Dukan kitna kul udhaar utha sakti hai

Aap ki dukan mehfooz tareeqe se apne chalte hue paise ka taqreeban chauthai hissa khule udhaar ke tor par utha sakti hai, aur ek mahine ki udhaar wali bikri se zyada nahin. Dono number nikalein, chhota wala lein, card par likh lein, aur naya khata kholne se pehle apna total us se milayein.

Wo number jo dukandar ko apni hi dukan ka nahin pata

Kisi dukandar se poochein ke naye customer ke liye us ki had kya hai, wo teen second mein bata dega. Rs 5,000. Rs 10,000. Jo us dukan aur us gali ko raas aata ho.

Phir poochein ke aaj poori dukan ka khula udhaar kitna hai, aur jawab ki shakal badal jati hai. Wo andaza ban jata hai, ya do numberon ke darmiyan ki baat, ya sacha jawab: "kaafi hai". Zyadatar dukanon mein har safhe ka ehtiyat se bana usool hota hai aur safhon ke jorh ka koi usool nahin hota.

Udhaar ki asal museebat isi khali jagah mein rehti hai. Kisi ek customer ne dukan nahin doobayi. Chalees maqool faisle, jin mein se har ek apni shaam mein durust tha, mil kar aisa number ban gaye jo dukan utha nahin sakti thi, aur wo doobne wale paise ki shakal mein nahin balki us mangal ki shakal mein saamne aaya jab delivery aayi aur paisa nahin tha.

Fi customer had is sawal ka jawab deti hai ke "yeh banda mehfooz hai ya nahin". Dukan ki had bilkul alag sawal ka jawab deti hai: "kya meri dukan itna paisa ek saath bahar rakh sakti hai?" Dono sawal ahem hain, aur aksar sirf ek poocha jata hai.

Fi customer had kaafi kyun nahin

Do dukanein bilkul ek jaise customer usool rakh kar mukhtalif anjaam tak pohanch sakti hain, kyunke safhe ki had yeh nahin batati ke safhe kitne hain.

Isay tooti aur balti samjhein. Har naya khata tooti ko thora aur khol deta hai. Balti aap ka chalta hua paisa hai, aur wo customer list barhne se bari nahin hoti. Jis dukan ne chalees customeron ko ehtiyat se Rs 4,000 ki had di, us ne khamoshi se Rs 160,000 ka maal dene ka wada kar liya jo shayad us ka hai hi nahin.

Doosri cheez jo safhe ki had nahin dekh sakti wo waqt hai. Bees customer jo har jumeraat ko dete hain aur bees jo jab dil chahe dete hain, dono ek jaisa balance rakh sakte hain aur aap ko bilkul alag museebat mein daal sakte hain. Dukan par bojh sirf raqam se nahin parta, raqam ko un dinon se zarb dein jo wo bahar rehti hai.

Aur safhe ki had aap ka apna supplier khata bhi nahin dekh sakti. Agar aap ka bara hissa maal khud udhaar par hai, jaisa supplier ka udhaar kaise chukayein mein hai, to aap ka udhaar kisi aur ke sabr se chal raha hai, aur ek ke bajaye do ghariyan chal rahi hain.

Apne paise se had kaise nikalein

Aap ko teen number chahiyein, aur teenon aap ke paas pehle se hain. Ek baar safha le kar baith jayein.

Farz karein aap ek aam mohalla dukan ki had nikalna chahte hain

Shelf par mojood maal, jis qeemat par khareedaRs 420,000

Galle aur bank mein mojood paisaRs 55,000

Customeron ke paas pehle se gaya hua udhaarRs 78,000

Supplieron ka baqi: un ka paisa, aap ka nahinRs 150,000

Dukan mein chalta hua aap ka apna paisaRs 403,000

Pehla imtihan: apne paise ka chauthai hissaRs 100,750

Aam mahine mein udhaar par bikriRs 90,000

Doosra imtihan: ek mahine ka, wasooli 26 din meinRs 90,000

Aap ki had in dono mein se chhoti wali haiRs 90,000

Farzi raqmein hain, sirf shakal samjhane ke liye. In lainon mein apna maal, galla, supplier ka baqi aur udhaar wali bikri rakhein, had khud nikal aayegi.

