Qist us cheez par jis ki qeemat girti rehti hai

Mobile, laptop, purani motorcycle: customer mahine ba mahine qist deta hai aur cheez ki qeemat har mahine girti rehti hai. Do cheezein dekhein. Ek, us par kitna baqi hai. Doosri, aaj wapas aa jaye to kitne ki bikegi. Plan aisa banayein ke baqi raqam jald hi us qeemat se neeche aa jaye.

Plan cheez dekh kar banta hai, customer dekh kar nahin

Anwar ko aap ne steel ki almari bechi. Ek saal baad bhi woh taqreeban utni hi qeemat rakhti hai. Usi din, usi Anwar ko aap ne mobile becha. Us ki qeemat bohat neeche aa chuki hai. Dukan wohi, hath milana wohi, magar dono plan ek jaise nahin hone chahiye. Is ka bharose se koi taluq nahin.

Girti qeemat wali cheezon par qist ka masla zyada tar wahan shuru hota hai jahan furniture wala plan mobile par chipka diya jata hai: baara mahine, chhoti si pehli adaigi, barabar qistein. Almari lambe plan ko bardasht kar leti hai. Mobile nahin karta.

To tareekh likhne se pehle ek sawal cheez ke bare mein karein, bande ke bare mein nahin. Agar yeh cheez chhe mahine baad wapas counter par aa jaye to mujhe is ke kitne milenge? Isi ek jawab se down payment, plan ki lambai aur shuru ki qiston ka size tay hota hai. Insaf wala qist plan banana agar aap ko aata hai, to yeh us ke oopar ek aur qadam hai.

Do lakeerein, ek hi mahinon par

Ek safhe par do lakeerein soch lein, us din se jab cheez dukan se nikalti hai us din tak jab plan mukammal hota hai. Pehli lakeer woh hai jo us par baqi hai: down payment ke baad jo raqam bachti hai wahan se shuru hoti hai aur har qist par ek qadam neeche aati hai.

Doosri lakeer cheez ki asal qeemat hai. Woh nahin jis par aap ne bechi thi, balke jo aap ko us din mile agar woh cheez purani ho kar aap ke counter par wapas aaye. Dukan se nikalte hi yeh lakeer girna shuru kar deti hai, aur electronics par to pehle chand hafton mein hi dhar se girti hai.

Jab tak baqi raqam wali lakeer qeemat wali lakeer se oopar hai, plan toota to nuqsan paise ka hoga. Cheez wapas aayegi aur baqi raqam poori nahin karegi. Aap ghaate mein rahenge, aur farq phir bhi bande se maangna parega.

Jis din baqi raqam qeemat se neeche chali jaye, plan toota to sirf waqt ka nuqsan hoga. Sust kaam, thori bahas, magar hath mein aayi cheez khate ka number poora kar deti hai.

Har plan mein ek mahina aisa hota hai jahan yeh do lakeerein aapas mein milti hain. Poora plan usi mahine ko samne rakh kar banna chahiye tha, aur yehi hisab koi nahin karta.

Us par kitna baqi hai, aur mobile kitne ka bikta hai

Pehla mahina: us par baqiRs 48,600

Pehla mahina: mobile bikegaRs 45,000

Teesra mahina: us par baqiRs 37,800

Teesra mahina: mobile bikegaRs 41,000

Chhata mahina: us par baqiRs 21,600

Chhata mahina: mobile bikegaRs 35,000

Yeh ek farzi plan ke number hain, kisi asal dukan ya asal mobile ka dawa nahin. Apne bazaar ke hisab se apne number nikalein.

Ek mobile par asli number lagayein

Farz karein ek mobile cash mein Rs 60,000 ka hai. Aap ka ek dafa ka markup 10 percent yani Rs 6,000 usi waqt tay hota hai jab plan banta hai aur wahin pakka ho jata hai, is liye qist wali qeemat Rs 66,000 hai. Customer Rs 12,000 down deta hai aur baqi Rs 54,000 das mahine mein, Rs 5,400 mahana.

