Galla halka ho to pehle kis ka paisa dein

Har bill ko ek sawal se tarteeb dein: yeh ada na ho to dukan kya karna chhor deti hai? Jo cheezein dukan band karwa dein ya bikri rok dein wo poori ada karein, mulazim ko dein, phir jo bache usay supplieron mein tareekh ke saath baant dein. Khamoshi chhoti adaigi se zyada mehngi parti hai.

Wo mangal jab chaar log paisa maangte hain

Kiraya waajib hai. Bijli ke bill par aakhri tareekh likhi hai. Mulazim ki tankhwah pehli ko hoti hai aur aaj do tareekh hai. Aur jis supplier ki gari jumeraat ko aati hai wo maal nahin utaregi jab tak driver ke haath kuch wapas na jaye.

Aap galla ginte hain. Us mein utna hi hai jitna sab ki maang ka aadha se thora zyada. Aur jis wasooli par aap ka bharosa tha wo nahin aayi kyunke do customeron ka apna mahina mandha guzra.

Yeh koi anokhi soorat e haal nahin aur na hi doobti dukan ki nishani hai. Qareeb qareeb har chhota karobar saal mein kai baar is se milta hai, aur jin dukanon ko yeh nuqsan deti hai aur jinhein choo kar guzar jati hai un mein farq kami ka nahin hota. Farq yeh hota hai ke dukandar ne tarteeb pehle se tay kar rakhi hai, ya wo usi lamhe, dabaao mein, saamne khare banday ke roo baroo faisla kar raha hai.

Sab se ooncha shor faisla na kare

Zyadatar dukanon ka aam tareeqa yeh hai ke jo sab se zyada tang kare usay de do. Lagta hai jaise logon ko sambhala ja raha ho. Asal mein yeh mumkinna tor par sab se mehngi tarteeb hai.

Jo supplier har subah phone karta hai usay paisa mil jata hai. Jo kuch nahin kehta usay nahin milta, aur aksar wohi hota hai jis ka maal aap sab se zyada bechte hain. Maalik e makan is liye ruk jata hai ke wo sharif hai. Aur mulazim sab se zyada ruk jata hai, kyunke wo asani se shikayat nahin kar sakta, aur theek isi liye usay kabhi sab se neeche nahin hona chahiye.

Dabaao ke hisab se dene ka ek aur kharcha mahinon baad nikalta hai. Aap apni dukan ke aas paas har kisi ko sikha dete hain ke aap se paisa kaise nikalna hai, aur aap ne yeh sikhaya hai ke dhakka do. Khamosh supplier seekh leta hai ke khamoshi kaam nahin karti, aur agle season wo bhi phone par hota hai.

To tarteeb kisi thandi shaam mein, ek baar tay karein, aur har dafa wohi lagayein. Is se behes us lamhe se nikal jati hai, aur isi wajah se likha hua udhaar ka usool counter par aap ko bachata hai.

Dabaao ek aur kaam karta hai jise naam dena chahiye. Wo aap se us banday ko paisa dilwata hai jo saamne khara hai, yani jis din paisa hota hai us din jo bhi aa jaye usay mil jata hai, chahe us ka baqaya kuch bhi ho aur chahe wo aap ki dukan ke liye kitna hi kam ahem ho. Yeh faisla hai hi nahin; yeh ittefaq se bani hui qatar hai. Jis dukandar ke zehan mein tarteeb hoti hai wo counter par khare banday ko dekh kar galle ki taraf haath barhane ke bajaye tareekh bol sakta hai, aur yehi ek salahiyat us dukan ko jo bure mahine se sambhal jati hai us dukan se alag karti hai jo teen mahine sambhalti rehti hai.

Wo ek sawal jo har bill ko tarteeb de deta hai

Raqam bhool jayein, yeh bhool jayein ke pehle kis ne maanga, aur yeh poochein: agar yeh ada na ho to dukan kya kar sakna chhor degi?

Har bill se yeh poochein: yeh ada na ho to kya ruk jata hai?

