Ghar ka banda bina tankhwah dukan par kaam kare to

Jo bhai ya beta sara din dukan par lagta hai aur zaroorat par galle se paisa utha leta hai, use tankhwah nahin mil rahi, wo aisa paisa nikal raha hai jise koi nahin ginta. Aik raqam tay karein, aik din muqarrar karein, aur beech mein jo utha wo likh lein. Kharcha kuch nahin, aur rishta bach jata hai.

Wo bandobast jo kabhi tay hi nahin hua

Kisi ne baith kar yeh tay nahin kiya tha. Chhota bhai school ke baad counter par baithne laga. Beta us waqt delivery sambhalne laga jab aap ki tabiyat kharab thi. Biwi ka cousin do hafte ke liye aaya aur teen saal se hai.

Tankhwah par kabhi baat hi nahin hui, kyunki shuru mein baat karne ko kuch tha hi nahin. Wo madad kar raha tha. Khana aap dete the, sau rupay maangne par de dete the, khushi ke mauqe par kapre bhi. Yehi poora bandobast tha aur chal raha tha, kyunki raqmein choti theen aur arsa chhota tha.

Phir arsa chhota nahin raha. Ab wo un dinon dukan kholta hai jin dinon aap nahin kar sakte, use rate aap ke mulazim se behtar yaad hain, aur nikalte hue galle se Rs 500 bina pooche utha leta hai, kyunki teen saal baad poochna ajeeb lagta hai.

Aur yehi khamoshi se asal masla hai. Rs 500 nahin. Balke yeh ke kisi ko nahin pata ke us ka kitna banta hai, us ne kitna liya hai, aur us ke kaam ki qeemat kya hai.

"Jo chahiye le leta hai" ka asal kharcha

Teen alag cheezein bigarti hain, aur un mein sirf aik paison ke bare mein hai.

Aik hi shakhs, do bandobast

✓Muqarrar din par muqarrar raqam

• Your costs are true, so your profit figure is true
• He feels paid, once a month, by an amount that is his
• Advances come off; loans are repaid; gifts are closed
• The day he leaves, there is nothing left to argue about
• Anyone can see what he has had over the whole year in ten seconds

✕Maangne par galle se naqdi

• Money leaves with no head on it, so the shop looks richer than it is
• He feels handed pocket money, never paid
• Nobody can say whether a payment was an advance or a gift
• Two honest people end up with two different totals
• The argument goes home with both of you

Aap ke apne number jhoote ho jate hain. Jo paisa galle se bina kisi sar ke nikalta hai wo kahin kharche mein darj hi nahin hota. To aap ki dukan asal se zyada kamane wali lagti hai, aur un numberon par jo bhi faisla hota hai wo baray number par hota hai. Yeh wohi phanda hai jo dukan ke asli nafe mein hota hai, farq sirf itna ke yeh soorat khud aap ko bhi nazar nahin aati.

Use kabhi mehsoos hi nahin hota ke use paisa mila. Yeh baat dukandaron ko hairan karti hai. Jis shakhs ne saal bhar mein pachaas pachaas aur sau sau kar ke Rs 14,000 uthaye hon, use nahin lagta ke use Rs 14,000 mile. Use lagta hai ke jis ke hath mein galla hai us ne kharchi di hai. Koi aisa mahina nahin aata jab wo soche: yeh mera hai, yeh main ne kamaya. Aap us se asal mein yehi ehsaas le rahe hain, aur wo naqdi se kahin mehnga hai.

Hisab kabhi barabar nahin ho sakta. Jis din wo jayega, shadi karega, shehar badlega ya aap se naraz hoga, us din do log baithenge jin ke zehnon mein do bilkul mukhtalif total honge. Use mehnat yaad hogi. Aap ko paisa yaad hoga. Dono sachche honge aur dono ghalat honge, aur duniya mein koi kaghaz nahin hoga jis se faisla ho.

Us ke kaam ki qeemat likh kar dekhein

Sab se pehle yeh nikalein ke jo kaam wo karta hai wo kisi ghair ko karwane par kitne ka parta. Yeh nahin ke aap kitna de sakte hain. Yeh nahin ke ghar walon ke liye kya munasib lagta hai. Balke bazaar mein us kaam ka rate kya hai.

Farz karein bhai hafte mein chhe din kholta, baithta aur band karta hai

Utne ghante wale mulazim ka bazaar mein rateRs 26,000 mahana

Galla aur rate bhi usi ke hawale hainRs 4,000 aur

Khana aur kamra, imandari se gina huaRs 7,000

Jo naqdi wo pachaas sau kar ke le gayaTaqreeban Rs 12,500

Dukan har mahine khamoshi se us se kitna rakh rahi haiTaqreeban Rs 17,500

Yeh sirf misaal hai. Apne bazaar ki tankhwah daalein, jawab badlega, tareeqa nahin.

Yeh hisab imandari se karein chahe use kabhi dikhayein hi nahin, kyunki jaanne ka aur koi tareeqa nahin ke aap dukan chala rahe hain ya koi rishtedar aap ko utha kar chal raha hai.

