Bare udhaar par dastkhat ya angutha kab lein?

Bare ya ghair mamooli balance par lein, rozana ki Rs 300 wali chai roti par nahin. Ek parchi jis par paanch lines hon, maal aur tareekh likhi ho, aur aap ke saamne dastkhat ya angutha lagaya gaya ho. Yeh bad-etemadi nahin. Yeh wo kaghaz hai jo saal baad dono ko ek hi raqam yaad dilata hai.

Wo Rs 41,600 jin ke peeche kuch bhi nahin

Ek aadmi ghar mein kamra barhane ke liye chadrein, cement ki boriyan aur taar ka bandal le jata hai. Rs 41,600. Wo teen saal se aap se chhoti chhoti cheezein le raha hai aur hamesha paisa deta aaya hai. Wo teen mahine maangta hai.

Aap register mein likh lete hain: tareekh, naam, raqam. Wo chala jata hai.

Chaudah mahine baad wo kehta hai ke raqam Rs 30,000 thi, ke kuch taar wapas kar diya tha, aur ke ek shaam jab counter par sirf aap ka mulazim tha to wo Rs 12,000 cash de gaya tha. Aap ke paas register ki ek line hai, aap ki apni likhai mein, jo sirf yeh sabit karti hai ke aap ne likha tha.

Is kahani mein koi chor nahin hai. Do aadmiyon ko lambe arse baad ek bari raqam alag alag yaad rahi, aur jis ke paas kaghaz nahin tha wo haar gaya. Dastkhat theek yehi cheez rokta hai, aur isi liye ise bare balance par lena chahiye aur chhote balance register par hi chhor dene chahiyein.

Dastkhat kab lena banta hai

Har customer se dastkhat maangna shuru na karein. Ek bande se bachne ke liye aap chalees purane customeron ki dil-shikni kar baithenge, aur un mein se aksar chai kisi aur dukan se lene lagenge.

Jab in mein se koi ek baat sahi ho, tab lein:

In mein se koi ek baat sahi ho to dastkhat lein

• Raqam us customer ke aam balance se kaafi zyada hai
• Yeh ek bara sauda hai, rozana thora thora wala nahin
• Adaigi kai mahine door hai, ya kiston mein aani hai
• Koi aur is balance ka zamin ban raha hai
• Customer aap ke liye naya hai, chahe kisi ne kitni hi tareef ki ho
• Maal aage chal kar wapas ya tabdeel ho sakta hai
• Rozana chai, roti aur chhota udhaar: parchi nahin, bas usi din likh lein

In sab mein ek baat mushtarik hai. Ya to raqam itni bari hai ke nuqsan mehsoos hoga, ya sauda itna ghair mamooli hai ke saal baad dono ko us ki shakal yaad nahin rahegi. Rozana ka aam udhaar kaghaz nahin maangta, wo register maangta hai jis mein aap har roz likhein, aur na likhne ki qeemat wo udhaar jo likhna bhool jate hain mein saaf likhi hai.

Ek aur soorat wo customer hai jo aap ko pehle se sust lagta hai. Dastkhat sust adaigi ko tez nahin karta. Pehle had tay karein, jaisa udhaar kitna dena chahiye mein bataya gaya hai, phir kaghaz ka sochein. Ghalat faisle par kaghaz bhi ghalat faisla hi rehta hai.

Wo paanch lines jo parchi ko qeemti banati hain

Sirf dastkhat wali khali parchi ka koi khaas faida nahin. Wo itna sabit karti hai ke us ne kuch to sign kiya tha. Paanch chhoti lines use asal cheez bana deti hain.

Wo paanch lines jo parchi ko qeemti banati hain

1. 1Tareekh, poori aur asli tareekh ki soorat mein"Teen mahine" nahin, balke wo din jab maal liya gaya.
2. 2Kya kya liya gayaAgar maal mila jula hai to har cheez alag, taake baad mein na kuch barhaya ja sake na inkar.
3. 3Raqam, hindson mein bhi aur lafzon mein bhiRs 41,600, aur saath likhein "iktalees hazar chhe sau".
4. 4Kab dena hai, aur kitne hisson meinHar hisse ki asli tareekh, "season ke baad" nahin.
5. 5Dono naam, dono ke dastkhatAap ke bhi, aur agar zamin hai to us ka naam, number aur dastkhat bhi.

Yeh sab us ke saamne likhein, us zaban mein jo wo parh sakta hai, seedhe saade lafzon mein. Do copy banayein agar wo apni copy chahta hai, aur use chahni bhi chahiye. Jis customer ke paas apni copy ho wo baad mein bohat kam bahes karta hai, kyunki us ke paas wohi kaghaz hai jo aap ke paas hai.

