PaisaQist
Customer qist se zyada paisa de de to
Us ki qist Rs 5,000 hai aur wo Rs 13,000 pakra deta hai. Sirf do sachay jawab hain, aur zyada raqam ko yun hi latka dena un mein shamil nahin.
Sirf do sachay jawab hain, aur chunta customer hai: zyada raqam ya to plan chhota kar de, ya har baqi qist kam kar de. Faisla counter par karein, usi din plan par likhein, aur nayi tarteeb us ke haath mein dein. Jo paisa in dono ke beech latka rahe wohi achay plan ko jhagra bana deta hai.
Wo mahina jab wo waajib se zyada de deta hai
Us ki qist Rs 5,000 hai aur wo chaar ada kar chuka hai. Phir paanchwen mahine wo Rs 13,000 haath mein le kar aata hai, kyunke koi kaam ka paisa mil gaya, ya rishtedar ne madad kar di, ya season acha guzra.
Zyadatar dukandar paisa lete hain, kuch acha sa keh dete hain, aur safhe par Rs 13,000 likh dete hain. Aur yehi wo jagah hai jahan se ek bilkul acha lamha bigarna shuru hota hai, kyunke ab safha kuch aur keh raha hai aur plan kuch aur, aur kisi ne tay nahin kiya ke sach kaun sa hai.
Ek mahina baad jhagra khamoshi se aa jata hai. Wo samajhta hai ke us ne aage ka de diya hai aur ab chhoot sakta hai. Aap samajhte hain ke plan usi tareekhon par chal raha hai. Dono ek hi safha parh rahe hain aur alag natije nikal rahe hain, aur dono mein se koi jhoot nahin bol raha.
Ilaj taqreeban nabbe second ka hai aur wo us ke saamne khare hote hue hi hota hai.
Yeh samajhna zaroori hai ke yeh lamha apne qad se zyada ahem kyun hai. Qist se zyada adaigi wo sab se saaf achi khabar hai jo koi plan de sakta hai. Is ka matlab hai ke customer aaram mein hai, qist us ki hesiyat ke mutabiq bani thi, aur wo isay khatam karna chahta hai. Installment ke intezam mein aur koi cheez aap ko yeh nahin batati. Isay bura sambhalna sirf ikhtilaf paida nahin karta; yeh us plan ke baare mein saal bhar ki sab se achi maloomat zaya kar deta hai.
"Baad mein adjust kar dunga" sab se bura jawab hai
Yeh sab se aam jawab hai, aur yeh teen alag tareeqon se nakaam hota hai.
Pehla yeh ke customer ke paas plan hi nahin rehta. Qist ke intezam ki us ke liye poori qeemat yeh hai ke usay raqam aur tareekh maloom hai. Bina lagayi hui adaigi dono cheezein khatam kar deti hai, aur jise pata na ho ke agli tareekh par kitna dena hai wo tareekhon ko sanjeedgi se lena chhor deta hai.
Doosra yeh ke zyada raqam aisi cheez ban jati hai jo wo wapas maang sakta hai. Jo adaigi kisi cheez par lagi hi na ho wo har kisi ko aisi lagti hai jaise paisa aap ke paas para hai. Do mahine baad, jab usay Rs 3,000 chahiye honge, wo maangega, aur inkaar usay aisa lagega jaise aap ne us ka paisa hila diya.
Teesra aap ka apna record hai. Jo raqam kisi khaas cheez ke khilaf na aaye wohi plan ke baqi balance aur customer ki samajh ko alag kar deti hai, aur yehi kharabi qist waqt par na mile to wali soorat ko zaroorat se zyada mushkil bana deti hai.
Ek chautha kharcha bhi hai jo saal bhar mein nazar aata hai. Jo customer zyada de aur usay dhundla jawab mile wo seekh leta hai ke jaldi dene se kuch nahin hota, aur wo yeh karna chhor deta hai. Waqt se pehle aane wala paisa dukan ka sab se sasta paisa hota hai, aur jo dukandar pehli dafa isay theek sambhale usay dobara diya jata hai.
Do sachay raste
Dono insaaf wale hain, dono aam hain, aur chunta customer hai. Aap ka kaam do jumlon mein dono saaf kehna hai.
Pehla rasta plan chhota kar deta hai. Baqi balance zyada raqam ke barabar kam ho jata hai, qist Rs 5,000 hi rehti hai, aur plan bas pehle khatam ho jata hai. Jo customer poori baat se faarigh hona chahte hain wo yehi chunte hain, aur zyadatar yehi chunte hain.
Doosra rasta qist kam kar deta hai. Baqi balance utna hi kam hota hai, lekin wo unhi mahinon par phaila diya jata hai jo pehle tay the, is liye aage ki har qist chhoti ho jati hai. Jin ke mahine tang hain, ya jo bari mahana zimmedari se ghabrate hain, wo yeh chunte hain.
