Jab paisa kisi aur ke account se aaye

Andaza na lagayein. Raqam ko apne khule balances se milayein, bhejne wale number par poochein ke yeh kis ki adaigi hai, aur customer ki tasdeeq ke baad hi darj karein. Phir entry mein bhejne wale ka naam bhi likhein, kyunke aage chal kar wohi naam is adaigi tak wapas le jayega.

Wo transfer jis par naam anjaan hai

Notification us waqt aata hai jab aap kisi ko saman de rahe hote hain. Rs 4,500 mile. Aap nazar dalte hain, aisa naam dekhte hain jo kabhi suna nahin, aur phone rakh dete hain.

Ghanta bhar baad theek se dekhte hain. Aap ke khate mein us naam ka koi shakhs nahin. Sath koi paighaam nahin, koi hawala nahin, kuch bhi nahin.

To aap wohi karte hain jo taqreeban sab karte hain. Apne balances dekhte hain, koi aisa milta hai jo taqreeban usi size ka ho, aur tay kar lete hain ke usi ka hoga.

Yehi andaza poora masla hai. Chaar mahine baad ek doosra customer aap ke counter par khara ho kar kahega ke usne Rs 4,500 transfer kiye the aur uske khate mein nahin hain, aur wo sach keh raha hoga, aur aap ke pass koi tareeqa nahin hoga ke bata sakein paisa gaya kahan.

Yeh dukandaron ke andaze se kaheen zyada hota hai

Ek baar tawajjo dena shuru karein to pata chalta hai ke yeh aksar hafte hota hai, aur bilkul aam wajuhat se.

Bohat se logon ka apna account hota hi nahin. Account bete, bhai, biwi ya kisi dost ka hai jisne banwa diya tha, aur us shakhs ki har adaigi kisi aur ke naam se nikalti hai.

Kuch log ghar se door se paisa bhejte hain. Doosre shehar mein kaam karne wala aadmi apne ghar ki dukan ka balance wahin se bhej deta hai, jo bhi account uske haath mein ho.

Kuch kisi aur ki taraf se de rahe hote hain. Baap bete ka balance nipta raha hai, malik apne mulazim ka de raha hai, ya koi rishtedar mehrbani mein hisab saaf kar raha hai.

Aur kuch wohi shakhs hote hain, sirf doosre naam se. Account us rasmi naam par khula hai jo gali mein koi istemal nahin karta, is liye transfer aisay ajnabi se aata hai jo roz aap ke samne khara hota hai.

In mein se koi baat mashkook nahin. Paisa isi tarah chalta hai, aur jo dukan transfer leti hai usay is ka koi tareeqa rakhna hi hoga.

Usool: account bhejne wale ka naam batata hai, dene wale ka nahin

Yeh jumla yaad rakhne laiq hai. Transfer par likha naam batata hai ke paisa kis account se aaya. Yeh nahin batata ke adaigi kis ki hai, aur yeh do alag sawal hain.

Cash mein yeh masla kabhi nahin tha, kyunke cash us shakhs ke sath aata hai jo samne khara hota hai. Transfer ek account ke sath aata hai, aur account kisi ka bhi ho sakta hai.

To transfer us waqt tak adaigi nahin banti jab tak koi na bataye ke kis ki hai. Us se pehle wo aap ke account mein para wo paisa hai jiska koi malik nahin, aur usay kuch aur samajhna hi masle ki shuruaat hai.

Yehi farq aap ko bachata bhi hai. Jo dukandar kabhi andaza nahin lagata us par adaigi kho dene ka ilzam nahin lag sakta, kyunke uski kitab ki har entry ke peeche naam wala shakhs hota hai, aur yehi wo hifazat hai jo purani adaigi ke jhagre mein bayan hui hai.

Aane ke lamhe par chaar qadam

Jis lamhe koi ajnabi naam aap ke account mein aata hai

1. 1Abhi kahin darj na kareinGhalat khate par lagi adaigi us se buri hai jo abhi darj hi nahin hui.
2. 2Raqam ko apne khule balances se milayeinJo raqam kisi ek balance se theek milti ho, jawab aksar wohi hai.
3. 3Bhejne wale ke number par poochein ke yeh kis ki adaigi haiEk line: "Rs 4,500 mile, batayein kis khate ke hain."
4. 4Customer ki tasdeeq ke baad hi darj kareinPhir usay naya balance bhejein taake dono ke pass ek hi number ho.

