MaslahUdhaar
Jis ka udhaar band kiya tha, wo phir mange to?
Us ne dena band kiya, aap ne safha band kar diya, aur ab wo phir udhaar mang raha hai. Chhoti had, purana baqi alag, aur mehfooz bahali ka tareeqa.

Haan, magar puranay usool par nahin. Pehle purana baqi alag karein, phir chhoti si had aur ek muqarrar din ke sath naya silsila shuru karein. Jis banday ka udhaar aap ne band kiya tha, wo na naya customer hai na purana. Wo azmaish par hai, aur azmaish dono ko nazar aani chahiye.
Wohi banda phir counter par khara hai
Kuch mahine pehle aap ne Rafiq ko udhaar dena band kar diya tha. Larai nahin hui thi. Wo leta raha, wada karta raha, aur ek din aap ne saaf keh diya ke dukan ab yeh bojh nahin utha sakti. Wo khamosh ho gaya aur cash de kar doosri jagah se saman lene laga.
Ab wo wapas aaya hai. Hath mein paisa hai, chhota sa sauda karta hai, paisay dete hue wohi jumla kehta hai jis ka aap ko andaza tha. "Bhai, safha dobara khol dein. Ab kamai theek chal rahi hai."
Do ghalat jawab yahan aap ka intezar kar rahe hain. Pehla haan hai, sirf is liye ke wo samne khara hai aur mana karna bura lagta hai. Doosra saaf inkar hai, sirf is liye ke pichli baar chot lagi thi. Dono faislay dil ne kiye, aur dono ki qeemat dukan deti hai.
Ek teesra jawab bhi hai, aur usay counter par do minute lagte hain.
Pehle dekhein ke pichli baar kharabi kahan hui thi
Jo banda paisa dena band karta hai, us ke peechay chand wajuhat mein se koi ek hoti hai, aur wajah hi tay karti hai ke silsila dobara shuru karna chahiye ya nahin.
Kuch logon ki aamdani us kharch ke liye kabhi thi hi nahin jo wo le rahe thay. Udhaar zyada faraakh nahin tha, bas un ke mahine se bara tha. Kuch ki aamdani thi aur khatam ho gayi, naukri chhoot gayi, bimari aa gayi, kaam band ho gaya. Kuch ke paas poora arsa paisa mojood tha aur wo usay dete rahe jo zyada zor lagata tha, aur aap wohi thay jo zor nahin lagate thay. Aur kuch ne kisi ko bhi kabhi paisa nahin dena hota.
Yeh chaar alag alag log hain aur in ka jawab bhi alag hona chahiye. Pehla us se chhoti had par bahal ho sakta hai jo us ke asal mahine mein samati ho. Doosra tab bahal ho sakta hai jab aamdani waqai wapas aa chuki ho. Teesre ko bahal karein to bohat chhoti rassi par, kyunki aap ki narmi khud aadha masla thi. Chauthe ko bahal nahin karna chahiye, aur sach yeh hai ke yeh baat aap us ke bolne se pehle jante thay.
Chaar wajuhat jin par adaigi rukti hai, aur har ek ka jawab
- 1Us ki aamdani us kharch ke barabar kabhi thi hi nahinUs ke asal hafte ke mutabiq had rakhein, us ki umeed ke mutabiq nahin.
- 2Aamdani thi aur khatam ho gayiBahali tab jab kamai waqai wapas aa chuki ho.
- 3Jo zor lagata tha usay deta raha, aap zor nahin lagate thayChhoti rassi par bahal karein, saaf karne ka din muqarrar ho.
- 4Us ne kisi ko bhi kabhi paisa nahin dena thaBahali nahin. Cash par shaistagi se saman dein, taqreer ke baghair.
Khud se poochein ke wo in chaar mein se kaun tha. Wo jo keh raha hai wo nahin, balke jo aap ka apna record kehta hai. Adaigi ki shakal record mein likhi hoti hai: barabar chhoti adaigiyan jo achanak ruk gayin, un aath mahinon se bilkul mukhtalif lagti hain jin mein sirf waday thay. Yehi farq har baar wada karne walay customer wali tehreer mein khol kar samjhaya gaya hai.
Purana baqi hi asal faisla hai
Agar pichlay daur ka paisa abhi tak baqi hai to wohi poori guftagu hai, aur wo naye udhaar ki baat se pehle aani chahiye.
Is ke teen imandaranah tareeqay hain, aur in mein se koi bhi yeh dikhawa nahin karta ke purana baqi hai hi nahin.
Aap keh sakte hain ke naya kuch shuru hone se pehle purana saaf karein. Yeh sab se safaf hai aur insaf par hai, kyunki maal wo le chuka hai. Lekin agar raqam purani aur bari hai to aksar yeh namumkin hota hai, aur namumkin shart asal mein shaista inkar hai.
Aap purani raqam ko jama kar ke alag rakh sakte hain aur naya silsila us ke pehlu mein chala sakte hain. Purani raqam ek tay shuda number ban jati hai jis par chhoti mahana adaigi lagi hoti hai, aur rozana ka sauda alag safhe par chalta hai. Yeh jawab sab se zyada kaam karta hai, aur saal bhar se atke hue udhaar ki wasooli aksar isi tarah shuru hoti hai.