Ghaur karein ke wo kul jitna deta hai wo dono suraton mein barabar hai. Na kuch mil raha hai na chhor a ja raha hai; sirf shakal badalti hai. Yeh bol kar kahein, kyunke jis customer ko shak ho ke ek rasta aap ke haq mein hai wo ehtiyat mein ghalat chun lega.
Farz karein Rs 60,000 ka plan Rs 5,000 par, aur wo Rs 13,000 de deta hai
Farzi raqmein hain, sirf shakal samjhane ke liye. Apne customer ke saamne us ke asal numberon par yehi do lakeerein karein; aadha minute lagta hai.
Hisab us ke saamne karein, baad mein nikalne ka wada na karein. Aadha minute lagta hai, aur aap ko hisab karta dekhna us ke liye jawab se zyada qeemti hai.
Aaj se apna digital khata shuru karein
Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.
Kaun sa rasta kis ko dein
Chunta wo hai, lekin aap raah dikha sakte hain, aur yehi un plans ko poora karwata hai jo poore hote hain.
Usay sahi rasta samjhane mein madad
- Pakki aamdani aur lamba arsa baqi: plan chhota karein
- Oopar neeche mahine ya pehle der: qist kam karein
- Thori zyada raqam, aadhi qist se kam: plan chhota karein
- Bohat bari raqam: poochein ke kya aaj hi khatam karna hai
- Do teen qistein baqi: chhota karna hi asaan hai
- "Agli baar dekh lenge" keh kar chhor dena
Plan chhota karne ka mashwara tab dein jab us ki aamdani pakki ho aur plan mein abhi lamba arsa baqi ho. Jaldi faarigh hona customer ke liye sachi raahat hai, aur do mahine pehle khatam hone wala plan aap ke liye bhi do mahine kam khatra hai. Installment plan mein jo bhi bigar sakta hai wo jitna lamba chale utna hi zyada mumkin ho jata hai.
Qist kam karne ka mashwara tab dein jab us ke mahine oopar neeche hon, jab wo pehle koi adaigi mein atka ho, ya jab raqam shuru se hi thori zyada rakhi gayi thi. Jo customer ek dafa der kar chuka hai wo aap ko bata raha hai ke qist us ke mahine ke liye thori bari hai, aur achanak aane wala paisa isay theek karne ka sab se sasta mauqa hai, jis mein kisi ki izzat par bhi harf nahin aata.
Ek soorat aisi hai jahan aap ko apni raye saaf kehni chahiye: jab plan mein thora arsa bacha ho. Agar us ki teen qistein baqi hain aur wo taqreeban ek qist se zyada de deta hai, to chhota karna dono ke liye asaan hai aur kam karna sirf ajeeb raqmein banata hai. Yeh keh dein aur usay maan lene dein.
Zyada raqam ke qad par bhi nazar rakhein. Thori zyada raqam, aadhi qist se kam, aksar plan chhota karne mein hi behtar rehti hai, kyunke Rs 1,200 ko saat mahinon par baantna aisi qist banata hai jo kisi ko yaad nahin rehti. Bohat bari raqam par thori der baat karein: jo banda apne baqi balance ka tihai hissa pakra raha ho wo shayad plan khatam karna chahta hai, aur poochne mein ek jumla lagta hai.
Kya jaldi dene par qeemat kam honi chahiye?
Yeh sawal aata hai, aur is ka seedha jawab banta hai, gol mol nahin.
Qeemat nahin badalti. Qist plan mein koi sood hota hi nahin jise jaldi de kar bachaya jaye: jo munafa aap ne rakha tha, agar rakha tha, wo ek hi dafa plan banate waqt tay hua tha aur wo cheez ki qeemat ka hissa hai, bilkul usi tarah jaise shelf par rakhi kisi bhi cheez ki qeemat. Insaaf wala plan aise hi banta hai, aur yehi qist plan kaise banayein ki poori dalil hai.
To sacha jumla chhota hai: "Qeemat wohi rahegi. Farq sirf yeh parega ke aap kitna arsa dete rahenge."
Aap chahein to kisi aisay banday ko kuch wapas de sakte hain jo plan bohat pehle saaf kar de, aur dukandar aksar dete hain. Isay wohi samjhein jo wo hai: aap ki apni marzi ki riayat, usi din riayat ke tor par darj. Jo nahin karna wo yeh hai ke koi dhundli tawaqqo ban jaye ke jaldi dene par kami milti hai, kyunke agla customer yehi umeed le kar aayega aur aap ne khamoshi se aisa usool bana diya hoga jo aap ne kabhi maana hi nahin.
Usi din plan par darj karein
Achay lamhe aur bure mahine ka poora farq record hai.
Us ke jane se pehle tay
- Adaigi usi din plan ke khilaf darj
- Us ne jo rasta chuna, saath likha hua
- Durust shuda tarteeb us ke jane se pehle us ke haath mein
- Agli raqam aur agli tareekh bol kar batayi hui
- "Aap jo bhi zyada dein us ke saath yehi hoga."
Kisi aur din tay
- "Agli mein adjust kar dunga."