• Dukan band ho jaye, ya jagah haath se nikal jaye
• Bijli chali jaye aur andar rakha maal kharab ho
• Wo maal ruk jaye jis se aap ki zyadatar bikri hoti hai
• Aap ka mulazim is hafte apna ghar nahin chala sakta
• Koi susat line ek mahine ke liye ruk jaye
• Koi sochi hui behtari season badalne tak ruk jaye

Yeh sawal sab kuch chhaant deta hai, kyunke yeh un billon ko alag kar deta hai jo dukan ki kamane ki salahiyat ko khatre mein daalte hain aur un ko jo sirf dene hain. Dono dena hai. Lekin sirf ek dukan ko wo paisa banane se rokta hai jis se doosra ada hota hai.

Wo kiraya jis se jagah haath se ja sakti hai, dukan ka poora wajood hai. Wo bijli jo freezer chalati hai, us ke andar rakha maal hai. Wo supplier jis ka maal aap ki zyadatar bikri banata hai, aane wale mahine ki aamdani hai. Yeh teenon "bare bill" nahin hain. Yeh kal dukan khol sakne ki salahiyat hain.

Ghaur karein ke is mein kya shamil nahin: kisi susat line ka supplier jise mahina bhar roka ja sakta hai, dukan ki wo behtari jo aap ne soch rakhi thi, ya wo paisa jo aap ghar le jane wale the. Yeh sab jaiz hain, aur in mein se koi dukan ko kamane se nahin rokta, isi liye yeh intezar karte hain.

Wo seerhi jahan zyadatar dukanein pohanchti hain

Likhi hui shakal mein, wohi tarteeb jahan taqreeban har tajurbe kar dukandar aakhir mein pohanchta hai.

Wo tarteeb jahan tajurbe kar dukandar pohanchte hain

1. 1Wo cheez jo dukan band karwa de ya jagah chhurwa deKiraye ka baqaya, licence, bijli ka connection.
2. 2Bijli aur wo sab jo rakha hua maal bachata haiBand freezer bill se zyada mehnga parta hai.
3. 3Mulazim, ho sake to poora, warna hissa aur tareekh ke saathUs ki koi doosri aamdani nahin aur wo khamoshi se ruk nahin sakta.
4. 4Wo supplier jis ka maal aap ki zyadatar bikri haiYeh aane wale mahine ki aamdani hai, mehez qarz nahin.
5. 5Baqi sab, bikri mein un ke hisse ke mutabiq baant karKuch adaigi aur tareekh, khamoshi kabhi nahin.
6. 6Apne ghar ka hissa, muqarrar raqam ki tarah, bachi hui raqam nahinBure hafte se pehle tay, us ke dauran nahin.

Dekhein ke mulazim kahan hai. Wo seerhi mein oopar hai, sirf achhai ki wajah se nahin balki amli wajah se bhi: jis banday ko waqt par tankhwah na mile wo doosra kaam dhoondna shuru kar deta hai, aur usay khone ka kharcha hafton mein aap par girta hai, jaisa mulazim ki tankhwah ka hisab mein hai. Agar mahina waqai bura hai to usi din kuch de dein aur baqi ki tareekh bata dein, us se pehle ke usay poochna pare.

Yeh bhi dekhein ke seerhi ke sirey par kya nahin hai: aap ke apne ghar ka paisa. Yeh be rehmi nahin, yehi wajah hai ke dono ko shuru se alag rakhna zaroori hai, jaisa dukan aur ghar ka hisab alag mein hai. Jo dukan apne ghar ko bure mangal ki bachi hui raqam se chalati hai, us ke paas hamesha dono masle ek saath rahenge.

Seerhi ke baare mein ek tanbeeh. Yeh bure hafte ki tarteeb hai, aap ki dukan ke aas paas ke logon ka mustaqil darja nahin. Jo supplier tang mangal ko neeche aa gaya wo oopar wale se kam ahem nahin; bas us hafte us ka na hona aap ki bikri nahin rokta tha. Yeh baat usay keh dein agar kabhi zikr aaye, kyunke jo banda samajhta hai ke usay hamesha ke liye aakhir mein rakh diya gaya hai wo us se bilkul alag chalta hai jo jaanta hai ke ek dafa aakhir mein aaya tha.