Ab is ke sath qeemat wali lakeer rakhein. Jis din woh mobile khula, woh naya maal nahin raha. Farz karein pehle hafte woh aap ke counter par Rs 48,000 ka bikta hai, ek mahine baad Rs 45,000, teen mahine baad taqreeban Rs 41,000, chhe mahine baad Rs 35,000:

• Pehla din: us par Rs 54,000 baqi, mobile Rs 48,000 ka. Rs 6,000 kam.
• Ek qist ke baad: baqi Rs 48,600, mobile Rs 45,000 ka. Rs 3,600 kam.
• Do ke baad: baqi Rs 43,200, mobile taqreeban Rs 43,000 ka. Barabar.
• Teen ke baad: baqi Rs 37,800, mobile Rs 41,000 ka. Rs 3,200 oopar.

Milne wala mahina teesra hai. Das mahine ke plan ke pehle teen mahine yeh mobile apni qeemat se zyada bojh uthaye hue hai; baqi saat mein nahin. Sara khatra plan ke shuru mein hai, aur zyada tar dukandar is ka ulta mehsoos karte hain.

Farz karein: Rs 60,000 ka mobile, das mahine ka plan

Cash qeemat, agar aaj poori de deRs 60,000

Ek dafa ka markup, 10 percent, plan bante waqt tayRs 6,000

Qist wali qeemat, poore plan ke liye pakkiRs 66,000

Pehle din ki down paymentRs 12,000

Baqi wasooli, das qistein Rs 5,400 kiRs 54,000

Wohi mobile pehle hafte wapas aaye to bikegaRs 48,000

Pehle din ka ghaata, agar plan kal hi toot jayeRs 6,000

Yeh sirf ek misal hai, kisi dukan ka asal data nahin. Markup yahan sirf ek baar laga hai, aur qist der se aane par upar kuch bhi nahin jurta.

Iqbal market road par mobile bechta hai. Budh ke din taqreeban sawa barah baje Shahid aaya aur seedha keh diya ke us ki naukri chali gayi hai. Do qistein de chuka tha. Iqbal ne mobile wapas liya aur Rs 39,000 par shelf par laga diya, kyunki dabba gum tha aur peeche khiroch thi. Shahid par abhi Rs 43,200 baqi the, to Iqbal us saude par Rs 4,200 ghaate mein gaya jise woh mehfooz samajh raha tha.

Chhati qist ke baad yehi hota to woh Rs 35,000 ka mobile wapas leta aur Rs 21,600 baqi hote, yani achha khasa oopar. Wohi banda, wohi imandari, sirf mahina alag.

Lakeeron ko jald milne dein

Sab kuch ek jumle par aata hai: baqi raqam wali lakeer ko jitna jald ho sake qeemat wali lakeer se neeche le aayein. Teen tareeqe yeh kaam karte hain, aur in mein se koi bhi customer par kam bharosa karna nahin hai.

Pehli adaigi bari rakhein. Cheez ki qeemat jitni tezi se girti hai, utna hi zyada hissa pehle din ada hona chahiye. Bas yehi asal usool hai. Rs 12,000 down aap ko teen mahine khule mein rakhta hai. Farz karein woh Rs 21,600 down deta hai, 6 percent markup ke sath, to qist wali qeemat Rs 63,600 banti hai. Ab us par shuru se Rs 42,000 baqi hain aur mobile Rs 48,000 ka hai, yani lakeerein kabhi milti hi nahin.

Plan chhota karein. Jo cheez aadhi ho jati hai us par das mahine bohat lambe hain. Rs 7,000 ki chhe qistein wohi Rs 42,000 poora kar deti hain aur baqi raqam ko qeemat se tez neeche laati rehti hain. Chhota plan mukammal bhi hota hai. Lambe plan aam zindagi mein mar jate hain: naukri badalti hai, khandan doosre shehar chala jata hai.

Shuru ki qistein bhari rakhein. Kisi ne nahin kaha ke qistein barabar honi chahiye. Usi das mahine wale plan mein Rs 9,000 ki chaar qistein aur us ke baad Rs 3,000 ki chhe qistein wohi Rs 54,000 banati hain. Magar ab baqi raqam shuru mein Rs 9,000 mahana neeche aati hai, theek us waqt jab qeemat sab se tez gir rahi hoti hai. Pehle mahine barabar, doosre mahine se mehfooz. Aap ne milne wala mahina teen se ek par le aaya, ek rupya zyada maange baghair.

