PaisaQist
Ek qist plan jise do log mil kar bharein
Do bhai qiston par motorcycle chahte hain, aadha aadha dene ko kehte hain. Plan ek naam par likhein, doosre ko zamin banayein, bura saal bhi jhel jata hai.
Plan ek naam par likhein. Wohi shakhs poori raqam ka zimmedar hai aur doosra aadmi zamin banta hai, aadhe qarz ka malik nahin. Phir alag se likh lein ke kaun si qist kaun de raha hai. Do log adaigi baant sakte hain, zimmedari nahin baant sakte, kyunke jo qarz aadha aadha ho us ka malik koi nahin hota.
Do naam aur ek motorcycle
Itwar ko do bhai aate hain. Unhein qiston par motorcycle chahiye, aur woh kehte hain ke aadha aadha de denge.
Baat mounasib lagti hai aur kuch arse tak hoti bhi hai. Pehle teen mahine saaf guzarte hain, dono sath aate hain, aur aap isay achi chalne wali plan samajhne lagte hain.
Phir ek bhai doosre shehar naukri par chala jata hai. Do mahine apna hissa bhejta hai, phir nahin bhejta, aur jo bhai aap ke samne khara hai woh poori sachai se kehta hai ke us ka apna hissa saaf hai aur baqi us ka masla nahin.
Woh jhoot nahin bol raha. Usay waqai yehi yaqeen hai, kyunke us itwar ko yehi tay hua tha. Aur ab cheez us ghar mein hai jis par Rs 34,000 chark rahe hain aur duniya mein koi aisa shakhs nahin jo yeh samajhta ho ke us par Rs 34,000 hain.
"Aadha aadha" plan hota hi nahin
Ghalti yeh hai ke sauday ko hotel ke bill ki tarah samjha jata hai. Bill baant lena chalta hai kyunke sab de kar chale jate hain. Qarz baant lena nahin chalta, kyunke qarz ko kisi ke bure saal se guzarna hota hai.
Jab do logon par aadha aadha ho to har chhooti hui qist wohi guftagu paida karti hai. Jo samne khara hai woh kehta hai us ka hissa saaf hai. Jo ghayab hai us tak pohancha nahin ja sakta. Kisi ne kuch ghalat nahin kiya aur aap kisi se kuch wasool nahin kar sakte.
Jis plan par ek zimmedar naam ho woh bilkul alag chalta hai. Qist ya to der se hai ya nahin, ek shakhs ko wajah batani hai, aur usi shakhs ki apni wajah hai ke woh doosre ke peeche jaye. Aap ne bahas apne counter se utha kar un ke ghar mein rakh di, jahan us ki jagah hai aur jahan woh waqai hal bhi hoti hai.
Yeh un par kam bharosa karna nahin. Yeh sawal hai ke jis mahine gharbar ho us mahine peeche kaun jayega, aur yehi soch qist plan ko munsifana banane ke peeche bhi hai.
Ek naam malik, doosra us ke peeche khara
To jo shakal aap ko chahiye woh sadi hai aur counter par samjhane mein aasan.
Do logon ke bharne wale plan ko likhne ke do tareeqe
Malik soch samajh kar chunein, is bunyad par nahin ke zyada baat kaun kar raha hai. Theek naam us ka hai jis ki aamdani mustaqil hai, jo qareeb rehta hai, aur jo saal bhar baad bhi mil sakta hai. Agar cheez ek hi shakhs ke ghar mein rehni hai to jawab aksar wahin mil jata hai.
Doosra shakhs zamin ke taur par dastakhat karta hai. Yeh lafz asal kaam karta hai: is ka matlab hai ke pehla aadmi na de to aap doosre se poori baqi raqam maangenge, aadhi nahin. Yeh jumla dono ke bethe hue bol kar kahein, kyunke jis zamin ne yeh suna ho woh us zamin se bilkul alag hota hai jis ne sirf dastakhat kiye hon, aur yehi zamin theek tarah lene ka poora maqsad hai.
Dono ko total, qist aur mahinon ki tadaad ek hi guftagu mein sunni chahiye. Jo kabhi nahin hone dena woh yeh hai ke plan ek aadmi tay kare aur doosre ko sharaait baad mein pata chalein, kyunke jis baat par woh maujood nahin tha us par woh baad mein ikhtilaf karega.
