Jab naya customer bara udhaar mange

Naye aadmi ko utna udhaar dein jitna aap tay karein, utna nahin jitna woh maang raha hai. Pehla udhaar sauda nahin, aazmaish hota hai, aur sab se sasti aazmaish chhoti raqam aur qareeb ki tareekh hai. Uski baat ka thora hissa maan lein, uske samne likhein, aur baqi faisla pehli wapasi par chhor dein.

Woh chehra jo aap ne pehle kabhi nahin dekha

Gyara baje ek aadmi dukan mein aata hai. Aap ne usay pehle kabhi nahin dekha. Woh chawal, tel, chai aur aata uthata hai aur counter par keh deta hai ke mahine ke aakhir mein hisab kar dega.

Bill Rs 6,200 ka hai. Aadmi tameez se baat karta hai. Usay koi jaldi nahin. Poochne se pehle hi apna number likhwa deta hai.

Us lamhe ki har cheez aap ko haan ki taraf dhakelti hai. Do doosre customer khare hon aur aap kisi ajnabi ko mana karein, yeh badtameezi lagti hai, aur andar se ek halki si awaz kehti hai ke acha purana customer isi tarah shuru hota hai.

Kabhi hota bhi hai. Magar jo dukandar udhaar mein bara nuqsan uthate hain woh apne purane customers se ahista ahista nahin uthate. Woh ek dopahar mein uthate hain, us aadmi se jiska doosra naam bhi unhein yaad nahin raha.

Pehla udhaar baqi faislon jaisa nahin hota

Purane customer ke sath aap andaza nahin laga rahe hote. Aap ke paas mahinon ka tajurba hota hai: woh kaise deta hai, yaad dilane par kaisa reaction karta hai, total par bahas karta hai ya sirf gin kar dekh leta hai.

Naye chehre ke sath aap ke paas chaar minute ka tarz-e-guftagu hota hai, aur yehi ek cheez hai jo har insan chaahe to control kar leta hai.

Is liye asal faisla us aadmi ke bare mein hai hi nahin. Faisla yeh hai ke uske bare mein jaanne par aap kitna kharch karne ko tayyar hain. Har pehla udhaar us maloomat ki qeemat hai, aur sirf ek sawal kaam ka hai: yeh qeemat kitni bari honi chahiye.

Rs 500 wohi maloomat deta hai jo Rs 6,200 deta hai. Dono batate hain ke woh apni kahi hui tareekh par wapas aata hai ya nahin. Farq sirf itna hai ke jawab agar na mein nikle to ek raqam barah guna mehngi parti hai.

Jitna maanga hai, uska ek hissa dein

Bare mutalbe ka theek jawab saaf inkar taqreeban kabhi nahin hota. Theek jawab chhoti haan hoti hai.

Farz karein naya chehra Rs 6,200 ka udhaar maangta hai

Jitna usne udhaar par maangaRs 6,200

Poora de dein aur woh kabhi wapas na aayeRs 6,200

Ya: Rs 1,500 udhaar, baqi cash aaj hiRs 4,700

Isi surat mein, agar woh kabhi wapas na aayeRs 1,500

Dukan ka ek usool bure din par kitna bachata haiRs 4,700

Table ka doosra hissa dhyan se dekhein. Jis dukan ne poori raqam di, woh acha customer nikalne ki surat mein barah guna faida mein nahin hai, kyunke acha customer waise bhi wapas aata aur dobara kharidta. Woh sirf bure customer ki surat mein barah guna nuqsan mein hai.

Poori baat ki shakal yehi hai. Bare pehle udhaar ka faida chhota hai aur nuqsan bara, is liye aap chhota wala rasta lete hain aur baqi waqt se kharidte hain.

Amal mein chhoti haan ke teen hisse hote hain. Kuch saman udhaar par aur baqi ka cash aaj. Tareekh jo dinon mein ho, haftein mein nahin. Aur yeh sab uske samne likha jaye jab woh dekh raha ho.

Entry likhne se pehle kya maloom hona chahiye

Yeh tafteesh nahin hai. Yeh chaar aam se counter wale sawal hain jinka jawab sacha customer bagair rukay de deta hai.