Pehla qadam wohi hai jo ghalat mehsoos hota hai aur sab se ahem hai. Bin mili hui adaigi ko ek din bin darj chhorna mehfooz hai. Usay ghalat khate par laga dena mehfooz nahin, kyunke is se ek sath do ghaltiyan banti hain: ek customer ka balance kam ho jata hai aur doosre ka zyada, aur dono ko bohat baad tak pata nahin chalta.

Doosra qadam zyadatar maamlay khud hal kar deta hai. Transfer aam tor par poore balance ka kiya jata hai, is liye jo raqam kisi khule khate se rupay tak mil jaye wo taqreeban hamesha usi customer ki hoti hai. Isay mazboot ishara samjhein, saboot nahin, aur phir bhi tasdeeq karein.

Teesre qadam mein das second lagte hain. Jis number se paisa aaya us par paighaam bhejein aur ek line mein poochein ke yeh kis khate ka hai. Log iska jawab foran dete hain, kyunke bhejne wala bhi utna hi chahta hai ke adaigi sahi jagah lage jitna aap.

Chautha qadam maamla band kar deta hai. Customer ki tasdeeq ke baad darj karein aur usay naya balance bhej dein. Wo paighaam do kaam karta hai: sabit karta hai ke paisa sahi jagah pohancha, aur usay aisa record deta hai jo wo baad mein aap se poochay bagair dekh sakta hai.

Entry mein kya likhein

Entry hi wo jagah hai jahan yeh baat mil sakti hai ya kho jati hai.

Entry mein kya likha hona chahiye

✓Aisay likhein

• Rs 4,500 transfer se, uske bhai ne bheje, usne tasdeeq ki.
• Wo tareekh jab paisa aaya, wo nahin jab aap ne likha.
• Bhejne wale ka naam bilkul waisay hi jaisay aaya.
• Is adaigi ke baad balance: Rs 3,100.

✕Aisay nahin

• Online Rs 4,500.
• Adaigi mili, naam maloom nahin.
• Jo balance theek laga us par laga diya.
• Hafta baad yaad se likha gaya.

Jo line sab chhorte hain wo bhejne wale ka naam hai. Us waqt yeh ghair zaroori lagta hai, kyunke aap ko theek pata hai ke kya hua tha. Saal baad wohi naam wahid dhaga hota hai jo us waqia tak le jata hai, aur uske bagair aap saal bhar ke record mein ek raqam dhoond rahe hote hain.

Wo tareekh likhein jab paisa aaya, wo nahin jab aap ne likhne ka waqt nikala. Transfer raat ko aate hain aur subah darj hote hain, aur ek din ka farq bank ki tafseel se milan bigarne ke liye kaafi hai.

Agar kisi ne kisi aur ki taraf se diya ho to dono naam likhein. "Uske walid ne diya" mukammal record hai. Sirf "mile" nahin.

Aur bhejne wale ka naam usi shakal mein rakhein jis mein wo aaya tha. Usay us naam mein na badlein jis se aap us shakhs ko bulate hain, kyunke jab aap khate mein peeche jayenge to dhoondna usay nahin, asal shakal ko hoga.

Jab do customer ek hi adaigi ka dawa karein

Aisa hota hai, aur hamesha bad diyanti nahin hoti. Do log sach mein yeh samajh sakte hain ke adaigi unki thi, khaas kar jab dono ne taqreeban ek jaisi raqam ek hi arse mein bheji ho.

Behas ke bajaye record ki taraf jayein. Theek raqam, theek tareekh aur bhejne wale ka naam dekhein. Taqreeban har maamle mein in teen mein se ek minute bhar mein faisla kar deta hai, aur yehi wajah hai ke bhejne wale ka naam likhna qeemti hai.

Agar phir bhi hal na ho to khud us account ko dekhein aur uske malik se poochein. Account rakhne wale ko hamesha pata hota hai ke paisa uske haath mein kis ne diya tha, aur us ek call se wo jhagra khatam ho jata hai jo warna hafton chalta.

Aur agar phir bhi na nipte to jald faisla kar ke aage barh jayein. Rs 4,500 ka jhagra do customer khone ke laiq nahin. Aadha aadha kar lein, ya ek baar maan lein, aur tareeqa aisa badal dein ke dobara na ho. Bas isay latakta na chhorein, kyunke bin nipti adaigi dono ke sath har agli baat ko karwa kar deti hai.

Aisa bandobast ke yeh hona hi band ho jaye

Teen chhoti aadatein mil kar yeh sab taqreeban khatam kar deti hain.