Wohi mobile, naya plan: Rs 21,600 down aur chhe qistein

1. Pehla dinDown payment. Us par Rs 42,000 baqi, mobile Rs 48,000 kaRs 21,600Ada
2. Mahina 1Baqi Rs 35,000, mobile Rs 45,000 kaRs 7,000Ada
3. Mahina 2Baqi Rs 28,000, mobile Rs 43,000 kaRs 7,000Ada
4. Mahina 3Baqi Rs 21,000, mobile Rs 41,000 kaRs 7,000Baqi
5. Mahina 4Baqi Rs 14,000, mobile Rs 39,000 kaRs 7,000Baqi
6. Mahina 5Baqi Rs 7,000, mobile Rs 37,000 kaRs 7,000Baqi
7. Mahina 6Aakhri qist aur plan mukammalRs 7,000Baqi

Customer aksar bhari shuru wala plan khushi se le lete hain, kyunki aakhir halka hota hai. Dono shakalein samne rakhein aur usay chunne dein.

Cheez ki poori tafseel likh lein

Jo cheez wapas aati hai, us ki qeemat utni hi hai jitni aap sabit kar sakein. Jo cheez likhi hi nahin gayi, woh wapas bahas ban kar aati hai.

Is liye cheez dukan se nikalne se pehle dono copies par us ki poori tafseel likhein: make aur model, rang, halat, aur jo number us par chhapa hai. Mobile par IMEI hota hai. Motorcycle par engine aur chassis number. Laptop par serial. Number likhte waqt zor se parh kar sunayein. Dedh minute lagta hai aur teen bahasein shuru hone se pehle khatam ho jati hain: kaunsi cheez thi, kis halat mein thi, aur jo abhi counter par pari hai kya wohi hai jo aap ne bechi.

Rukhsana college ke pas laptop bechti hai. Shaam chaar baje ke qareeb Javed ne plan par dastkhat kiye, aur us ne model, serial number aur "dhakkan par chhoti si chot, charger sath" dono copies par likh diya. Chauthe mahine plan toot gaya. Javed bina charger ke aur toote screen wala laptop le aaya aur kaha ke dukan se aise hi gaya tha. Rukhsana ne apni copy ghuma kar us ke apne dastkhat dikha diye. Screen ka kharcha us ne khud diya.

Zamin kis waqt asal kaam aata hai

Har plan ko aap us shakal mein nahin la sakte jahan lakeerein milti hi na hon. Kabhi customer sach much zyada down nahin de sakta aur sauda phir bhi aap ko chahiye.

Jo arsa bach jata hai, yani milne wale mahine se pehle ke mahine, wahin zamin apna asal kaam karta hai. Har plan par nahin. Sirf is par, aur us wajah se jo aap kisi ki beizzati kiye baghair zubani keh sakte hain: cheez ki qeemat qiston se tez gir rahi hai, is liye shuru mein ek farq rehta hai aur usi farq ke liye kaghaz par doosra naam chahiye.

Shuru mein poochein ya bilkul na poochein. Paanchwe mahine, museebat shuru hone ke baad laya gaya zamin dar asal ek phansaya hua banda hota hai, aur woh waisa hi rawaiya karta hai. Us ka naam aur number customer ke samne likhein, usay kul raqam, qist ki raqam aur tareekhein batayein, aur yeh bhi ke woh kis cheez ke peeche khara hai. Agar aap ne apni dukan ke liye koi usool tay nahin kiya, to zamin kab lena chahiye achhi jagah hai.

Saaf keh dein, aur kabhi mana bhi kar dein

Counter par hi customer ko plan ki shakal saaf bata dein, dhamki ke baghair: "Waqas, mobile par main pehli adaigi bari aur plan chhota rakhta hoon. Yeh aap ki baat nahin hai. Steel ki almari ek saal baad bhi taqreeban utni hi rehti hai, mobile nahin rehta, is liye plan ko mobile se tez chalna parta hai."

Is par koi bahas nahin karta. Jo usool shak lag sakta tha, yeh us ko cheez ki ek sadi si haqeeqat bana deta hai.

Ab imandari wali baat, jo aap ko kuch mehngi parti hai. Bari pehli adaigi aur chhota plan aap se woh customer chheen lega jo sach much in mein se koi bhi nahin utha sakta. Yeh sach hai, aur koi khoobsurat jumla is se nikalne nahin deta.

Aap ke pas teen jawab hain aur sirf ek bura hai. Ek sasta model dein jo us ke paise mein aa jaye. Ya narmi se kahein ke pehli adaigi jama kar ke aayein, aur us par qayam rahein. Ya lamba patla plan likh hi dein, magar poori tarah jante hue ke aap kitne khule mein hain. Jo nahin karna, woh yeh hai ke lamba patla plan likh kar khud ko tasalli de lein ke sab theek hai. Kisi bhi bare saude se pehle bari cheez par udhaar ya qist parh lena behtar hai.