Zyadatar dukandaron ko do mein se aik baat milti hai. Ya to wo Rs 25,000 ka kaam kar raha hai aur Rs 12,000 utha raha hai, jis ka matlab hai ke dukan khamoshi se us par chal rahi hai aur wo yeh hisab kisi din khud laga lega. Ya wo kaam ki qeemat se zyada utha raha hai, aur yeh jaanna bhi zaroori hai, kyunki yeh ghar ka faisla hai jo soch kar hona chahiye, ittefaq se nahin.

Aik teesri soorat sab se aam hai: wo aath mahine Rs 25,000 wala kaam karta hai aur chaar mahine ghayab rehta hai, aur dono mein se kisi ne yeh baat kabhi zubaan par nahin laayi. Muqarrar raqam yeh baat cheet zabardasti karwati hai, jo aik baar takleef deti hai aur hamesha ke liye kaam aati hai.

Aik raqam tay karein, chhoti hi sahi

Ilaj pecheeda nahin hai aur is ka bara hona zaroori bhi nahin. Is ka pakka hona zaroori hai.

Paanch jumle jo yeh masla khatam kar dete hain

1. 1Raqam bol kar batayeinChhoti raqam theek hai, ghair yaqeeni nahin. Batayein dukan aaj kya utha sakti hai.
2. 2Adaigi ka din muqarrar kareinDin hi kharchi ko tankhwah banata hai. Sust hafte mein bhi use na torein.
3. 3Khana, kamra aur phone bill bhi gineinWasooli ke liye nahin. Taake dono ko poori soorat aik jaisi nazar aaye.
4. 4Beech mein har rupay ka naam rakheinPeshgi, qarz ya tohfa, usi lamhe tay ho jab galle se nikle.
5. 5Tay karein ke dobara kab dekha jayegaChhe mahine, aik saal, koi tareekh. Nazar-e-sani ka wada barhotri se aasan hai.

Us mein do baatein baqi sab se zyada wazan rakhti hain.

Tareekh. Tareekh hi kharchi ko tankhwah banati hai. Jo paisa har mahine ki saat tareekh ko aata hai wo kamaya hua hota hai. Jo maangne par aata hai wo diya hua hota hai, aur in do lafzon ka farq hi wo poora masla hai jo aap hal kar rahe hain.

Raqam chhoti ho sakti hai. Agar dukan waqai bazaar wali tankhwah nahin utha sakti to yeh keh dein aur imandari se chhoti raqam tay karein. "Dukan aaj Rs 15,000 utha sakti hai. Kaam barhega to chhe mahine baad phir dekhein ge." Yeh asli bandobast hai jise koi bhi baalig shakhs qubool kar leta hai. Jo koi qubool nahin kar sakta wo yeh hai ke use pata hi na ho.

Agar khana, kamra ya phone ka bill bhi us ke hisse mein hai to un ka naam lein aur un par bhi number rakhein. Us se wasooli ke liye nahin, balke is liye ke dono ko poori soorat nazar aaye. Rs 15,000 tankhwah ke sath khana aur kamra, Rs 15,000 tankhwah se bilkul alag cheez hai, aur abhi us ke zehn mein in do mein se sirf aik hai.

Beech mein jo paisa wo uthata hai

Tankhwah tay karne se wo galle se paisa uthana band nahin karega, aur yeh sochna ke ho jayega, isi masle ko saal bhar baad wapas le aata hai.

Use saat tareekh ke ilawa kisi din Rs 2,000 ki zaroorat phir bhi paregi. Yeh aam baat hai aur yeh masla nahin. Masla yeh hai ke un Rs 2,000 ka koi naam nahin.

Naam de dein. Tankhwah ke ilawa jo bhi rupay nikle wo teen mein se aik cheez hai, aur yeh usi lamhe tay karna hai, baad mein nahin:

Peshgi, jo aane wali tankhwah ka hissa hai aur us din us mein se kat jayegi. Qarz, jo tankhwah se nahin kata jata aur alag sharton par wapas hota hai jo dono ne bol kar tay ki hon. Tohfa, jo aap ki marzi hai aur jis ka zikr phir kabhi kisi taraf se nahin hota.

Dukandar aur rishtedar ke darmiyan har jhagra isi se shuru hota hai ke aik taraf use peshgi kehti hai aur doosri tohfa. Usi waqt naam rakhne mein chaar second lagte hain. Saal bhar baad naam rakhna mumkin hi nahin, aur isi wajah se mulazim ki tankhwah aur peshgi alag rakhna zaroori hai chahe mulazim ghar ka na ho.

Aur wo jo bhi uthaye, use dukan ke paison mein se dhang se nikalein. Jo naqdi ghar ki wajah se galle se jati hai wo dukan ka kharcha nahin, aur dono ko mila dena hi acha saal is tarah khatam karta hai ke pata hi nahin chalta paisa gaya kahan. Dukan aur ghar ka hisab alag rakhna us waqt dugna zaroori hai jab paisa uthane wala aap ke ghar mein rehta ho.

Jab wo zyada maangega

Maangega zaroor, aur aksar sab se bure waqt par, kisi ke samne, aise jumle mein jo ilzam jaisa lagta hai.

