Mobile account ka paisa cash karwana

Mobile account se note haath mein aane tak har chakkar paisa aur waqt le jata hai. Fees chhoti hai, chakkaron ki tadaad chhoti nahin. Pehle apne ek chakkar ki lagat nikalein, phir mahine ke chakkar ginein, phir un ki tadaad kam karein. Sale wohi, dukan wohi, bachat zyada.

Paisa ek shakal mein aata hai, doosri shakal mein jata hai

Din ki kamai ka bara hissa ab kaghaz banta hi nahin. Customer phone par tap karta hai, account mein raqam nazar aa jati hai, aur saman uthane se pehle sale mukammal ho chuki hoti hai. Yahan tak sab aasan hai.

Lekin dukan aaj bhi note par chalti hai. Sabzi wala transfer nahin leta. Delivery wala apne haath mein Rs 200 chahta hai. Supplier ka driver rasid ki book le kar counter par khara hota hai, uske paas koi account number nahin. Galle mein subah ke pehle das customer ke liye chhutta chahiye. To jo paisa screen par number ban kar aaya tha, usay dobara kaghaz banna parta hai, aur koi na koi yeh kaam karne jata hai.

Usi kaam ka naam is tehreer mein chakkar hai, aur uski qeemat koi nahin lagata.

Aslam ki karyana dukan bazaar ke naake par hai. Mangal ko subah gyara baj kar bees minute par woh aadha shutter gira kar saath wali dukan ke bandey ko awaz deta hai. "Nadeem, zara dhyan rakhna. Bees minute mein aaya." Woh teen galiyan chal kar jata hai, do bandon ke peeche khara hota hai, phone dikhata hai aur Rs 9,000 note le kar lautta hai. Delivery wale ko Rs 700 deta hai, Rs 2,000 chhutta galle mein daalta hai aur dukan khol leta hai.

Aslam se poochein us pandrah minute ki chal ka kya kharcha aaya, to kehta hai, "Bas thori si fees, aur kya." Usne aaj tak yeh hisab lagaya hi nahin.

Ek chakkar ki asli lagat nikalein

Fees us lagat ka sirf nazar aane wala hissa hai. Asal number teen cheezon se banta hai. In ko ek dafa kaghaz par nikal lein aur phir andaza lagana chhor dein.

Khud fees. Account ya agent aap ke balance ko note banane ke jitne paise leta hai. Apne guzray chand chakkar dekhein aur dekhein ke asal mein kitna kata. Chai wale ki sunai hui raqam par bharosa na karein.

Chalne ka waqt. Das minute jana, thora intezar, das minute wapsi. Masroof bazaar mein paidal chakkar ke liye pachees minute aam baat hai, aur yeh wohi waqt hai jo aap ne bechne mein lagana tha.

Peeche khali dukan. Ya shutter gira hua hai, ya parosi dhyan to rakh raha hai magar bech kuch nahin raha, ya mulazim akela counter sambhal raha hai. Subah pachees minute band rehne wali dukan woh log kho deti hai jo aaye aur shutter gira dekh kar chale gaye. Zyada tar lautte hain. Kuch nahin.

Teenon ko ek line mein likh kar jama karein. Yehi woh number hai jo aap arsay se bina naam ke ada kar rahe hain. Yeh un khamosh kharchon ke saath rakhne wali cheez hai jo kabhi aap ke asli nafe ke hisab tak pohanchte hi nahin. Number bilkul theek hona zaroori nahin. Mojood hona zaroori hai.

Takleef fees se nahin, chakkaron ki ginti se hoti hai

Kisi dukandar se poochein ek dafa cash karwane ka kya lagta hai, to woh kandha uchka deta hai, kyunke fees waqai chhoti hoti hai. Ab poochein guzray tees dinon mein kitni dafa gaya, aur uske paas jawab hi nahin hota. Mehnga number doosra hai.

Farz karein aap ka apna hisab ek chakkar ke Rs 120 aur taqreeban pachees minute banta hai, aur mahine mein chaudah chakkar lagte hain. Jis dukan mein zyada tar kamai account mein aati hai aur adaigi note mein hoti hai, wahan yeh anokhi baat nahin.