Sab ko kuch dein, ek ko sab kuch nahin

Seerhi ka sira poora hone ke baad dil chahta hai ke ek supplier ko poora saaf kar dein aur baqi ko kuch na batayein. Aisa na karein.

Farz karein galle mein Rs 62,000 hain aur Rs 123,500 maange ja rahe hain

Kiraya, jis se dukan hi khatre mein haiRs 25,000

Bijli ka bill, jo rakha hua maal bachata haiRs 8,500

Mulazim ki tankhwah: Rs 20,000 abhi, Rs 12,000 barah tareekh koRs 20,000

Bara supplier, Rs 40,000 dena hai, tareekh ke saath bhejaRs 6,000

Chhota supplier, Rs 4,000 dena tha, poora saafRs 4,000

Susat line ka supplier, saaf bata diya, kuch nahin diyaRs 0

Kal ka kaam chalane ke liye galle mein bachaRs 2,500

Sab ko usi din aap ki taraf se baat pohanchiRs 63,500 promised, Rs 62,000 paid

Farzi raqmein hain, sirf shakal samjhane ke liye. In lainon mein apne bill aur apna galla rakhein; ahem tarteeb hai, raqmein nahin.

Jis supplier ko tareekh ke saath kuch mil jaye wo maal dena jari rakhta hai. Jise na kuch mile na kuch sunne ko mile wo bad tareen andaza lagata hai, aur us ke kaam mein bad tareen andaza yeh hai ke aap kisi ko bhi dena band karne wale hain.

Ek saada hisab bhi hai. Us ke liye adaigi ki qeemat sirf paisa nahin; wo ishara hai. Tareekh ke saath diye gaye Rs 15,000 aap ko itni khush dili dete hain jo Rs 15,000 se kahin zyada hai, aur supplier ke taluq ka poora maqsad yehi hai ke wo aap ke bure mahine se bach jaye, jis par supplier ka udhaar kaise chukayein poori tarah khara hai.

Ek istisna bohat chhote balance ka hai. Rs 4,000 ka khata Rs 1,500 dene ke bajaye poora saaf kar dena list se ek banda hata deta hai aur qareeb qareeb kuch nahin lagta. Chhote khate band karein, baray baant dein.

Baant bhi is hisab se karein ke har supplier aap ki bikri mein kya maani rakhta hai, barabar nahin. Jo banda aap ki shelf se nikalne wale maal ka tihai hissa laata hai wo chhoti adaigi mein us se bara hissa rakhta hai jo mahina bhar rok dene wali line laata hai. Barabar baant dekhne mein insaaf lagta hai aur hai nahin: wo us supplier ko bhi wohi darja deta hai jo aap ka kaam chala raha hai aur us ko bhi jo nahin chala raha.

Tareekh bolein, aur phir nibhayein

Yehi hissa tay karta hai ke bura mahina paise se aage aap ko kuch mehnga parta hai ya nahin.

✓Us ke phone se pehle aap phone karein

• "Yeh mahina tang hai. Aaj Rs 6,000, baqi pandra tareekh tak."
• Wo tareekh jis ka yaqeen ho, wo nahin jo achhi lagti ho
• Wada sirf us paise se jo aap ko pehle se nazar aa raha ho
• Wasooli jaldi aaye to adaigi bhi jaldi
• List par har kisi ko wohi paighaam

✕Intezar karein aur umeed rakhein

• Hafta bhar phone na uthana
• "Agle hafte poora", sirf baat khatam karne ke liye
• Us wasooli ka wada jo abhi sirf umeed hai
• Jo saamne khara ho usay hi de dena
• Ek supplier ko batana aur baqi ko andaze par chhor dena

Us ke phone karne se pehle aap phone karein. Yeh akeli aadat aap ke saath hone wale suluk ko badal deti hai, kyunke jise do tareekh ko aap ki khabar mil jaye wo aisay dukandar se baat kar raha hai jo kuch sambhal raha hai, aur jise bees tareekh ko chaar bina jawab kalon ke baad khabar mile wo aisay banday se baat kar raha hai jo chhup raha hai.