Ajnabi ki pehli entry likhne se pehle

• Woh naam jis se log usay bulate hain, sath koi nishani
• Phone number, counter par usi waqt likha hua jab woh khara ho
• Woh kahan rehta ya kaam karta hai, itna qareeb ke guzarta rahe
• Wapasi ka theek din, pehle zubani kaha phir likha gaya
• Kitna udhaar hai aur kitna woh aaj cash mein de raha hai
• Saman ka naam ek line mein, taake entry baad mein khud parhi jaye

Pata us se zyada ahem hai jitna log samajhte hain. Jo customer aap ki dukan se chand galiyon ke andar rehta ya kaam karta ho, uska kuch daon par laga hota hai: usay saalon aap ke darwaze ke samne se guzarna hai. Jo aisi jagah se aaye jo aap ke zehan mein bhi nahin, uska sirf ek phone number daon par hai, aur woh number badal sakta hai.

Pata bilkul aam lehje mein poochein, jaise aap kisi se bhi poochte hain. Zyadatar log khushi se batate hain. Jo gol mol jawab de woh aap ko muft mein ek baat bata deta hai, aur wohi aap ke sawal ka jawab hai.

Number ke sath woh naam likhein jis se woh pehchana jata hai, aur sath koi nishani. Chhe hafte baad "Nadeem" us khate mein bekar hai jismein teen Nadeem maujood hain, jabke "Nadeem, adde ke pas workshop wala" khud mil jata hai. Yehi farq hai us naam mein jise aap dhoond sakte hain aur us naam mein jo gayab ho jata hai, aur dusri surat aksar ghayab hone wale customer ki shakal ikhtiyar kar leti hai.

Chhoti raqam is tarah kahein ke buri na lage

Dukandar raqam mein nahin, alfaz mein ghalti karte hain. Buray tareeqe se kahi gayi chhoti haan bilkul ilzam jaisi lagti hai.

Apni wajah samjhane na baithein aur bharose ka zikr bilkul na karein. Jis lamhe aap ne bharosay ka lafz bola, guftagu us aadmi ke kirdar par aa gayi, aur ab usay doosre customers ke samne apni safai deni hai.

Is ke bajaye isay dukan ka usool bana dein. "Naye khate mein pehle mahine main Rs 1,500 tak rakhta hoon. Uske baad poora khol dete hain." Yeh jumla aadmi par nahin, dukan par ilzam daalta hai, aur is mein aage ka rasta bhi hai, jo usay dobara aane par aamada rakhta hai.

Phir tareekh zubani kahein aur likh bhi dein. "To aaj Rs 1,500 aur aap jumme ko aa rahe hain." Din ka naam uske samne lena kisi bhi khush akhlaqi se zyada wapasi karwata hai, aur yehi cheez sache wade ko har baar wada karne wale se alag karti hai.

Agar woh zid kare aur poori raqam abhi maange, to yeh bhi maloomat hai. Jo aadmi waqai teen hafte baad dene ka irada rakhta ho, usay chhoti shuruat par ghussa kam hi aata hai.

Aazmaish pehli wapasi ko karne dein

Ab aap faisla karna chhor kar dekhna shuru karte hain, kyunke pehli wapasi aap ko us se zyada batati hai jitna counter par koi andaza bata sakta hai.

Sirf teen cheezein dekhein. Woh usi din aaya, ya ek do din baad, ya sirf tab jab aap ne phone kiya? Usne poori raqam di ya thori? Aur aate hue usne dobara kuch khareeda?

Jo customer apne din par aaye aur usi chakkar mein dobara khareed le, usne bari had kama li hai aur aap usi shaam barha sakte hain. Jo der se aaye magar poori raqam de, usne bhi had kama li hai, bas tareekh zyada mazbooti se likhni hai. Aur jo thora de kar baqi ka wada kare, usne apni asal sakat bata di hai, aur ab usi thori raqam ke barabar uski had hai.

Ek shaam ek dukandar ne naye customer ko bataya ke uska Rs 1,500 saaf ho gaya hai aur ab woh Rs 4,000 tak le sakta hai. Aadmi ne wahin Rs 3,000 ka saman khareed liya. Us tarakki ka dukan ko kuch kharch nahin aaya, aur woh sirf is liye mumkin hui ke barhane ke liye ek number maujood tha.

Had qadam ba qadam barhayein, ek chalaang mein kabhi nahin. Rs 1,500 se Rs 3,000, phir Rs 6,000, mahinon mein na ke haftein mein, aur har qadam ki qeemat ek saaf wapasi se ada ho. Kahan ruk jana hai, yeh uski khush akhlaqi se nahin balke aap ke apne paise se tay hota hai, aur wohi hisab kitna udhaar aur kis ko mein rakha hai.

Bara pehla udhaar kab waqai theek hai

Kuch surtein waqai alag hoti hain, aur unse inkar aap ko ehtiyat wala nahin, ghabraya hua dikhata hai.