Ek mahine ke chakkaron ka hisab

Ek dafa cash karwane ki feesRs 120

Mahine mein kitni dafa14

Mahine ki kul feesRs 1,680

Aap ka time, har chakkar 25 minutetaqreeban 6 ghante

Barah mahine ki feesRs 20,160

Wohi paisa mahine mein 4 chakkaron meinRs 5,760 saal ka

Sirf aadat badalne se saal bhar mein bachaRs 14,400

Yeh sirf ek misal hai, kisi asli service ke rate ka dawa nahin. Inhi teen lines mein apni fees aur apne chakkar dalein.

Ek mahine ke Rs 1,680. Barah mahine ke Rs 20,160. Agar aap ki dukan aam mahine mein taqreeban Rs 40,000 bachati hai, to saal bhar ke chakkar aadhe mahine ka nafa kha gaye aur badle mein kuch nahin diya. Na maal aaya, na customer. Sirf aap ka apna paisa ek jeb se doosri jeb mein gaya.

Ghante rupay se bhi zyada chubhte hain: mahine ke sarhe teen sau minute line mein, yani saal bhar mein taqreeban sattar ghante.

Ab sirf ek cheez badlein. Sale wohi, customer wohi, supplier wohi. Aap chaudah ki jagah mahine mein chaar chakkar lagate hain, magar bari raqam ke. Mahine ke Rs 480. Saal ke Rs 5,760. Do aadaton ka farq Rs 14,400 banta hai, jo aap ki dukan ki taqreeban gyara din ki kamai ke barabar hai, aur kam mehnat par bacha hai.

Do aadatein, ek dukan, barah mahine

Mahine mein 14 chakkarRs 20,160

Mahine mein 4 chakkarRs 5,760

Jo dukan ke paas reh jata haiRs 14,400

Rs 120 fi chakkar par bani misal hai, kisi service ka asli rate nahin. Sale wohi, dukan wohi, supplier wohi.

Ghor karein aap ne kya nahin kiya. Kisi se fees kam nahin karwai, rate nahin barhaya, ek cheez zyada nahin bechi. Sirf apni aadat badli, jo hamesha aap ke haath mein thi.

"Bas thori si to raqam hai" dukan ka sab se mehnga jumla hai. Rozana ki aadat ke saath jura hua chhota kharcha saal ke aakhir tak chhota nahin rehta. Rs 20,160 koi ek saath kisi ko yun hi nahin deta. Sab Rs 120 kar ke dete hain, itne chhote tukron mein ke bahes bhi nahin hoti.

Woh chakkar jiska kharcha do dafa lagta hai

Sab se bura chakkar woh hai jiski zaroorat hi nahin thi: paisa aap ke paas transfer se aaya, aap ne usay note banaya, aur usi shaam woh dobara transfer ban kar bahar chala gaya.

Tariq crockery bechta hai. Shaam sarhe chhe baje woh Rs 4,000 cash karwa leta hai kyunke supplier ka driver band hone se pehle aane wala hai. Driver aata hi nahin. Sawa saat baje supplier ka beta phone karta hai. "Account mein bhej dein, hamare liye wohi asaan hai."

Tariq calculator ke paas pare noton ko dekhta hai. "Main to nikalwa chuka hoon," woh kehta hai, aur adaigi phir bhi bache hue balance se bhej deta hai. Ek adaigi, do kharche, aur Rs 4,000 ke note galle mein us kaam ke liye pare hain jo ab raha hi nahin.

Yeh dukandaron ke andaze se kahin zyada hota hai, aur nazar sirf tab aata hai jab aap do hafte apne chakkar likh kar dekhein. Subah is liye cash karwa liya ke bazaar mein the, raat ko bill phone se ada kar diya.

Ilaj ek jumle ka hai. Note nikalne se pehle tay karein ke dena kis ko hai.

Paisa jis shakal mein hai, usi shakal mein bahar bhejein

Apni bahar jane wali aam adaigiyon ki do list bana lein. Ek rasid ki peeth aur das minute kaafi hain.

Pehli list un sab ki hai jo transfer qabool karte hain: do supplier, internet, kiraya agar malik ka account hai, bijli agar aap phone se bharte hain. Is raste jane wala paisa kabhi chakkar nahin lagata, is liye usay hilane ka kuch nahin lagta.

Doosri list un ki hai jinhein kaghaz hi chahiye: sabzi wala, chai wala, boj uthane wala larka. Aap ke chakkar asal mein inhi ke liye lagte hain.