Har udhaar wale customer se us account ka naam aur number poochein jis se wo adaigi karta hai, aur usay uske khate par phone number ke sath likh dein. Zyadatar log bagair jhijhak bata dete hain, kyunke wo bhi chahte hain ke unki adaigi theek lage. Uske baad anjaan naam sirf ek baar anjaan hota hai.

Logon se kahein ke transfer ke sath paighaam bhej dein. Lamba nahin: apna naam kaafi hai. Har customer ko ek baar keh dein, aur mahine bhar mein achi khasi tadaad aisa karne lagti hai.

Aur apna account har roz ek tay shuda waqt par dekhein, na ke jab bhi phone bajay. Rush ke dauran aane wali adaigi par sarsari nazar par kar bhool jati hai, jo wohi khami hai jo udhaar likhna bhool jane mein hai, magar pakarni is se mushkil, kyunke paisa waqai aap ke account mein hai aur kuch ghalat lagta hi nahin.

Customer ke record par account ka naam rakhna theek wohi chhoti tafseel hai jo tay karti hai ke aap ki kitab asal duniya ka samna kar payegi ya nahin, bilkul un ehtiyaton ki tarah jo khata mehfooz rakhne mein hain. Wasoolo adaigi ko sahi customer par note ke sath darj karne deta hai, is liye bhejne wale ka naam entry ke sath chalta hai, aap ki yaad mein nahin rehta, aur usi kaam mein customer ko naya balance bhi bhej diya jata hai.

Is sab ke neeche wala bara masla, ke paisa do alag shaklon mein aata hai aur pohanchna ek hi record mein hai, mobile account aur cash ka hisab mein khola gaya hai.

Aam sawalat

Raqam ek customer ke balance se bilkul mil rahi hai. Kya seedha darj kar doon?

Bohat imkan hai ke usi ki ho, aur phir bhi darj karne se pehle das second ki tasdeeq ki qeemat hai. Ek paighaam us number par bhejein jahan se paisa aaya aur ek us customer ko jise aap samajh rahe hain. Kisi ek ki tasdeeq par darj kar dein. Poori milne wali raqam aksar sahi hoti hai, magar jab ghalat hoti hai to mehngi parti hai aur mahinon baad samne aati hai.

Anjaan adaigi par mera paighaam koi nahin parhta. Us paise ka kya karoon?

Usay alag note mein rakhein, tareekh, raqam aur bhejne wale ke naam ke sath, aur kisi khate par na lagayein. Jin customers ke balance qareeb hain unke aane par zikr kar dein, kyunke koi na koi dawa karega aur bata bhi sakega ke kis cheez ka tha. Bin lagi raqam sirf be tarteeb lagti hai; ghalat khate par lagi raqam jhagra ban jati hai.

Customer kehta hai uske bhai ne bheja, magar raqam uske balance se alag hai. Kya qabool kar loon?

Haan, aur bilkul waisay hi likhein jaisi hai, kyunke kisi teesre ki taraf se adhoori adaigi bilkul aam hai. Jo raqam waqai aayi wohi darj karein, likhein ke kisne bheji, aur customer ko baqi balance bhej dein. Khata saaf dikhane ke liye usay balance ke barabar na karein, kyunke wohi farq aage kaam aayega.

Kya un accounts se transfer lene se inkar kar doon jo customer ke naam par nahin?

Nahin, kyunke is se bohat si sachi adaigiyan ruk jayengi aur log us cash par wapas chale jayenge jo shayad unke pass hai hi nahin. Masla bandobast nahin, gum shuda maloomat hai. Ek baar account ka naam poochein, khate par likh lein, aur us customer ke liye yeh maamla hamesha ke liye khatam.

Yeh record kitne arse tak rakhoon?

Itne arse tak ke purane balance par sawal ka jawab de sakein, jo amal mein har chalte khate ke liye kam az kam do saal banta hai. Adaigi ka jhagra taqreeban hamesha kuch mahine se purani adaigi par hota hai, is liye saal ba saal saaf kiye jane wale record theek us waqt saaf ho jate hain jab kaam ke banne wale hote hain.

Agar maine mahine pehle adaigi ghalat khate par laga di ho to?

Dono khate theek karein, aur dono customers ko khud bata dein, is se pehle ke koi poochay. Jo durusti aap khud batayein wo imandari samjhi jati hai, aur wohi durusti customer khud pakre to kuch aur samjhi jati hai. Durusti ke sath wajah bhi likh dein taake baad mein parhne wale ko, aap ko bhi, entry samajh aaye.