Agar koi aisa shakhs usay laaya ho jise aap ka ghar barson se janta hai aur woh raqam ki zimmedari le, to khatra ab us aadmi par chala gaya jis tak aap pohanch sakte hain. Yeh ajnabi wali surat se alag hai, aur laane wale se saaf keh dena chahiye ke zimmedari ka matlab kya hai, jo zamin lene ki imandar shakal hai.

Agar woh aaj cash mein acha khasa hissa de deta hai, to khatra usi waqt gir jata hai. Rs 6,000 ke bill par aaj aadhi raqam ka matlab hai Rs 3,000 daon par hai, aur jo aadmi apna paisa rakhta hai woh wapas aane wale aadmi jaisa bartao kar raha hai.

Aur agar saman aisa hai jo wapas aa kar dobara bik sakta hai, to bari raqam utni darawni nahin jitni lagti hai. Jald kharab hone wali cheezon ka mamla iska ulta hai, is liye pehle udhaar ka size is baat se milayein ke us mein se kitna kabhi wapas mil sakta hai.

In mein se koi surat likhne ka usool nahin badalti. Har ek khate mein naam, tareekh aur raqam ke sath jati hai, kyunke jo istisna aaj aap ko saaf yaad hai wohi entry teen mahine baad samjhai nahin jati.

Aam sawalat

Pehla udhaar kitna chhota hona chahiye?

Itna chhota ke doob jaye to aap ko ghussa aaye, takleef na ho. Zyadatar chhoti dukanon ke liye yeh ek do din ke aam munafe ke barabar banta hai, ya ni taqreeban Rs 500 se Rs 2,000 ke darmiyan. Asal raqam se zyada ahem yeh hai ke koi raqam tay ho, kyunke jis dukan ki pehli had hi na ho woh har baar naye sire se, sirf muskurahat dekh kar faisla kar rahi hoti hai.

Usne pata batane se inkar kar diya. Kya phir bhi udhaar de doon?

Usay cash par saman dein aur khush dili se dein, kyunke bohat se imandar log bas apni baat chhupa kar rakhte hain aur aaj hi paisa de dete hain. Jo nahin karna woh yeh hai ke aisay shakhs ko udhaar diya jaye jis tak pohanchne ka koi zariya na ho, kyunke pata rasmi baat nahin balke wohi cheez hai jo naam ko baad mein qabil-e-talash banati hai. Darwaza khula rakhein aur usay pehle cash kharidari se apna record banane dein.

Naye customer se phone number maangna kya bura lagta hai?

Yeh bilkul aam baat hai, aur isay aam banane ka tareeqa yeh hai ke har ek se poochein, sirf un se nahin jin par shak ho. Khata kholte waqt uske samne number likhein, jaise medical store ya workshop wale likhte hain. Masla sirf tab shuru hota hai jab aap ek se poochein aur doosre se na poochein, kyunke phir sawal khud ek faisla ban jata hai.

Naya customer kisi mehngi cheez par udhaar maange to?

Yeh udhaar ki nahin, qist ki guftagu hai, aur isay qist samajh lena hi sab kuch behtar kar deta hai. Likha hua plan, pehli raqam, tay shuda tareekhein aur zamin isi surat ke liye bane hain, jabke pehli mulaqat mein bari cheez par khula khata is ke liye nahin bana. Asal advance lein, poori tarteeb likh kar dein aur ek copy usay bhi dein.

Naye customer ne waqt par de diya. Uski had kitni jaldi barhaun?

Pehli saaf wapasi ke baad dugna kar dein aur doosri ke baad phir dugna, uske baad raftaar kam kar dein aur teesra aur chautha chakkar usi had par chalne dein. Qadam ba qadam barhne ka faida yeh hai ke aadmi agar badal jaye to aap ka ek qadam doobta hai, poori had nahin. Sath hi usay kamane ke liye kuch mil jata hai, aur yehi cheez chupke se logon ko waqt par le aati hai.

Pehle udhaar ka likha hua usool rakhun ya har baar soch kar faisla karun?

Usool likh kar rakhein aur us par qayam rahein, kyunke usool aap ko usi din bachata hai jis din aap ki aqal sab se kamzor hoti hai, ya ni jab koi bohat pyara aadmi bohat sa maange. Ek line kafi hai: naya khata tay shuda chhoti raqam se shuru hoga, tareekh ke sath, aur naam, number aur nishani likh kar. Har baar soch kar faisla karna sunne mein narmi lagti hai, hoti mizaj ke mutabiq hai.