Ab doosri list ko ek aam hafte ke hisab se jama karein. Woh total, thori si gunjaish ke saath, ek chakkar ka size hai. Ek, na ke usi hafte mein phaile hue chaar chhote chakkar.

Cash karwana: theek tareeqa aur ghalat tareeqa

✓Yeh karein

• Note nikalne se pehle tay karein kis ko dena hai.
• Poore hafte ki cash adaigi ek hi chakkar mein nikal lein.
• Galle mein note ki ek hadd rakhein aur ek hi baar bharein.
• Har supplier se ek dafa poochein ke uska account number hai.
• Fees ko usi din kharche mein likhein.

✕Yeh na karein

• Aaj Rs 1,500 aur jumeraat ko phir Rs 2,000 nikalna.
• Cash nikal kar wohi adaigi transfer se bhej dena.
• Galla khali hone par sab se masroof waqt mein bahar nikal jana.
• Account aur galle ko dimagh mein ek hi total samajhna.
• Fees ko itni chhoti samajhna ke likhi hi na jaye.

Yeh do listein us din dobara kaam aati hain jab paisa tang ho aur tay karna ho ke pehle kis ko dena hai. Agar do supplier khare hain aur ek transfer leta hai, to us tak paisa pohanchana muft hai, jabke doosre ko dene par raqam ke upar ek chakkar bhi lagta hai. Yeh kisi ke saath na insafi ki wajah nahin, magar faisla karte waqt jaanna zaroori hai, khaas kar jab aap pehle hi supplier ka udhaar chuka rahe hon.

Teesra qadam woh hai jo zyada tar dukandar kabhi nahin uthate: poochna. Na sauda, na ehsan. Bas bill dete waqt seedhi si baat: "Jis waqt maal pohanchta hai usi waqt main account mein bhej sakta hoon. Aap ka number hai?"

Bohat se supplier foran raazi ho jate hain, kyunke unke driver ko bazaar mein note le kar phirna nahin parta. Ek dafa poochein, jawab uske rate ke saath likh lein, bas.

Note ka float rakhein taake jaldbazi ka chakkar na lage

Jaldbazi ka chakkar hamesha sochay samjhay chakkar se mehnga parta hai. Aap sab se masroof waqt mein jate hain, ya us din jate hain jab waqt tha hi nahin. Ya sirf Rs 1,500 nikalte hain kyunke aaj itne hi chahiye, aur jumeraat ko Rs 2,000 ke liye phir jate hain: do fees wahan jahan ek kaafi thi.

Iska jawab note ka ek chalta hua float hai. Tay karein ke bagair kisi chakkar ke ek hafta chalane ke liye dukan ko kitna kaghaz cash chahiye: galle ka chhutta, rozana ke haath, chhoti mot kharidari. Farz karein Rs 12,000. Isay hadd samjhein, target nahin. Jab note is hadd se neeche aayein, ek chakkar lagayein aur float ek hi baar mein poora kar lein.

Float aap ko dheemi subah se bhi bachata hai. Sale kam hai, dopeher tak galla halka hai, delivery wala khara hai, aur aap sab se bure waqt par bahar nikalte hain kyunke aur koi soorat nahin. Fees utni hi rehti hai, magar dukan us ghante mein khali hoti hai jab bhari honi chahiye thi.

Float ko theek rakhne ke liye wohi chhoti si pabandi chahiye jo rozana galle ki ginti maangti hai: dekhne se pehle jaanein ke galle mein kitna hona chahiye, phir dekhein.

Do jagah, ek total, din mein ek dafa

Ek khatra aisa bhi hai jo har fees se zyada khamosh hai. Jab account ka balance aur galla sirf aap ke dimagh mein rehte hain, to aap khud ko apni haqeeqat se ameer samajhte hain. Account mein Rs 30,000 aur galle mein Rs 18,000 dimagh mein "koi pachas hazar" ban jate hain, aur aap usi andaze par kharidari kar lete hain. Phir jumeraat aati hai, supplier Rs 40,000 note mein maangta hai, aur wahan tak pohanchne ke liye woh chakkar lagta hai jo kisi hisab mein tha hi nahin.