Tareekh us se zyada ahem hai jitna log samajhte hain. Bina tareekh ki parchi par likha hua "teen mahine" saal baad kuch bhi matlab nahin rakhta. Adaigi ka asli din likhein, ya agar kiston mein hai to poora schedule.

Agar koi is balance ke peeche khara hai, to us ka naam aur number bhi isi parchi par aayega aur wo bhi dastkhat karega. Jis zamin ne kuch sign hi nahin kiya, wo sirf ek naam hai jo ek baar zubani liya gaya tha, aur us par bharosa karne se pehle zamin kab lena chahiye parh lena behtar hai.

Angutha, aur wo customer jo parh nahin sakta

Bohat se achhe customer likha hua parh nahin sakte. Aise aadmi ke haath mein kaghaz aur qalam thama dena kisi cheez ka saboot nahin; yeh ek chhoti si sharmindagi hai, aur is se parchi mazboot hone ke bajaye kamzor hoti hai.

Is ke bajaye yeh karein. Poori parchi bol kar, ahista, us ke saamne parhein aur raqam do baar bolein. Phir us se kahein ke raqam aur tareekh apne lafzon mein dohraye. Us ke baad raqam ke paas angutha lagwayein, aur agar us ka koi apna banda saath hai to use gawah ke tor par dastkhat karne dein.

Wo angutha jo parchi bol kar parhne aur gawah ke saamne lagaya gaya ho, us dastkhat se zyada wazan rakhta hai jo kisi ne bina parhe ghasit diya ho. Aap koi hathiyar nahin bana rahe. Aap ek mushtarik yaad bana rahe hain jis par tareekh lagi ho aur jise dono mein se koi chupke se badal na sake.

Maangein kaise ke bura na lage

Yahan lafz hi sab kuch tay karte hain. Zyada tar dukandar yeh baat maazrat wale lehje mein karte hain, jis se customer ko lagta hai ke yeh maang ghair mamooli hai aur usi ke baare mein hai.

Ise dukan ka usool banayein, us ke baare mein apni raye nahin. Likhte hue, seedhe lehje mein kahein: "Rs 20,000 se upar main parchi par likhta hoon aur hum dono dastkhat karte hain. Is se dono ko ghalat yaad nahin rehta."

Teen cheezein is baat ko asaan bana deti hain. Maal bandhne se pehle kahein, baad mein nahin. Wohi ek jumla har ek se kahein, us bande se bhi jis par sab se zyada bharosa hai, taake koi alag se nishana na bane. Aur pehle khud us ke saamne dastkhat karein, kyunki jis kaghaz par aap ka bhi naam ho wo maang nahin, mo'ahida ban jata hai.

Agar koi customer abhi abhi maani hui bari raqam par naam likhne se saaf inkar kar de, to aap ko ek kaam ki baat pata chal gayi, aur saal bhar baad nahin balke maal dukan se nikalne se pehle pata chal gayi.

Jhagre ke waqt yeh kaghaz karta kya hai

Zyada tar jhagre kisi bare darwaze tak jate hi nahin. Wo aap ke counter par, do chirhe hue aadmiyon ke darmiyan tay hote hain, aur jeet us ki hoti hai jo kuch dikha sakta hai.

Farz karein balance Rs 41,600 hai aur usay Rs 30,000 yaad hai

Aap ke register ke mutabiq us ne kitna liyaRs 41,600

Us ke mutabiq us ne kitna liyaRs 30,000

Kaghaz ke baghair: do thake hue aadmi jis raqam par raazi hote hainRs 35,800

Dastkhat wali parchi ke saath: raqam wohi rehti haiRs 41,600

Tees second likhne ki qeemat kitni baniRs 5,800

Farz karein balance Rs 41,600 hai aur wo Rs 30,000 par ara hua hai. Kaghaz na ho to aap beech ka raasta nikal lete hain, kyunki aap customer bhi rakhna chahte hain aur jhagra bhi khatam karna chahte hain, aur Rs 5,800 ka nuqsan aap ke sar par aa jata hai. Dastkhat wali parchi ho to beech mein kuch bachta hi nahin. Aap parchi dikhate hain, wo apna dastkhat parhta hai, aur baat "kitna" se hat kar "kab" par aa jati hai.

Isi kaam ka doosra aadha hissa adaigi ka record hai. Us ka diya hua har rupya tareekh ke saath entry banta hai, aur wo rasid maangay to rasid milti hai. Yahi cheez jhagre ka doosra hissa rokti hai, wo wala jahan customer kehta hai ke wo paisa de chuka hai, aur jis ki poori tafseel customer kahe ke wo paisa de chuka hai mein maujood hai.