Us se shuru karein jo aap ki dukan mein chal raha hai: shelf par para maal us qeemat par jo aap ne di, galle aur bank ka paisa, aur wo udhaar jo pehle hi bahar hai. Yeh total rupay mein aap ki dukan hai.

Phir wo hissa nikal dein jo aap ka nahin. Jo supplieron ka baqi hai wo un ka paisa hai jo waqti tor par aap ki shelf par para hai. Jo bache wo dukan mein aap ka apna paisa hai, aur sirf yehi wo pot hai jo kisi ko phone kiye baghair nuqsan bardasht kar sakta hai.

Is ka chauthai hissa khule udhaar ki munasib bairooni had hai. Wajah saaf hai: aap ka zyadatar paisa maal mein hona chahiye, kyunke kamai maal se hoti hai; aur jis dukan ka chauthai se zyada hissa doosron ke wadon par bahar ho, us ke paas kisi bure mahine ke liye jagah bachti hi nahin.

Ab doosra imtihan. Aam mahine ki udhaar wali bikri jorein aur usay un dinon se zarb dein jitne aam customer waqai lagata hai. Lafz "waqai" par ghaur karein. Agar aap ke customer taqreeban chhabbis din lagate hain, to ek mahine ki udhaar wali bikri hamesha dukan se bahar rehti hai chahe koi der na kare, aur aap ki dukan ko yehi balance uthane ke qabil hona chahiye.

Dono numberon mein se chhota lein. Wohi aap ki had hai. Yeh sada sa number hai aur aahista badlega, aur usool mein yehi cheez chahiye.

Agar dono number aapas mein bohat door hain to yeh faasla khud kuch bata raha hai. Agar wasooli wala number sarmaye wale number se kaafi bara hai to aap ki dukan itna udhaar bech rahi hai jitna apni jeb se nahin chala sakti, aur wo supplier ke sabr par zinda hai. Agar sarmaye wala number wasooli wale se kaafi bara hai to aap ke paas aisi gunjaish hai jo istemal nahin ho rahi, aur wahan sacha sawal yeh hai ke thora sa aur udhaar, ehtiyat se diya jaye, to kya aisay customer milenge jinhein aap abhi saath wali dukan bhej rahe hain.

Had ko teen imtihan se guzarein

Jo number in mein se ek mein bhi gir jaye wo had nahin, khwahish hai.

Had par bharosa karne se pehle teen imtihan

• Agar yeh sara doob jaye to kya aap phir bhi maal ka paisa de sakte hain?
• Kya yeh aap ke sab se mande mahine mein bhi qabil e bardasht hai?
• Kya itni raqam bahar hote hue aap ko neend aa jati hai?
• Kya kisi ek customer ke paas is ka daswan hissa se zyada hai?
• Kya aap ne supplier ke udhaar ko apna paisa gin liya?
• Kya yeh number istemal karne ke liye har baar dobara nikalna parta hai?

Pehla imtihan delivery ka hai. Agar had ka har rupaya isi mahine doob jaye, to kya aap agli stock delivery ka paisa phir bhi de sakte hain? Agar nahin, to number zyada hai chahe hisab kuch bhi kehta ho, kyunke chhoti dukanein nuqsan se nahin marti, us ke baad maal na khareed sakne se marti hain.

Doosra season ka hai. Aap ki dukan ka ek bhaari mahina hota hai aur ek mandha. Had us mandhe mahine mein qabil e bardasht honi chahiye, kyunke theek usi waqt customer mohlat maangte hain aur aap ke apne bill mohlat nahin dete.

Teesra neend ka hai, aur yeh mazaq nahin. Agar total aisa ho ke aap raat ko uth kar register dekhein, to wo aap ki asal had se upar hai, hisab kuch bhi kahe. Dukandar ka apna hausla bhi us ke sarmaye ka hissa hai, aur usay kharch karna paise se zyada mehnga parta hai.

Jo number teenon se guzar jaye usay card par likh kar wahan rakhein jahan khata rehta hai. Jo had har baar dobara nikalni pare, wo had istemal nahin hoti.

Jis din aap had par pohanch jayein

Usool tabhi kaam ka banta hai jab aap ko pehle se, kisi thandi dopehar mein, tay ho ke had par kya karna hai.

Jis din aap ka total had tak pohanch jaye

1. 1Naye khate ruk jate hain; purane customer band nahin hoteDukan naye udhaar ke liye bandh hoti hai, udhaar ke liye nahin.
2. 2Jo paisa aata hai wohi bahar jane ki gunjaish banata haiHar wasooli foran ek haan wapas khareed leti hai.
3. 3Hafta wasooli mein lagayein, udhaar par bechne mein nahinDo sab se purane balance das naye se zyada ahem hain.
4. 4Isay dukan ka usool keh kar batayein, kisi par raye bana kar nahin"Mahina saaf hone tak dukan apni had par hai."
5. 5Unhi customeron ko naqad par khidmat dete raheinUdhaar rukna taluq ka rukna nahin hai.
6. 6Season ke aakhir mein hisab dobara dekh leinHad tab badalti hai jab aap ka apna paisa badalta hai.

Asal chaal saada hai: had par dukan udhaar ke liye nahin, naye udhaar ke liye bandh hoti hai. Jo paisa andar aata hai wohi bahar jane ki gunjaish banata hai. Yeh ek jumla aap ki had ko khud chalne wali cheez bana deta hai, kyunke har wasooli foran haan kehne ki salahiyat wapas khareed leti hai.

Is se aap ka waqt bhi badal jata hai. Had ke qareeb hote hue hafte ka sab se nafa bakhsh ghanta bikri ka nahin, wasooli ka hota hai, aur do sab se purane balance das naye se zyada tawajjah ke qabil hain. Yeh saal purana udhaar ka kya karein ka aam kaam hai, aur had hi usay foran zaroori bana deti hai.

Customer ke saamne jumla hamesha dukan ka hota hai, us ka kabhi nahin. "Mahina saaf hone tak dukan apni udhaar ki had par hai, to yeh wali naqad." Dukan ke usool par log us tarah behes nahin karte jaise apne baare mein faisle par karte hain, aur isi liye likha hua usool counter par dukandar ko bachata hai.

Number ko nazar ke saamne rakhein

Jo had aise register mein rehti ho jise season mein ek baar jorha jaye, wo had nahin.

✓Wo number jo aaj nazar aata ho

• Had ek card par likhi hui, khate ke saath rakhi hui
• Customeron ka chalta hua total, har hafte tazah
• Doosri lakeer: is mein se kitna mahine se purana hai
• Dono number usi lamhe parhne layaq jab koi maange
• Mausami jaanch, customer ki hadon ke saath hi

✕Wo number jo baad mein nikala jaye

• Season mein ek baar register jorna aur umeed rakhna
• "Kuch lakh ke aas paas hoga, oopar neeche."
• Total ka andaza galle ki halat se lagana
• Us din pata chalna jis din delivery ka paisa na ho
• Sirf customer barhne par had barha dena

Aap ko aaj, kuch jore baghair, yeh maloom hona chahiye ke logon par kitna hai. Agar khata kaghaz par hai to is ka matlab hai har hafte pehle safhe par chalta hua total aage barhana, jis mein chand minute lagte hain aur wo har minute ke qabil hai.

Agar khata app mein hai to yeh pehle se ho raha hai. Wasoolo mein customeron ke zimme kul raqam home screen par hoti hai, is liye had se milana ek nazar ka kaam hai, poori shaam ka hisab nahin. Aap jo bhi istemal karein, shart wohi hai: number us lamhe mojood ho jab koi udhaar maange, do hafte baad nahin.

