Qist waqt par na mile to kya karein

Ek qist reh jane ka matlab plan ka doobna nahin. Isi hafte wajah maloom karein, aaj woh jitna de sakta hai le lein, aur baqi qisten upar kuch lagaye baghair phaila dein. Der par kabhi kuch upar nahin. Jo plan tootte hain woh aksar ek mahina yun hi pare rehne se tootte hain.

Pehle yeh dekhein ke qist reh kyun gayi

Jis din paisa nahin aata, us din teen bilkul alag baatein ek jaisi lagti hain, aur teenon ka sahi jawab alag hai.

Pehli yeh ke woh bhool gaya. Yeh sab se aam wajah hai, khaas tor par teesre ya chauthe mahine mein jab plan naya lagna chhor deta hai. Ek message se maamla theek ho jata hai aur woh aksar usi shaam thora sharminda sa counter par khara hota hai.

Doosri yeh ke is mahine hath tang tha. Kiraya barh gaya, koi bimar ho gaya, shadi aa gayi. Us ke pas kuch paisa hai magar poori qist nahin, aur woh is liye samne nahin aa raha ke adhi raqam le kar aana usay na aane se bhi bura lagta hai. Yeh customer abhi bhi acha hai aur plan abhi bhi acha hai. Usay bas aap ka ek jumla chahiye jo adhi raqam ko qabil-e-qubool bana de.

Teesri yeh ke waqai kuch toot gaya hai. Naukri chali gayi, ghar wale kahin aur chale gaye, karobar band ho gaya. Yeh kam hota hai, aur teenon mein sirf yahi aisi surat hai jahan aap ko is mahine ki adaigi ke bajaye poore plan ke bare mein sochna chahiye.

Counter par baith kar in teenon mein farq nahin kiya ja sakta. Farq poochhne se pata chalta hai, sukoon se, chand din ke andar, aur phir jawab ko pehle se tay karne ke bajaye ghor se sun kar.

Us ke baad wala hafta, aur us mein kya kehna hai

Qist reh jane ke baad wala hafta

1. 1Teen din rukein, phir ek dafa poochheinUsi din poochhna dabao hai, teen hafte baad aadat ban jati hai. Teen din yaad dilana hai.
2. 2Wajah poochhein, aur jawab ghor se suneinBhool gaya, is mahine kam par gaya, ya ghar mein kuch badal gaya. Teen alag maslay.
3. 3Aaj jo de sakta hai, woh le leinAdhi qist bhi plan ko zinda rakhti hai. Adhi lene se inkar hi plan ko marta hai.
4. 4Agli tareekh zubani tay kareinJo tareekh woh khud bataye, woh aap ki di hui tareekh se kahin zyada nibhai jati hai.
5. 5Dono baatein usi din likh leinKitna diya aur kya wada kiya. Chaar mahine baad dono mein se kisi ko yaad nahin rahega.

Yahan waqt ka chunao alfaz se zyada kaam karta hai. Usi din poochh liya to woh us aadmi ke liye badgumani hai jo teen dafa bina kisi jhanjhat ke de chuka hai. Teen hafte chhor diya to na dena dono ke liye maamool ban jata hai.

Teen din theek hain. Aur jo message chalta hai woh raqam ka naam leta hai aur tareekh poochhta hai, is ke ilawa kuch nahin. "Kashif, is mahine wale Rs 4,000 abhi tak nahin aaye. Aap ko kaunsi tareekh theek rehti hai?" Is ka jawab woh tab bhi de sakta hai jab khabar achi na ho.

Jab woh pohanch jaye, us waqt aap ka lehja aur zyada ahem hai. Agar woh qist se kam le kar aaye aur aap kahein "itne se kya hoga", to aap ne usay sikha diya ke kam le kar aana bekaar hai, aur agle mahine woh bilkul nahin aayega. Aur agar aap kahein "theek hai, jitna hai de dein, baqi ka hum bandobast kar lete hain", to woh aata rehta hai, aur jo customer aata rehta hai woh akhir mein de bhi deta hai.

Jo tareeqe aam der wale balance par kaam karte hain woh yahan bhi chalte hain. Qist wale plan mein farq sirf itna hai ke ek schedule bhi bachana hota hai, is liye baat ka maqsad sirf is mahine ka paisa nahin.

Adhi raqam khali hath se hamesha behtar hai

Farz karein: Rs 4,000 ki qist jo poori nahin ho rahi

Jo qist aani thiRs 4,000

Aaj woh waqai kitna de sakta haiRs 1,500

Agar le lein: is qist ka baqiRs 2,500

Agar inkar karein: is qist ka baqiRs 4,000

Der ki wajah se upar laga, dono surat meinRs 0

Adhi raqam lene se aap aage rehte hainRs 1,500

Yeh misal ke number hain, koi survey nahin. Baat raqam ki nahin shakal ki hai: adhi raqam lena kabhi khali hath se bura nahin hota.