Likh lein ke kaun si qist kaun dega
Ek naam wala usool aap ko bachata hai. Woh un dono ko yeh nahin batata ke plan ke sath rehna kaise hai, aur yahin us alag likhi hui parchi ka kaam shuru hota hai.
Alag wala safha: kaun sa mahina kaun laa raha hai
- M1Advance, plan wale din dono ne mil kar diyaRs 12,000Ada
- M2Bara bhai laa raha haiRs 4,500Ada
- M3Chhota bhai laa raha haiRs 4,500Ada
- M4Bara bhai laa raha haiRs 4,500Baqi
- M5Chhota bhai laa raha haiRs 4,500Baqi
Yeh doosri list muahida nahin aur na hi aap ke qarz ke record ka hissa hai. Yeh chalta hua safha hai jis par likha hai ke kis mahine ka paisa un mein se kaun laa raha hai, aur woh is liye hai ke bagair tarteeb ke do log dono yehi samjhenge ke us mahine doosra ja raha hai.
Isay sada rakhein. Ek ek mahina, ya ek pehla aadha arsa de aur doosra baqi, ya ek de aur doosra usay ghar par wapas kare. Koi bhi bandobast chalta hai bashart ke woh likha hua ho aur dono ne dekha ho.
Phir har adaigi plan ke usi ek naam ke neeche likhein, chahe haath se kisi ne bhi di ho. Yeh ahem hai aur dukanein isi mein baar baar ghalti karti hain. Jo adaigi us bhai ke naam likhi jaye jo andar aaya tha, woh chaar mahine baad aap ka apna record na parhne laiq bana deti hai, aur aisa jhagra khara karti hai jis ka aap se koi taluq nahin.
Aaj se apna digital khata shuru karein
Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.
Pehli raqam dono se, ek hi baar mein
Advance sanjhe plan ka pehla asal imtihan hai, aur usay imtihan ki tarah istemal karna chahiye.
Plan banne wale din ek hi raqam maangein, do logon se do dinon mein do tukron mein nahin. Agar woh cheez apne naam karne se pehle ek raqam ikattha nahin kar sakte, to qiston ke liye bhi ikattha nahin karenge, aur yeh aap ne muft mein jaan liya.
Sanjhe plan par bara advance aam plan se zyada ahem hai, kyunke aap ki wasooli ki poziition kamzor hai. Ek motorcycle mein hissa rakhne wale do log is par bahas pehle karenge ke rakhega kaun, aur wapas karne ki pesh kash bohat baad mein aati hai.
Farz karein plan Rs 66,000 ki cheez par hai
Jis number par aap ka itmenan hona chahiye woh yeh farq hai ke abhi kitna baqi hai aur cheez wapas aane par kitni ki hai. Sanjhe plan par yeh farq aam khareedar se bhi chhota rakhein, aur usay chhota rakhne ka waqt shuruat hai, jo bari cheez par advance lene wali baat hai.
Jab un mein se ek dena band kar de
Yeh kabhi na kabhi hota hai, aur pehle hafte mein aap ka rawaiya tay karta hai ke aage kya hoga.
Us naam wale malik ke pas jayein, us ke pas nahin jo aasani se mil jaye. Qist us ke zimme hai, aur pehle doosre ke pas jana un dono ko bata deta hai ke zimmedari par aakhir molbhao ho sakta hai.
Aisi adhoori adaigi qabool na karein jise kisi ka "aadha" kaha jaye. Adhoori adaigi ko adhoori adaigi keh kar lein, raqam likhein, yeh likhein ke baqi kab aa raha hai, aur apne record mein plan ko poora rakhein. Jis lamhe aap ki apni kitab do aadhe dikhane lagti hai, aap ne wohi taqseem maan li jis se pehle din bachte rahe the.
Poochein ke waqai badla kya hai, kyunke jawab hi ilaj tay karta hai. Jo bhai kaam ke liye bahar chala gaya woh tarteeb ka masla hai aur usi total ke sath thora lamba plan is ka hal hai. Jo bhai doosre se naraz ho gaya woh taluqat ka masla hai, aur wahan imandar qadam yeh hai ke poora plan us shakhs par le aayein jis ke pas cheez hai. In mein se kisi surat mein der ki wajah se oopar kuch lagane ki zaroorat nahin, aur dono ka thanda tareeqa qist waqt par na milne mein likha hai.
Sanjhe plan se kab mana kar dein
Kuch plan banane laiq hote hi nahin, aur shuru mein mana kar dena aakhir mein wasooli se kaheen zyada mehrbani hai.