Agar aap muqarrar tareekh par muqarrar raqam de rahe hain to yeh baat cheet aasan hai, kyunki baat karne ko asli cheez maujood hai. Aap dekh sakte hain ke dukan ne kitna kamaya, kaam ki ab qeemat kya hai, aur badla kya hai. Aap haan keh sakte hain, aap "abhi nahin" keh sakte hain, aur dono jawab izzat wale hain.

Agar aap teen saal se naqdi thama rahe hain to usi baat cheet ke neeche zameen hi nahin hoti. Wo nahin bata sakta ke use kya milta raha, aap nahin bata sakte ke aap kya dete rahe, to dono ehsason par larte hain, aur wo larai dukan band hone par khatam nahin hoti. Wo ghar tak jati hai.

Is ka aik roop is se bura aur khamosh hai: wo maangna chhor deta hai. Jis rishtedar ne yeh tay kar liya ho ke us se kaam liya ja raha hai, wo elaan nahin karta. Wo der se aata hai, jaldi jata hai, kaam par nazar rakhna chhor deta hai, aur aik din us ki naukri kahin aur lag jati hai. Us waqt tak wo baat cheet jo do saal pehle honi chahiye thi, ho hi nahin sakti.

Jis din yeh khatam hoga

Har aisa bandobast khatam hota hai. Us ki shadi hoti hai aur use asli aamdani chahiye hoti hai. Kisi doosre shehar se pesh-kash aa jati hai. Aap apna beta bithate hain aur achanak counter aik kam par jata hai. Ya aap boorhe hote hain aur dukan hath badalti hai.

Jis dukan mein muqarrar din par muqarrar raqam chali ho, wahan yeh dhang se khatam hota hai. Kholne ko kuch hota hi nahin. Us ka hisab tareekh tak poora, aakhri peshgi aakhri adaigi mein se kati, aur aage jo bhi ho wo faisla hai, hisab nahin.

Likh lein, taake kisi ko yaad na rakhna pare

Yeh sab yaadasht par nahin chalta. Do log jo aik doosre se muhabbat karte hain, paisa bilkul alag alag yaad rakhte hain, aur jo zyada imandar ho wo sab se ghalat yaad rakhta hai.

To ise aisi jagah likhein jise dono dekh sakein: muqarrar raqam, adaigi ka din, har peshgi aur har qarz, aur wo din jab har aik barabar hua. Ise khoobsurat hone ki zaroorat nahin. Ise sirf maujood hona chahiye.

Wasoolo ka mulazim wala hissa isi ke liye hai. Har shakhs ki muqarrar tankhwah aur adaigi ka din hota hai, peshgi peshgi ki tarah darj hoti hai aur qarz qarz ki tarah, aur har mahine app dikha deti hai ke kitna diya gaya aur kitna baqi hai, aik list mein jo aap us ke hath mein de sakein. Jab koi poochta hai ke us ne saal bhar mein kya liya, to kisi ko kuch yaad nahin rakhna parta, aur kisi ko kisi par yaqeen bhi nahin karna parta.

Maqsad yeh nahin ke ghar walon ke sath mulazimon jaisa suluk kiya jaye. Maqsad yeh hai ke jis din yeh bandobast khatam ho, aur khatam wo zaroor hoga, wo chai peete hue khatam ho, us kamre mein nahin jahan har rishtedar ko alag total bataya gaya ho.

Wo muqarrar tankhwah ki pesh-kash par bura maan jayega. Phir kya karoon?

Use tankhwah ke bajaye dukan ke kharche ka hissa keh kar dein. "Dukan har mahine aap ke liye itna alag rakhti hai." Raqam wohi, din wohi, aur kisi ko mulazim jaisa mehsoos nahin hota.

Dukan aakhir mere bete ki hi hai. Use paisa kyun doon?

Kyunki barson baad milne wale hisse se aaj ka rashan nahin aata. Aaj ke kaam ka aaj paisa dein aur malkiyat ka faisla alag se, likh kar, jab aap tayyar hon.

Agar dukan waqai theek tankhwah nahin utha sakti?

Number bol kar chhoti raqam tay karein. Muqarrar din par chhoti imandarana raqam us bari raqam se behtar hai jo maangne par milti ho.

Wo naqdi ke bajaye dukan se saman le jata hai. Kya wo ginti mein aayega?

Haan, aap ke bechne wale rate par, aur use isi tarah likhna chahiye. Bina likhe shelf se maal jana is masle ka wo roop hai jo numberon ke sath sath stock bhi kharab karta hai.

Baqi ghar walon ko us ki tankhwah ka pata hona chahiye?

Sirf un ko jin ka paisa dukan mein laga hai. Hissedaron ka haq hai ke unhein muqarrar kharcha maloom ho; cousinon ka nahin.

Hum barson se aise hi kar rahe hain. Ab badalne mein der to nahin ho gayi?

Nahin. Naya bandobast aik tareekh se shuru karein aur guzri hui baat ka hisab na kholein. Saaf keh dein ke pehle ka baab band hai, aur shuru karein.