Us box ke darmiyani do sutoor dekhein, kyunki dukandar isi baat par behas karte hain aur hisab behas nahin karta.

Agar aaj aap Rs 1,500 le lein, to is qist ka Rs 2,500 baqi rehta hai. Agar aap inkar kar dein, to isi qist ka Rs 4,000 baqi rehta hai. Inkar ki koi aisi surat hai hi nahin jis mein aap ke pas zyada paisa bache, aur qubool karne ki ek aisi surat zaroor hai jis mein aaj raat galle mein Rs 1,500 mojood hain.

Ek aitraz waqai wazan rakhta hai aur usay saaf kehna chahiye: agar adhi raqam qubool kar li to kya sab adhi dena shuru kar denge? Amal mein nahin, agar aap do kaam karein. Saaf kehein ke is qist ka baqi hissa abhi bhi wajib hai aur us par tareekh dalein. Aur plan ka anjaam samne rakhein, taake yeh zahir rahe ke ab kam dene ka matlab zyada arse tak dena hai, kam dena nahin.

Yahi aakhri baat plan ko sacha rakhti hai. Kabhi kuch khamoshi se maaf nahin hota. Woh sirf aage sarakta hai, aur customer ko pata hota hai ke sarak gaya hai.

Baqi plan ko qeemat badle baghair theek karna

Farz karein: Rs 32,000 ka plan, paanch qisten baqi, ab saat

1. Ho gayiRs 4,000 wali teen qisten, pehle hi adaRs 12,000Ada
2. KamWoh qist jo poori nahin ho saki4,000 mein se 1,500Late
3. AbBaqi raqam, jitni thi utni hiRs 18,500Baqi
4. NayiPaanch ki jagah saat chhoti adaigiyanRs 2,650, akhri Rs 2,600Baqi
5. WohiPlan ki kul qeemat, pehle din se akhri din takRs 32,000Baqi

Yahi woh jagah hai jahan aksar dukanein ghalti karti hain, aur aksar neki ki niyat se.

Jab plan waqai phisal jaye to durust qadam yeh hai ke baqi adaigiyan chhoti aur ziyada kar di jayein. Baqi raqam nahin badalti. Plan ki qeemat nahin badalti. Woh zyada arse tak deta hai, aise tukron mein jo woh waqai utha sakta hai, aur dukan ko apna poora paisa mil jata hai.

Ghalat qadam yeh hai ke der ki wajah se kuch upar laga diya jaye. Der par kabhi kuch upar na lagayein. Na late fee, na jurmana, na hafte ke hisab se koi cheez, aur na hi koi chhota sa round number jo bezarar lagta ho. Qist plan par munafa ek dafa ka hota hai, usi din tay hota hai jis din plan banta hai, aur plan shuru hone ke baad woh qeemat poori umar ke liye jam jati hai. Agar aap ke plan ka koi number tareekh ki wajah se hil sakta hai, to woh qeemat rahi hi nahin. Insaf wala plan pehle din se isi tarah banta hai, aur usay theek karne se yeh usool nahin badalta.

Theek bhi ek hi dafa karein, poori tarah, aur naya schedule us ke samne likh dein. Jo plan har mahine khamoshi se lamba hota rahe woh plan nahin hota, aur teesri dafa tak dono mein se kisi ko nahin pata hota ke asal mein baqi kitna hai.

Aap ki dukan mein "der" ka matlab kya hona chahiye

Der ek khabar hai, saza nahin. Us ka matlab sirf itna hai ke is plan par baat karni hai, bas.

Amal mein dukan ko teen darjay chahiyen, is se zyada nahin. Chand din ki der kuch bhi nahin, aur us par taqaza karne se woh hamdardi zaya hoti hai jo aage kaam aani thi. Ek mahine ki der par upar wale hisse wali baat karni hai. Aur jis plan mein do adaigiyan reh gayi hon aur raabta bhi na ho, woh alag maamla hai, aur wahi lamha hai jis ke liye zamin hota hai.

Yahi teesra darja hai jahan zamin apni jagah banata hai, aur call wohi hai jo aap kisi bhi balance par karte: paisa maangne se pehle aadmi tak pohanchne mein madad maangein.

Cheez wapas lena aakhri qadam hai aur yeh sirf tab chalta hai jab pehle din, dono ke samne, plan ki saaf shart ke tor par kaha gaya ho. Paanchwe mahine mein yeh faisla karna, jab is par kabhi baat hi nahin hui thi, dukan ko aisi larai mein daal deta hai jo woh jeet nahin sakti aur aisi kahani mein jis se woh nikal nahin sakti. Agar aap yeh shart rakhna chahte hain to us waqt kahein jab sab khush hain.

Agla plan yahan tak na pohanche, is ke liye

Aksar chhooti hui qisten mahine pehle tay ho jati hain, usi din jis din plan banta hai.

Adaigi ki tareekh us ke paise se milayein, apne calendar se nahin. Jis banday ko pehli tareekh ko paisa milta hai us ki qist mahine ke pehle hafte mein honi chahiye, pachees ko nahin. Sirf yeh ek tabdeeli un tamam reminder se zyada chhooti hui adaigiyan rokti hai jo aap kabhi bhejenge.

Qist itni chhoti rakhein ke woh boring lage. Jo adaigi woh bure mahine mein bhi kar sake, wohi har mahine hoti hai, aur nau asaan adaigiyon wala plan chhe tang adaigiyon wale plan se kahin zyada dafa mukammal hota hai.

Shuru mein asal down payment lein. Jis aadmi ka apna paisa kisi cheez mein laga ho us ka rawaiya us aadmi se alag hota hai jis ka kuch bhi nahin laga, aur isi liye udhaar aur qist mein se chunte waqt down payment plan ki lambai se zyada ahem hai.

Aur poora plan zehen ke bajaye samne rakhein. Wasoolo har qist dikhata hai, kitna aya, agla kaunsa hai aur kaunsa reh gaya, aur customer ko app ke andar tareekh se pehle yaad bhi dila sakta hai. Yeh muft download hota hai, wasoolo.com se, agar aap schedule ko yaddasht se nikal kar aisi screen par lana chahte hain jis par dono ka bharosa ho.

Jo dukanein qist par sab se kam nuqsan uthati hain woh sakht nahin hotin. Woh wohi hoti hain jo pehle hafte mein dekh leti hain, andaza lagane ke bajaye poochhti hain, jo mil raha hai le leti hain, aur kisi qeemat ko kabhi tareekh ki wajah se hilne nahin detin.

Aam sawalat

Ek qist reh gayi. Kya poora plan band kar dena chahiye?

Nahin, aur band karne se aksar aap ka hi nuqsan hota hai. Jis plan ki adaigiyan woh karta raha ho, us mein ek qist ka reh jana taqreeban hamesha bura mahina hota hai, bura customer nahin. Wajah poochhein, jo de sakta hai le lein, aur baqi akhir mein daal dein. Sakht faisle us plan ke liye rakhein jis mein do adaigiyan reh gayi hon aur raabta bhi na ho.

Kya der se dene par us se kuch upar liya ja sakta hai?

Nahin. Der par kabhi kuch upar na lagayein. Na late fee, na jurmana, na hafte ya mahine ke hisab se kuch. Qist plan ka munafa ek raqam hai, ek hi dafa tay hoti hai, usi din jis din plan banta hai, aur phir kabhi nahin hilti. Jo cheez tareekh ki wajah se barhti hai woh customer ko mukhalif bana deti hai aur paisa milna asaan nahin, mushkil kar deti hai.

Woh is mahine adhi raqam dena chahta hai. Le loon?

Haan, aur saaf keh dein ke baqi adha abhi bhi wajib hai, us par tareekh bhi dalein. Hath mein adhi raqam khali hath se behtar hai, aur jis customer ko adhi raqam ke saath aane diya jaye wohi aata rehta hai. Bas khamoshi se qubool na karein, warna agle mahine dono mein se kisi ko yaqeen nahin hoga ke baqi kitna hai.

Plan ko kitni dafa lamba kiya ja sakta hai?

Ek dafa, saaf tareeqe se, durustagi hai. Doosri dafa aadat banne lagti hai, aur teesri dafa tak kisi ko schedule ka pata nahin hota. Agar plan ko doosri dafa lamba karna par raha hai to qist us ki aamdani ke lehaz se shuru hi se ghalat thi. Baqi poori raqam ko ek hi dafa chhoti adaigiyon mein baant dein, likh lein, aur phir usay na chherein.

Agar woh dena band kar de to kya cheez wapas li ja sakti hai?

Sirf tab jab plan banate waqt yeh baat zubani tay hui ho, aur tab bhi yeh aakhri qadam hai. Paanchwe mahine mein aisa elan karna, jab is par kabhi baat hi nahin hui, paise ke maslay ko ilaqe ki larai bana deta hai aur aksar na cheez milti hai na paisa. Yeh shart rakhni hai to pehle din rakhein, jab sab aaram mein hon, aur plan ke saath likh dein.

Pehli chhooti hui qist par zamin se madad maang loon?

Nahin. Ek der wali adaigi par zamin ko call karna aap ka wahid patta zaya kar deta hai, aur customer ko us banday ke samne sharminda karta hai jis ki raye us ke liye maani rakhti hai. Zamin ko do chhooti hui adaigiyon aur khamoshi ke liye rakhein. Aur jab call karein to paisa nahin, aadmi tak pohanchne mein madad maangein.