Ya phir aap usay us number tak le aa sakte hain jo wo waqai de sakta hai, aur khata band kar sakte hain. Is mein aap ka nuqsan hota hai. Us nuqsan ke badle aap ko saaf shuruaat milti hai aur wo customer milta hai jo aap ke counter par rukta hai, guzar nahin jata. Yeh faisla us ke khare hone se pehle karein, us ke samne khare khare nahin, aur kami ka ehsaan aage chal kar kabhi na jatayein.
Jo kaam hargiz nahin karna wo yeh hai ke purani raqam aur nayi kharidari ek hi chalte hue total mein mil jayein. Do mahine mein dono mein se koi nahin bata sakega ke kaun sa hissa purana hai aur kaun sa naya, aur har adaigi par bahes shuru ho jayegi ke wo kis taraf lagi.
Aaj se apna digital khata shuru karein
Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.
Naya silsila chhota rakhein, aur likh kar rakhein
Bahali ka matlab purana intezam dobara chala dena nahin hai. Yeh us ka chhota aur kasa hua roop hai, aur pehla faisla usi ki had ka hai.
Farz karein wo hafte mein Rs 900 ka saman leta tha
Farzi raqmein hain, sirf shakal samjhane ke liye. Baat dono khatray walay numbers ke farq ki hai, raqam ki nahin.
Kaam karne wali had us ki ek hafte ki aam kharidari ke barabar hoti hai, ek mahine ki nahin. Agar wo aam tor par hafte mein Rs 900 ka saman leta hai to had Rs 1,000 ke aas paas rakhein, aur do mahine tak wo had bilkul na hilein, chahe wo kuch bhi kahe. Itni chhoti had likhte hue thora ajeeb lagta hai, aur yehi us ki taqat hai: wo aap ko nuqsan nahin de sakti, aur wo usay bina takleef ke saaf kar sakta hai.
Had ke sath din bhi bandhein, sirf raqam nahin. "Rs 1,000 tak, har jumeraat saaf" aisa usool hai jise dono log check kar sakte hain. "Jab ho sakay" wohi purana intezam hai jo toot chuka hai.
Dono baatein us ke samne safhe par likhein aur likhte hue bol kar kahein. Yeh shak nahin hai. Aap wo cheez hata rahe hain jis ne pichli baar sab kuch tora tha, yani ek hi baat ki do alag alag yaadein. Agar aap ne kabhi kisi customer ki had muqarrar nahin ki, to kis ko kitna udhaar dena chahiye mein us ka poora tareeqa mojood hai.
Haan ke alfaz, aur na ke alfaz
Haan is tarah kahein. "Theek hai. Purani raqam jahan hai wahin rahegi aur us par aap har mahine Rs 500 dete rahenge. Nayi kharidari ke liye Rs 1,000 tak, aur har jumeraat saaf. Ek jumeraat bhi nikal gayi to hum ruk kar baat karenge, us se pehle safhe par kuch nahin chadhega." Chhota, mukammal, aur har hissa jaancha ja sakta hai.
Na is tarah kahein. "Main safha dobara nahin khol sakta, aur main is ki aisi wajah nahin batana chahta jo larai lagay. Aap dukan par khush aamdeed hain aur cash par main aap ko har roz saman dunga. Aanay walay mahinon mein purani raqam kam hoti gayi to phir baith kar baat karenge."
Doosra jumla kya karta hai, is par ghor karein. Wo udhaar se inkar karta hai aur customer ko rakh leta hai, wo saaf batata hai ke kis cheez se aap ka faisla badal sakta hai, aur wo us par koi ilzam nahin lagata. Jis banday ko is tarah mana kiya jaye wo phir bhi aap se cash par kharidta hai, aur mushkil customer se cash lena us ko udhaar dene se behtar anjaam hai.
Dono soorton mein sirf ek cheez se bachna hai: narm sa "dekhte hain". "Agli baar", "baat karte hain", "sochta hoon" sunne mein haan lagta hai aur yaad bhi haan rehta hai, aur phir yehi guftagu chaar baar aur hogi.
Pehle do mahine dekhein, phir asal faisla karein
Bahali ek azmaish hai aur azmaish ki muddat tay honi chahiye. Do mahine kaafi hain, us mein sab kuch nazar aa jata hai.
Pehle do mahine: aap asal mein kya dekh rahe hain
- Wo tay din par bina yaad dilaye saaf kar deta hai
- Had se barhne se pehle poochta hai, baad mein nahin
- Purana baqi bhi har mahine kam hota hai
- Har baar aap ke paighaam ke baad hi paisa deta hai
- Teesre hafte mein bari had ki farmaish karta hai
- Saaf karne ka din guzar jata hai aur koi baat nahin hoti
In dinon mein aap yeh nahin dekh rahe ke wo paisa deta hai ya nahin. Aap yeh dekh rahe hain ke wo kaise deta hai. Jo banda har jumeraat bina kahe saaf kar deta hai us ne waqai kuch badla hai. Jo har jumeraat deta to hai magar sirf aap ke paighaam bhejne ke baad, us ne kuch nahin badla, us ne sirf apna masla aap ki subah par daal diya hai.
Had barhane ki farmaish ka intezar rakhein. Wo aksar teesre hafte aati hai, kisi achi wajah ke sath lipti hui. Jawab do mahine poore hone tak na hai, aur ek baar narmi se saaf keh dena hi us number ko maani deta hai.
Wo kamyab ho jaye to had ahista barhayein aur usay batayein ke yeh is liye barhi ke us ne apni baat rakhi. Log usi tarah chalte hain jaisa unhein bataya jaye. