MaslahUdhaar
Jo customer sirf saman band hone par paisa deta hai
Kuch customer tab tak nahin dete jab tak saman milta rahe. Yeh aadat kya bata rahi hai, aur saman rokne ko banday ko khoye baghair kaise istemal karein.
Wohi customer, ek hi gali ki do dukanon par
Shelf band hone ke chand din mein wo de deta hai, us se pehle nahin. Yeh gharibi nahin aur beimani bhi shaz hi hoti hai. Matlab yeh hai ke aap ke udhaar ki koi aisi hadd nahin jo usay mehsoos ho. Hadd banayein, wahan naya saman rokein, aur wapsi ka raasta ek jumle mein batayein.
Wo tareeqa jo har dukandar ko aakhir mil hi jata hai
Taqreeban har udhaar wali dukan mein ek customer aisa hota hai jo saal dar saal ek hi tarah chalta hai.
Wo baqaidgi se saman leta hai. Khush akhlaq hai, salaam theek se karta hai, ghar walon ka haal poochta hai. Aap balance ka zikr karein to maan leta hai ke zyada ho gaya hai aur kehta hai ke jald saaf kar dega, aur kehte waqt us ka irada bhi wohi hota hai. Phir kuch nahin aata, aur balance chand hazar aur charh jata hai.
Jis din aap aakhir kaar kehte hain ke "kuch wapas aaye baghair aage nahin de sakta", usay dukh hota hai. Wo behas kar sakta hai. Wo uth kar ja bhi sakta hai. Aur phir chaar ya nau din baad wo wapas aata hai, hath mein khaasi raqam le kar, aur poora chakkar dobara shuru ho jata hai.
Jis dukandar ne yeh dekha hai wo ek hi nateeja nikalta hai: paisa us ke paas poora waqt tha. Yeh nateeja durust hai, aur us ke baad wali soch, ke wo dhokebaz hai, aksar durust nahin.
Us ne asal mein aap se kya seekha hai
Ek minute ke liye bina koi faisla diye us ki taraf se sochein.
Us par kai jagah paisa hai. Us ki apni aamdani tukron mein aati hai aur ek sath sab kuch poora nahin karti, is liye har hafte wo tay karta hai ke kise dena hai. Wo yeh nahin dekhta ke haq kis ka zyada hai. Wo yeh dekhta hai ke na dene par kya hoga.
Makan malik ko paisa milta hai kyunki wo ghar khali karwa dega. Doosri dukan ko paisa milta hai kyunki wo dukandar Rs 5,000 par bina kisi baat cheet ke saman rok deta hai. Aur aap ko nahin milta, kyunki aap ke saath kuch hota hi nahin. Saman aata rehta hai, lehja narm rehta hai, aur balance wo number hai jis ka zikr dono karte hain aur amal koi nahin.
Yeh sab aap ne hi usay sikhaya, bina irade ke, kai sabar wale mahinon mein. Yehi is baat ka takleef deh hissa hai aur yehi khush khabri bhi hai, kyunki jo cheez sikhayi ja sakti hai wo doosri tarah bhi sikhayi ja sakti hai. Masla us ka mizaj nahin hai. Masla yeh hai ke us ke poore hafte mein sirf aap ki dukan aisi hai jahan koi lakeer nahin.
Jin dukandaron ne har baar wada karne wale customer ke baare mein parha hai wo aksar isi shakhs ko pehchan lete hain. Wada koi soch samajh kar bola gaya jhoot nahin hota. Wo bas wo baat hai jo aise shakhs se kahi jati hai jo kuch karne wala nahin.
Farz karein us ka page chhe mahine aise chala
Farz karein us ka page chhe mahine aise chala
- Mahina 1Rs 9,000 ka saman, khud hi Rs 4,000 diyeRs 5,000 baqiBaqi
- Mahina 2Rs 8,500 ka saman, do baar yaad dilane par Rs 2,000Rs 11,500 baqiBaqi
- Mahina 3Rs 9,500 ka saman, kuch nahin diya, do wadeRs 21,000 baqiLate
- Mahina 4Saman roka gaya. Wo behas karta hai, phir chala jata hai.Rs 21,000 baqiLate
- Rukawat ka nauwan dinWo wapas aata hai aur Rs 12,000 de deta haiRs 9,000 baqiAda
- Mahina 5Likhi hui hadd par wapas, haftawar de raha haiRs 3,500 baqiAda
Dekhein ke us tarteeb mein paisa kahan aata hai. Yaad dilane ke baad nahin. Wadon ke baad nahin. Shelf band hone ke nau din baad, aur itni raqam mein jo saaf zahir hai ke kai hafton se mojood thi.
Yeh bhi dekhein ke us dair ki qeemat kya rahi. Lakeer khinchne se pehle teen mahine ka saman bahar ja chuka tha, aur ek chhoti dukan ke Rs 21,000 ek ghar mein baithe rahe jab ke dukan khud apne udhaar par maal khareedti rahi. Sabar ki asal qeemat yehi hai, aur wo dukan mein kahin nazar nahin aati jab tak kisi tang hafte mein supplier ka bill na aa jaye.
Aaj se apna digital khata shuru karein
Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.
Saman rokna auzaar hai, saza nahin
"Rokna" wo lafz hai jahan zyadatar dukandar hichkichate hain, aur hichkichahat imandar hai. Dukan koi is liye nahin kholta ke logon ko mana kare. Jis gali mein sab ek doosre ko jante hain, wahan kisi ko mana karna us ke baare mein aelan lagta hai.
Is liye yeh saaf kar lena madad deta hai ke rukawat asal mein hai kya.
Yeh banday par faisla nahin hai. Yeh ek number par hadd hai, ek page par lagayi gayi, bilkul waise hi jaise us ke baqi har lain dain mein hadd lagi hui hai. Wo makan malik ke baare mein yeh nahin sochta ke us se nafrat karta hai.
Yeh mustaqil nahin hai, aur is ka lehja kabhi mustaqil nahin hona chahiye. Jumla "abhi is se aage nahin de sakta" ek aisa usool hai jis mein darwaza khula hai. Jumla "ab main aap ko kuch nahin doonga" khatma hai, aur is ke baad us ke paas aap ko dene ki koi wajah nahin bachti, kyunki jo taalluq wo bacha raha tha wo pehle hi ja chuka.
Aur yeh khamoshi bhi nahin hai. Bina wajah batae saman rok dena wohi cheez hai jis se customer samajhta hai ke us ki beizzati hui. Usay pata counter par chalta hai, doosron ke saamne, jab aap us ka utha hua packet wapas rakhwate hain. Us tarah paisa bhi jata hai aur banda bhi.
Theek tarah kiya jaye to yeh wahid amal hai jo is aadat par kaam karta hai, kyunki yeh sirf wohi cheez badalta hai jo maani rakhti hai: na dene par hota kya hai.
Aise kahein ke dukan us par khuli rahe
Ek baar theek se kehna, taake wo wapas aa sake
- 1Rokne se pehle kahein, rokte waqt counter par nahinJise doosron ke saamne kaha jaye wo dene ke bajaye apna difa karta hai.
- 2Raqam sadgi se kahein, koi shikayat jore baghair"Aap ka page Rs 21,000 par hai." Yeh nahin ke "aap kabhi nahin dete."
- 3Rukawat ko usool ki tarah batayein, ghusse ki tarah nahin"Bees hazar se upar mujhe rokna parta hai. Sab ke liye yehi hai."
- 4Wapsi ka raasta ek jumle mein bata dein"Das se neeche laayein, usi din shelf khul jayegi."
- 5Is doran cash par kharidari ki pesh kash garmjoshi se kareinDukan us par band nahin hui. Sirf udhaar ruka hai.
- 6Phir chup ho jayein, aur doosri taqreer kiye baghair qayam raheinRoz dohrana usool ko jhagre mein badal deta hai.
Us mein do baatein saara wazan uthati hain.
Pehli yeh ke aap amal se pehle kehte hain, kisi khali lamhe mein, na ke us waqt jab wo counter par saman hath mein liye khara ho. Jise sab ke saamne kaha jaye wo apna difa karta hai, aur difa ka matlab hai koi aisi wajah dhoondna jis se aap zyadti karte lagein. Jise pehle se, chupke se kaha jaye us ke paas bachane ko kuch nahin hota aur wo bas number sun leta hai.
Doosri yeh ke wapsi ka raasta bilkul saaf ho. "Kuch saaf kar dein" nahin. Ek number, aur us tak pohanchne par kya hoga. "Das hazar se neeche laayein, usi din shelf khul jayegi." Dhundle sharait dhundli adaigi lati hain, aur aap wohi soorat chhorna chah rahe hain. In guftagoon ke liye zyada alfaz udhaar wapas lene ke tareeqe mein jama hain.
Ek cheez bilkul na karein: der lagane par us ke zimme kuch aur na barhayein. Na koi late fee, na dair ka koi zaid paisa. Is se paise ka masla insaf ka jhagra ban jata hai, wo balance ke bajaye us izafe ki baat karne lagta hai, aur phir aap ko na paisa milta hai na banda.
Wo usool jo isay dobara banne nahin dete
Rukawat is customer ka hal hai. Usool agle chaar customeron ko yeh banne se rokte hain.