Wo tareekh dein jis ka yaqeen ho, wo nahin jo sun kar achi lage. "Jumay ko aadha, baqi pandra tak" kehna aur theek wohi karna, "agle hafte poora" keh kar khamosh ho jane se kahin zyada qeemti hai. Do dafa nibhayi hui tareekh teesri dafa maani jane wali tareekh khareed leti hai, aur bazaar mein asal mein yehi cheez qeemti hai.

Aur us paise ka wada kabhi na karein jo abhi aaya hi nahin. Jis wasooli ki umeed hai wo paisa nahin hai. Wada us se karein jo aap ko nazar aa raha hai, aur agar wasooli jaldi aa jaye to jaldi ada karein aur usay pata chalne dein.

Mahine ko badlein taake yeh dobara na ho

Achi tarah sambhali hui kami phir bhi kami hai. Fori hafta nipat jane ke baad wajah dekhein, kyunke yeh aksar teen mein se kisi jagah se aati hai.

Pehli wajah yeh ke udhaar jitna bahar ja raha hai utna wapas nahin aa raha. Agar aap ka khula udhaar barha hai aur bikri nahin barhi, to dukan apne billon ke paise se apne customer chala rahi hai. Ilaj sakht wasooli nahin, naye udhaar par waqti rok hai jab tak balance neeche na aaye.

Doosri wajah tareekhon ka aapas mein takrana hai. Kiraya, tankhwah ka din aur bara supplier sab ek hi hafte mein aate hain, jab ke aap ki apni wasooli poore mahine mein phaili hoti hai. Ek supplier se us ki tareekh badalne ko keh dena aksar poora hal hota hai aur is mein baat cheet ke ilawa kuch kharch nahin hota.

Teesri wajah yeh ke dukan asal mein apne kharche poore nahin kar rahi, jo is ke kapre pehne hue alag masla hai. Agar kami saal mein do baar ke bajaye har mahine aati hai, to asal kaam wo hisab hai jo dukan ka kharcha nikalne wali bikri mein hai, aur saath rozana ginti taake wo aap ko pehle nazar aaye, jaisa dukan ka daily hisab kaise karein mein hai.

Aam sawalat

Mulazim ko supplier se pehle dena chahiye?

Qareeb qareeb har soorat mein haan. Us ki koi doosri aamdani nahin aur wo ruk nahin sakta, aur usay khona der se ki hui supplier adaigi se zyada mehnga parta hai. Agar poora nahin de sakte to usi din kuch dein aur baqi ki tareekh khud bata dein, us ke poochne se pehle.

Ek supplier ko poora saaf karun ya sab ko thora thora?

Bare supplieron mein baant dein aur bohat chhote khate poora saaf kar dein. Tareekh ke saath chhoti adaigi supplier ko chalta rakhti hai; khamoshi nahin rakhti, aur jo supplier maal dena band kar de wo paise ke masle ko bikri ka masla bana deta hai.

Supplier poora paisa liye baghair maal utarne se inkaar kar de to?

To dekhein ke hafta bhar us maal ke baghair rehna aap ko kitna mehnga parta hai. Agar wo line aap ki bikri ka markaz hai to usay dein aur koi aisi cheez roken jo kamai nahin rokti. Agar wo susat line hai to usay rukne dein aur saaf keh dein.

Kya kami poori karne ke liye qarz lena chahiye?

Sirf us cheez ke liye jo warna dukan ki kamai rok deti, aur sirf tab jab aap bata sakein ke wapsi kis paise se hogi. Kisi aadat ko chalane ke liye qarz lena, dukan ki bikri bachane ke bajaye, agli dafa isi mahine ko aur bura bana deta hai.

Bure mahine mein ghar ko kitna dun?

Isay pehle se muqarrar raqam ki tarah tay karein, museebat ke baad bachi hui raqam ki tarah nahin. Jis dukan mein maalik ka hissa tay na ho us par hamesha khamoshi se haath para rahega, aur hisab ki koi taraf bhi sachi nahin rahegi.

Yeh mujhe kitna pehle nazar aa jana chahiye?

Ek hafta kaafi hai aur ek din nahin. Agar aap ko apne aam bill aur apni mutawaqqe wasooli maloom hai, to har hafte ke shuru mein chand minute tang dinon ko pehle dikha denge, aur andaze ke bajaye ginti ka poora faida yehi hai.