3Kami ho to wajah zubani bata deinAaj raat rickshaw aur doodh yaad hai. Kal bilkul yaad nahin hoga.
- 4Ghar ki nikasi ko apni alag line mein likheinApne naam par, dukan ke kharchon mein milaye bagair.
- 5Kal ka opening cash galle mein chhor deinHar raat wohi raqam, taake kami foran zahir ho jaye.
Cash ginein. Phir dekhein ke din ke hisab se kitna hona chahiye tha. Dono na milein to farq taqreeban hamesha wohi cheez hoti hai jo ghar ke liye bahar gayi, aur aaj aap ko woh abhi yaad hai. Kal bilkul yaad nahin hogi.
Yehi aadat hai jo rozana ke cash check ko chalne layak banati hai, aur isi wajah se jo dukandar yeh karte hain woh do hafte ke andar yeh maan-na chhor dete hain ke un ke yahan chori ho rahi hai.
Khata kagaz par hai to safhe ke neeche ek line kaafi hai: ghar ke liye liya, Rs 340. Phone par hai to usay apne naam par kharcha bana kar daal dein, taake mahine ke aakhir mein poore saal ka yeh sara hisab ek hi list mein nazar aaye. Wasoolo download free hai aur ghar ki nikasi ko dukan ke kharchon se isi liye alag rakhta hai.
Teen mahine mein waqai kya badalta hai
Pehla mahina thora bura lagta hai. Ghar le jaya gaya number us se chhota dikhta hai jo aap pehle le jate thay, kyunki jo pehle jata tha woh kabhi gina hi nahin gaya tha.
Doosre mahine ek behtar cheez hoti hai. Aap us sawal ka jawab dene lagte hain. Dukan ne kya kamaya yeh ab ehsas nahin balke asli number hota hai, kyunki jo paisa aap ne nikala woh list se ghayab hone ki bajaye list par mojood hai.
Teesre mahine tak kaam ke sawal shuru hote hain. Meri tankhwah is dukan ki kamai ke hisab se zyada to nahin? Is mahine kam lein aur supplier ka balance saaf kar dein? Doosra mulazim rakhne ki gunjaish hai? In mein se koi sawal us waqt tak poocha hi nahin ja sakta jab tak dukan aur ghar ka paisa ek hi dher hai, kyunki har jawab is par khara hai ke dukan ne khud kya paida kiya.
Ek aur cheez hai jo dukandar hamesha baad mein batate hain. Ghar mein paison par behas chhoti ho jati hai. Is liye nahin ke paisa barh gaya, balke is liye ke "dukan mujhe pehli tareekh ko Rs 40,000 deti hai" aisa jumla hai jo ghar mein sab samajh lete hain, aur "kabhi kabhi main galle se le leta hoon" par koi ghar ka mahina nahin bana sakta.
Aam sawalat
Meri dukan chhoti hai. Kya waqai ghar aur dukan ka paisa alag karna zaroori hai?
Dukan jitni chhoti hogi, yeh utna hi zyada zaroori hai, kyunki chhoti dukan mein ghar ki nikasi kul raqam ka bara hissa hoti hai. Mahine ka Rs 60,000 ka kaam karne wali dukan apna sara nazar aane wala nafa bina likhe ghar ke kharchon mein kho sakti hai, aur malik waqai samjhta rahega ke kaam doob raha hai. Alag karne ka koi kharch nahin, aur aksar pata chalta hai ke dukan theek thak thi.
Apni tankhwah kitni rakhoon?
Pehle dekhein ke ghar ko har mahine waqai kitna chahiye, phir usay ache mahine ki jagah sust mahine ke samne rakh kar parkhein. Agar dukan sust mahine mein woh nahin de sakti to tankhwah zyada hai, aur ummeed se yeh baat badalne wali nahin. Har chhe mahine mein ek dafa nazar sani karein, har ache hafte par nahin.
Mahine ke darmiyan paise chahiye hon to kya karoon?
Le lein, aur usay usi tareekh ko apne naam ki doosri adaigi likh dein. Usool yeh nahin ke aap apni dukan se paise nahin nikal sakte. Usool yeh hai ke dukan ko har nikalta hua rupya nazar aana chahiye. Likhi hui extra nikasi se koi nuqsan nahin hota, magar bina likhi hui nikasi poore mahine ka hisab kharab kar deti hai.
Apni shelf se liya hua saman kaise likhoon?
Lagat par, hafte mein ek dafa, ek line mein. Har cheez nikalte waqt pad par likh lein, phir hafte ka total apne naam par daal dein. Lagat par is liye ke aap khud se nafa nahin kama rahe, aur yeh sara kaam is liye hai ke stock ki ginti sachi rahe, apne aap se paise wasool karne ke liye nahin.
Kya dukan ka apna bank account hona chahiye?
Agar khul sakta hai to zaroor, aur yeh is masle ke liye kisi bhi likhe hue usool se zyada kaam karta hai. Dukan ka paisa ek account mein aur ghar ka doosre mein, is se pabandi ek deewar ban jati hai. Agar yeh mumkin na ho to ek aisa taala band box jo sirf dukan istemal kare, umeed se kahin behtar chalta hai.
Mera beta counter se bina batae paise le leta hai. Isay kaise rokun?
Nasihat se nahin, kyunki us ne yeh dekh kar hi seekha hai. Aisa usool aelan karein jo sab se pehle aap par lagta ho: box se nikalta har rupya likha jayega, mera bhi. Phir do hafte usay apni line likhte hue dekhne dein. Ghar ki dukan mein sirf wohi usool chalta hai jis par malik khud chal raha ho.