Chhe usool jo is aadat ko dobara banne nahin dete
- Har udhaar wale customer ki likhi hui hadd hai jo usay maloom hai
- Hadd pehle din batayi jati hai, bure din nahin
- Jo balance wo khud dekh sake wo us se behtar hai jo sirf aap dekhein
- Naya saman hadd par rukta hai, khud ba khud aur khamoshi se
- Pehli chhooti adaigi par usi hafte sawal hota hai
- Hadd teen saaf mahinon ke baad barhti hai, wade par kabhi nahin
In mein sab se kaam ki cheez wo hadd hai jo masla banne se pehle mojood ho. Pehle din aam se lehje mein batayi hui hadd bas aap ki dukan ka tareeqa hai, aur us par koi bura nahin manata. Wohi hadd paanchwe mahine jhagre ke beech nikale to ilzam hai, aur chahe aap kitni narmi se kahein, suni waise hi jayegi. Har customer ke liye number kaise chunein, yehi kitna udhaar aur kise ka poora mozoo hai.
Doosri sab se kaam ki cheez wo balance hai jo wo khud dekh sake. Is aadat ka bara hissa isi par zinda rehta hai ke number sirf aap ko maloom hai, is liye wo haqeeqat ke bajaye ek mozoo bana rehta hai. Jis customer ko us ka balance baqaidgi se likha hua milta rehta hai wo khud ko yeh nahin keh sakta ke wo kam hai. Khata app yahi kaam khamoshi se acha karta hai: Wasoolo mein customer ka balance us ke apne page par baitha hota hai, us par hadd lagayi ja sakti hai, aur jo statement aap bhejte hain us par behas nahin hoti kyunki har entry tareekh aur tafseel ke sath hai.
Teesri, aur jo dukandar chhor dete hain, pehle hafte mein poochna hai, paanchwe mahine mein nahin. Pehli chhooti adaigi do minute ka sawal hai. Paanchwan mahina us number par takrao hai jise dono zaban par nahin lana chahte.
Jab rukawat kaam na kare
Kabhi aap saman rok dete hain aur kuch wapas nahin aata. Yeh jan lena zaroori hai ke is ka matlab kya hai, kyunki is ka matlab alag hota hai.
Agar teen chaar hafte mein kuch nahin aata to yeh maamla is mazmoon wala tha hi nahin. Ya to us ke paas waqai paisa nahin, aur phir chhoti muqarrar haftawar raqam hi wahid haqeeqi raasta hai, ya wo faisla kar chuka hai ke aap ko nahin dena aur apni kharidari kahin aur le ja chuka hai. Dono ko alag tareeqa chahiye aur dono mein intezar barhane se kuch behtar nahin hota.
Agar wo thori si raqam de kar phir ruk jaye to isay nakami ke bajaye peshraft samjhein aur hadd bilkul wahin rakhein jahan thi. Aadhi adaigi ka apna mantiq hai, jis par hamesha aadha dene wale customer mein baat hui hai.
Aur agar wo poora de kar phir kabhi na aaye, to aap ne wo customer khoya jo apna ghar aap ki shelfon se chala raha tha. Us din yeh bura lagta hai. Saal bhar mein us ne aap ka kitna paisa roka, wo gin lein, to aksar hisab ehsas se behtar nikalta hai, magar pehle yeh yaqeeni bana lein ke wo un purane customeron mein se nahin tha jinhein rakhna zaroori hai.
Aaj se apna digital khata shuru karein
Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.
Saman rokne par kya wo poori gali ko batayega ke maine mana kar diya?
Kabhi kuch keh deta hai. Yeh utna maani nahin rakhta jitna dukandar darte hain, kyunki gali mein har shakhs ki kahin na kahin hadd hai, aur jo usool sab par lagta ho usay ek jumle mein bayan karna aasan hai.
Wo barson purana customer hai. Kya is se baat badalti hai?
Is se lehja badalta hai, usool nahin. Puranon ka haq yeh hai ke baat pehle se aur alag mein ho, aur hadd zyada ho. Un ka haq yeh nahin ke koi hadd hi na ho.
Agar wo har baar sirf itna de jitne se shelf khul jaye to?
Tab hadd apna kaam kar rahi hai, magar usay aisa banayein ke us ki adaigi balance kam kare, sirf usay thame na rakhe. Har chakkar mein pehle se kam number mangein.
Saman rokne ke bajaye kuch zamanat rakh loon?
Rozmarra ke saman wali dukan mein is se shaz hi faida hota hai aur taalluq zyada sakht ho jata hai. Jo hadd wo samajh sake wo behtar chalti hai aur us par kuch kharch nahin hota.
Wo kehta hai ke apna paisa aane par de dega. Kya yeh munasib hai?
Munasib bhi hai aur yehi us ne pichli baar bhi kaha tha. Us din se bandhi hui tareekh aur us se chhoti raqam tay karein, aur usay wahan likhein jahan dono dekh sakein.
Poora rokne ke bajaye sirf kam de doon to?
Haan, aur bohat se customeron ke liye yehi behtar shakal hai. Chhoti haftawar hadd karobar zinda rakhti hai aur balance neeche aata rehta hai.