- Raqam safhe par likhi hui, kisi cheez ke khilaf nahin
- Usay yeh samajhne dena ke paisa aap ke paas para hai
- Raqmon ke saath tareekhein bhi badal dena
- Us kami ka wada jo aap ne tay hi nahin ki
Adaigi darj karein, zyada raqam us ke chune hue raste par lagayein, aur durust shuda tarteeb usi waqt banayein jab wo mojood hai. Usay aap ki dukan se agli raqam aur agli tareekh jaan kar jana chahiye, aur behtar hai ke haath mein bhi kuch ho jo yeh keh raha ho.
Agar aap ke plan app mein hain to yeh asaan hissa hai. Wasoolo mein qist plan ke khilaf zyada adaigi usi plan par lagti hai aur baqi tarteeb khud tazah ho jati hai, is liye customer ka apna nazara aur aap ka nazara alag ho hi nahin sakte. Kaghaz par purani baqi wali lakeer kaat dein, nayi likhein, aur saath apne nishan aur tareekh laga dein.
Us ke jane se pehle ek baat aur bata dein: agar wo dobara aisa karna chahe to kya hoga. Jo log ek dafa zyada dete hain wo aksar dobara bhi dete hain, aur yeh jaan lena ke har zyada adaigi ke saath wohi suluk hoga, sawal hi khatam kar deta hai. Yeh ek jumla apni awaz se zyada qeemti hai, kyunke shak hi customeron ko jaldi dena chhorne par majboor karta hai.
Jab wo zyada raqam asal mein kuch aur ho
Kabhi kabhi us ke haath mein para paisa qist se zyada adaigi hoti hi nahin, aur lagane se pehle poochh lena behtar hai.
Kabhi wo koi alag udhaar balance saaf karna chahta hai, aur usay plan par laga dena agle hafte usay khijhayega jab doosra balance wahin khara ho ga. Poochein ke yeh kis ke liye hai. Jo customer ek hi dukan par plan bhi rakhte hain aur aam khata bhi, un ke zehan mein qareeb qareaib hamesha ek niyat hoti hai, aur usay jaanne mein ek sawal lagta hai.
Kabhi yeh us cheez ka advance hota hai jo wo abhi khareedne wala hai, jo bilkul alag lain den hai aur usay advance hi likha jana chahiye, us tarz par jo bari cheez par advance kaise lein mein hai. Aur kabhi wo banda poora plan khatam karna chah raha hota hai, aur us soorat mein seedha poochein ke kya aaj hi khatam karna hai, kyunke yeh dono ke liye acha anjaam hai aur yeh adhoori adaigi ke bajaye theek baat cheet ka haq rakhta hai.
In sab ke peeche aadat wohi hai, aur yehi aadat installment par bechna mumkin banati hai, chahe aap usay aam udhaar ke saath dein jaisa bari cheez udhaar ya qist mein hai ya akela: jo bhi rupaya aaye wo usi din, dene wale ke saamne, kisi naam wali cheez par laga diya jaye.
Aaj se apna digital khata shuru karein
Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.
Aam sawalat
Wo faisla na kar sake to kya mashwara dun?
Agar us ki aamdani pakki hai aur arsa lamba hai to plan chhota karein, kyunke chhota plan dono ke liye zyada mehfooz hai. Agar wo pehle der kar chuka hai ya us ke mahine oopar neeche hain to qist kam karein.
Kya jaldi dene se wo kul kam deta hai?
Nahin. Dono suraton mein kul barabar hai, aur yeh saaf keh dena chahiye, kyunke jis customer ko shak ho ke ek rasta aap ke haq mein hai wo ghalat chunta hai. Sirf baqi adaigiyon ki shakal badalti hai.
Bohat jaldi plan saaf karne par kuch wapas de sakta hoon?
De sakte hain, apni marzi se. Usay usi din riayat ke tor par darj karein, aur usay tawaqqo na banne dein, warna agla customer yeh samajh kar aayega ke yeh usool hai.
Us ne zyada diya aur ab mahina baad wapas maang raha hai. Kya kahun?
Usi din faisla karne ka faida theek yehi hai. Agar wo plan par lag chuka tha aur wo nayi tarteeb le kar gaya tha, to paisa aap ke paas para nahin hai, wo us ke zimme raqam pehle hi kam kar chuka hai, aur us ke haath mein mojood tarteeb yeh dikha rahi hai.
Kya zyada adaigi par tareekhein bhi badalni chahiye?
Tareekhein wohi rakhein. Customer apna mahina un par banate hain, aur raqam aur tareekh dono ek saath badalna hi logon ko chalte hue plan se bhatka deta hai.
Wo aaj hi poora plan khatam karna chahe to?
Le lein, plan theek se band karein, aur usay kuch aisa dein jo keh raha ho ke yeh band ho gaya. Poora hua plan aap ka behtareen anjaam hai, aur jo customer ek poora karta hai wohi doosra shuru karne ka sab se zyada imkaan rakhta hai.