Mana kar dein jab dono mein se koi naam wala malik banne par razi na ho. Woh inkar aap ko bata raha hai ke unhein khud ek doosre par is mamle mein bharosa nahin, aur agar unhein nahin to aap ko bilkul nahin hona chahiye.
Mana kar dein jab dono alag shehron mein rehte hon, kyunke jo plan do gharon ke darmiyan paise ke safar par chalta ho us mein har mahine tootne ki ek extra jagah hai. Mana kar dein jab cheez wapas le kar dobara bechi na ja sakti ho, kyunke khatam ho jane wali cheez par sanjha plan aisi raqam hai jis ke do log khud ko aadha aadha zimmedar samajhte hain.
Aur us plan mein ehtiyat karein jo aap ke customer aur kisi aise shakhs ke darmiyan ho jise aap ne kabhi dekha hi nahin. Agar doosra naam aap ke liye ajnabi hai to woh kisi kaam ka zamin nahin. Us se milein, warna plan usi shakhs ke naam likhein jise aap waqai jante hain.
Aaj se apna digital khata shuru karein
Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.
Aam sawalat
Kya main do alag qist plan bana doon, har ek ke liye ek?
Sirf tab jab aap unhein alag alag bhi wohi plan de dete, jo sanjhi cheez par kam hi sach hota hai. Ek cheez par do plan ka matlab hai ke aap cheez wapas nahin le sakte bagair ek plan tore, aur jo shakhs deta raha woh ab woh shakhs hai jis ke sath aap ne ziyadti ki. Ek plan, ek malik aur ek zamin har mumkin anjaam ko saaf rakhta hai.
Woh zid karte hain ke kaghaz par dono naam hon. Kya yeh masla hai?
Kaghaz par dono naam theek hain bashart ke kaghaz yeh likhe ke har naam ka matlab kya hai, aur yehi hissa log chhorte hain. Likhein ke pehla shakhs poori raqam ka zimmedar hai aur doosra poori raqam ki zamanat deta hai, aise saaf alfaz mein jo dono parh sakein. Masla do naam aur zimmedari ke bare mein kuch na likhe hone se banta hai, kyunke wohi baad mein sab ko aadha aadha yaad rehta hai.
Miyan biwi mil kar plan lena chahein to?
Isay bhi isi tarah lein aur un mein se jis ki aamdani zyada mustaqil ho usay naam wala malik banayein, bagair is ko kisi aur baat ka mauzu banaye. Ghar amal mein ek hi jeb hota hai, is liye adaigi baantna aasan rehta hai, magar plan ko phir bhi ek naam chahiye usi wajah se jis wajah se karobari plan ko chahiye. Zamin wali line halat badalne par aap ko bachati hai.
Un mein se ek apna aadha pehle chuka kar farigh hona chahta hai. Ijazat doon?
Paisa le lein aur plan kam kar dein, magar kisi ko plan se azad na karein, kyunke jo zamanat beech mein khatam ho jaye woh zamanat hai hi nahin. Saaf likhein ke yeh adaigi baqi raqam kam karti hai aur total saaf hone tak dono zimmedar rahenge. Doosre naam ko azad kar dein to aap ne chupke se mehfooz plan ko usi din ghair mehfooz bana diya jis din woh zyada khatarnak hua.
Woh dono is par lar rahe hain ke cheez kis ke pas rahegi. Kya main beech mein parun?
Bilkul bahar rahein aur apni baat sadi rakhein, kyunke cheez kis ki hai is ka aap ke paise se koi taluq nahin. Unhein bata dein ke tay shuda tareekh par tay shuda shakhs se qist leni hai aur un ka aapas ka bandobast un ka apna mamla hai. Us jhagre mein khinch jane se aap khud us ka fareeq ban jate hain, aur jis dukandar ne taraf le li ho woh phir dono mein se kisi se wasool nahin kar pata.
Kya sanjhe plan ki qeemat zyada honi chahiye?
Plan ki qeemat usi tarah tay karein jaise ek khareedar ke liye karte, cheez, apni lagat aur plan ki lambai dekh kar, aur shuru mein ek baar. Sanjhe plan par jo badalna hai woh qeemat nahin, banawat hai: bara advance, chhota arsa, aur aisa zamin jis se aap waqai mil chuke hain. Kisi se sirf is liye zyada lena ke us ka bhai hai, aisi policy nahin jise aap bol kar samjhana chahenge.