Do jagah, ek total, din mein ek dafa. Band karte waqt account ka balance aur galle ki ginti ek hi safhe par do alag line mein likhein, phir khud jama karein. Total batata hai dukan ke paas kitna hai; taqseem batati hai ke subah nau baje dukan kar kya sakti hai. Account aur cash ki zyada tar uljhan usi pehle hafte mein khatam ho jati hai jab aap ek ki jagah do line likhna shuru karte hain, bilkul waise hi jaise dukan aur ghar ka paisa alag hone par hi seedha chalta hai.

Wasoolo mein cash aur bank isi tarah rakhe jate hain. Galla ek account hai, aap ka mobile account doosra, aur dono kabhi ek number mein guddmadd nahin hote. Cash karwana ek account se doosre account tak paise ki harkat ke tor par likha jata hai, dono taraf ka balance saath hi badal jata hai, aur aap ko saaf nazar aata hai ke abhi note mein kitna de sakte hain.

Doosra aadha kaam fees ka hai. Har dafa usay kharche mein likhein, bilkul waise jaise bijli likhte hain. Kharcha ban jane ke baad woh nazar aane lagti hai: kiraye aur tankhwah ke saath nafe wale safhe par pohanchti hai, aur mahine ke aakhir mein ek line bata deti hai ke chakkaron ne kitna liya. Wohi line aadat badalti hai, kyunke jo cheez saamne likhi ho uske liye koi saal ke Rs 20,000 dete nahin rehta. Wasoolo 100% free download hai, aur pehle hi din yeh sab se chhota kaam hai jo aap kar sakte hain.

Aam sawalat

Ek dafa cash karwane ka mujhe asal mein kya lagta hai, yeh kaise pata karun?

Ek dafa qalam le kar karein. Balance se kati hui fees likhein, ghar se ghar tak lage minute likhein, aur yeh bhi ke aap ki ghair mojoodgi mein dukan ka kya haal tha. Teenon jama kar ke ek number bana lein aur card par likh lein. Motay tor par nikala number us theek number se behtar hai jo kabhi nikala hi na gaya ho.

Kya sara paisa account mein rakhna aur zaroorat par nikalwana zyada mehfooz hai?

Sunne mein saaf lagta hai, magar dukanein isi tarah mahine mein chaudah chakkar tak pohanchti hain. Note ka itna float rakhein jo aam hafte ki chhoti adaigiyan pura kar de, aur usay bharne ke liye ek chakkar lagayein. Yehi float sab se masroof ghante mein bahar nikalne se rokta hai.

Mera supplier sirf cash leta hai. Main kya kar sakta hoon?

Ek dafa seedha poochein ke uska account number hai, aur bata dein ke maal pohanchte hi usi ghante bhej denge. Bohat se raazi ho jate hain, kyunke unke driver ko note nahin uthane parte. Warna uske hisab se plan karein aur usay usi din adaigi karein jis din aap ka apna ek chakkar lagta hai.

Main to bohat chhoti raqam nikalta hoon. Kya yeh baat mujh par lagti hai?

Chhoti raqam hi asal masla hai. Raqam chhoti hone par fees utni kam nahin hoti, is liye chaar chhote chakkar taqreeban ek bare chakkar se chaar guna mehngay parte hain. Aap raqam ke size ka kharcha nahin de rahe. Chakkaron ki ginti ka de rahe hain.

Kya cash karwane ka kharcha waqai kharchon mein likhna chahiye?

Haan, har dafa. Yeh ek khidmat ke badle karobar se nikalta hua paisa hai, bijli se alag nahin. Bina likhe woh khamoshi se nafe se kat jata hai jabke kaghaz par margin theek nazar aata rehta hai. Likh dene par woh ek nazar aane wali line ban jati hai jo chhoti hoti dikhai deti hai.

Cash nikal kar phir transfer se adaigi karne ki aadat kaise chhoote?

Note nikalne se pehle tay karein ke dena kis ko hai, baad mein nahin. Dono listein aisi jagah rakhein jahan nazar parti rahe, aur har chakkar se pehle cash wali list par nazar dal kar poore hisse ke note ek hi dafa nikal lein. Do dafa ka kharcha pehle paisa nikalne aur baad mein sochne se paida hota hai.

Apne chakkaron ka kharcha samajh nahin aa raha? Hum se poochein ke aap ki kamai kis shakal mein aati hai, hum us ek number tak ka sab se chhota rasta bata denge.