Narmi se mana karne par ek sauda jata hai. Ghalat haan kehne par cheez bhi jati hai aur customer bhi.

Aap ka khata kya dikhana chahiye

Qeemat wali lakeer aap ne khud khinchni hai, apne bazaar aur apne tajurbe se ke purani cheez asal mein kitne ki bikti hai. Baqi raqam wali lakeer alag maamla hai: yeh raat ke das baje pencil se ki jane wali ghatao nahin honi chahiye.

Wasoolo mein qist wala khata cheez ki qeemat, down payment aur qiston ki tadaad se banta hai, sath mein woh ek dafa ka markup jo aap khud plan banate waqt tay karte hain, aur app poora schedule tareekhon ke sath samne rakh deti hai. Shuru ki koi qist barha dein to us ke baad wali qistein khud dobara bant jati hain, yani bhari shuru wala plan ek minute ka kaam hai. Jis khate par plan chalta hai us ke sath zamin jora ja sakta hai. Har adaigi ek entry banti hai, is liye kisi bhi din kitna baqi hai woh number aap parhte hain, nikalte nahin. Der ho jaye to sirf status ka badge lagta hai aur upar kuch nahin jurta. Wasoolo 100% free to download hai.

App se yeh umeed na rakhein ke woh purani cheez ki qeemat khud laga degi. Qeemat wali lakeer aap khud, ek dafa, har qism ki cheez ke liye bana lein; khate ka kaam doosri lakeer ko saaf rakhna hai. Muft hasil karein aur apna agla bara plan isi mein daalein.

Aam sawalat

Purani cheez ki qeemat apne bazaar mein kaise pata karein?

Un logon se poochein jo yeh cheezein khareedte rehte hain. Ek subah apne qareeb wale purane maal ke dealer ke sath guzarein aur likh lein ke wohi model teen, chhe aur baara mahine purana hone par woh kitne mein leta hai. Har qism ki cheez ke liye ek dafa yeh kar lein, lakeer saalon chalegi.

Jo cheez tezi se girti hai us par markup bara rakhein?

Markup ek qeemat hai, plan banate waqt ek dafa tay hoti hai, aur is mein cheez aur plan ki lambai ka asar aa sakta hai. Magar qeemat barhana yahan sab se kamzor hal hai: is se baqi raqam aur bari ho jati hai, aur wohi lakeer to pehle hi oopar hai. Bari pehli adaigi zyada behtar bachati hai.

Customer bari pehli adaigi nahin de sakta. Sauda mana kar dein?

Foran nahin. Sasta model, chhota plan, ya aisi qistein jo teen mahine bhari aur baad mein halki hon. In mein se kuch bhi na chale to zamin agla qadam hai. Narmi se mana karna aakhri qadam hai, aur yeh us plan se behtar hai jise aap khud ghalat jante hain.

Adaigi ruk jaye to kya cheez wapas utha lein?

Sirf baat cheet ke baad, aur kabhi achanak nahin. Doosre mahine mobile wapas lena aksar aap ko ghaate mein chhorta hai, jaisa oopar ke number dikha rahe hain. Us ke pas baithein, jo aaj de sakta hai le lein, aur baqi ki nayi tareekh pehle tay karein.

Qist reh jaye to kya us par raqam barh jati hai?

Nahin. Kul raqam usi din pakki ho jati hai jab plan banta hai aur kisi wajah se nahin badalti, der bhi is mein shamil hai. Der sirf ek halat hai jo batati hai ke aaj kis ko call karna hai, koi charge nahin. Reh jane par upar kuch lagana wohi tarika hai jis se sust adaigi wala banda aap ki gali chhor deta hai.

Customer das mahine ko aam samajhte hain. Chhe par kaise laayein?

Mahinon par bahas na karein. Do qeematein samne rakhein: chhote plan ka markup kam hota hai, is liye kul raqam bhi kam banti hai. Zyada tar log sirf isi waja se maan jate hain, aur aap ke liye bhi yeh mehfooz hai.

Aisa koi plan aap ke khate mein para hai? Humein message bhejein, number sath likh dein aur hum aap ke sath mil kar hisab kar lete hain.