Us ke saath ek aur lakeer rakhein: is total mein se kitna mahine se purana hai. Ek jaisa balance rakhne wali do dukanein alag sehat mein hoti hain agar ek ka zyadatar hissa taza bikri ho aur doosri ka poore season purana. Purana hissa wo hai jo aap ko pehle hi kuch bata chuka hai.

Had kab badalni chahiye

Barhayein tab jab dukan mein aap ka apna paisa waqai barh gaya ho, us se pehle nahin. Customer list ka barhna, acha season, ya koi umeed afza nayi line, yeh apne aap mein wajah nahin; yeh hisab dobara dekhne ki wajah hain, jo alag baat hai.

Kam karein jab wasooli sust ho rahi ho, jab aap ka apna supplier khata barh gaya ho, ya jab koi ek bara balance khara ho gaya ho. Aakhri baat apne usool ke qabil hai: kisi ek customer ke paas poori had ka daswan hissa se zyada nahin hona chahiye, kyunke jis dukan ko ek safha bura nuqsan de sakta ho us ne khatra baanta hi nahin.

Season mein ek baar dobara dekhein, usi aadhe ghante mein jo aap customer ki hadon par lagate hain. Yehi wo lamha bhi hai jab is sab ke peeche wala bara sawal poocha jaye, wohi jo cash par bechein ya udhaar par mein hai: aap ki kitni bikri udhaar par honi hi chahiye, us ke chalane ke kharche aur us se milne wali wafadari ko dekhte hue.

Aur had ko sacha rakhne ke liye fi customer hadein bhi sachi rakhein. Dukan ka usool aur safhe ka usool alag kaam karte hain, aur safhe wala usool, jo udhaar kitna dena chahiye mein hai, kisi ek shaam ko poori had ka chauthai hissa kharch karne se rokta hai. Mil kar dono dukan ko dono taraf se dhaanp lete hain: ek ghalat customer ko rokta hai, doosra sahi customeron ko jama ho kar bhaari hone se rokta hai.

Aam sawalat

Apne paise ka chauthai hissa kam nahin lagta?

Yeh shuruati nuqta hai, koi qanoon nahin. Jin dukanon ki wasooli tez aur pakki hai wo zyada utha sakti hain; jo mausami kamai walon ko bechti hain unhein kam rakhna chahiye. Ahem baat yeh hai ke number soch kar chuna jaye, baad mein maloom na ho.

Kya supplier ka udhaar apna paisa gina jaye?

Nahin, aur yehi asal baat hai. Jis maal ka paisa aap ne abhi diya hi nahin wo kisi aur ka paisa hai jo aap ki shelf par para hai. Usay apna ginna hi dukan ko wahan le jata hai jahan do jagah dena ho aur aa kuch bhi na raha ho.

Mera total pehle hi had se kaafi upar hai to?

To naye khate rok dein aur wasooli se usay neeche aane dein. Purane balance sakhti se na maangein; is se wasooli se zyada nuqsan hota hai. Jo had aahista pohanchi ho usay aahista hi utarna behtar hai, purana maangne ke bajaye naya rok kar.

Wasooli ke asal din kaise maloom karun?

Ek aam mahine ki udhaar wali bikri lein aur dekhein ke us ka kitna hissa tees din ke andar waqai wapas aaya. Agar zyadatar nahin aaya to aap ki asal wasooli us se lambi hai jitna aap samajhte hain, aur had us se choti jitna aap samajhte hain.

Kya had mein wo bhi shamil ho jo supplier mujhe dena hai?

Nahin. Isay sirf customeron ke zimme raqam tak rakhein. Supplier ki taraf se aap ka baqi, credit note ya wapsi ki shakal mein, alag khata hai aur wo aksar alag tarah saaf hota hai.

Kya dukan ko waqai do hadein chahiyein?

Haan, aur dono ka kaam alag hai. Customer wali had ek shakhs ko jaanchti hai. Dukan wali had aap ki apni salahiyat jaanchti hai, aur sirf wohi chalees maqool faislon ko mil kar ek ghair maqool total banta dekh sakti hai.