Saboot wahan rakhein jahan saal baad mil jaye

Parchi tabhi kaam ki hai jab pesh ki ja sake. Zyada tar dukanon mein wo daraz mein jati hai, phir bilon ke dher ke neeche, aur jab zaroorat parti hai to dher kabhi ka phenka ja chuka hota hai.

Is liye dastkhat hote hi us ki tasveer lein aur wo tasveer usi customer ke record ke saath rakhein, phone ki aam gallery mein nahin jahan wo hazaar tasveeron mein gum ho jaye. Wasoolo mein aap wo tasveer customer ke apne safhe ke saath laga sakte hain, taake parchi, balance aur har adaigi ek hi jagah tareekh ke saath mojood rahein, aur phone ka backup us tasveer ko phone se bahar bhi mehfooz kar de.

Doosra aadha hissa statement hai. Jab aap kisi customer ka safha chhapte hain to use har entry aur har adaigi ek hi kaghaz par milti hai jis par aap ki dukan ka naam hota hai. Use dastkhat wali parchi ke saath rakh dein, phir bahes ke liye bohat kam bachta hai.

Asal kaghaz bhi sambhal kar rakhein. Tasveer jaldi dhoondne ke liye hai; jis kaghaz par asli angutha laga hai wo ek dabbe mein, tareekh ke hisab se, balance saaf hone tak parha rehna chahiye.

Aam sawalat

Kya dastkhat wali parchi counter se aage kahin kaam aati hai?

Jis kaghaz par tareekh ho, maal likha ho, raqam ho, adaigi ka din ho, customer ka dastkhat ya angutha ho aur gawah bhi ho, wo khali haath se bohat behtar hai aur log aam tor par use saboot maante hain. Kisi baray darwaze par us ki heysiyat aap ke ilaqe ke qawaneen par hai, is liye is par takiya karne se pehle kisi jaan-ne wale se pooch lein. Ise counter wali bahes ke liye lein, kyunki tqreeban har maamla wahin tay hota hai.

Main ne dastkhat maanga to customer naraz ho gaya. Kya main ne ghalat kiya?

Aksar ghalti maangne mein nahin, waqt mein hoti hai. Maal bandhne se pehle kahein, aur dukan ke sapat usool ke tor par kahein, wohi jumla jo aap sab se kehte hain. Pehle khud dastkhat karein. Jab aadmi thela pakar chuka ho aur tab dastkhat maanga jaye to use ilzam lagta hai, aur us ka lagna theek bhi hai.

Parchi kis raqam se shuru karni chahiye?

Apni dukan ke liye ek number chunein aur usi par qayam rahein. Bohat si chhoti dukanein wo raqam rakhti hain jo doob jaye to poora mahina kharab na ho, jo aksar chand din ki bikri ke barabar hoti hai. Us se neeche register kaafi hai. Yeh number sab ko ek jaisa batayein taake kisi ek bande par faisla na lage.

Customer kehta hai maal abhi le jata hoon, dastkhat wapas aa kar kar doonga. Kya kahoon?

Phir maal bhi intezar karega. Naram lehje mein, bina bahes ke kahein: "Parchi aur maal saath jate hain." Agar wo waqai abhi dastkhat nahin kar sakta to use aam register par, us ki aam had tak chhoti raqam de dein aur baqi rok lein. Maal chala jaye aur kaghaz wada ban jaye, yehi wo jor hai jo lambe jhagre mein badalta hai.

Us ne dastkhat to kar diya lekin ab kehta hai use samajh hi nahin aaya tha ke kya sign kiya.

Isi liye parchi bol kar, ahista, us ki zaban mein parhi jati hai, raqam do baar boli jati hai, aur gawah ke tees second kharch karne ke qabil hote hain. Agar wo parh nahin sakta to parh kar sunane ke baad angutha lein aur us ka koi apna banda saath khara ho. Jo kaghaz kisi ne samjha ho wo us kaghaz se mazboot hai jis par kisi ne bas nishan laga diya ho.

Kya qist plan par bhi parchi chahiye?

Ji haan, aur yehi sab se sahi jagah hai, kyunki plan mein zyada cheezein chalti hain. Cheez ka naam, tay ki gayi poori qeemat, pehli raqam, har qist ka amount aur tareekhein likhein. Dono dastkhat karein, aur zamin ho to wo bhi. Phir us ki copy use de dein taake har mahine dono ek hi plan parh rahe hon.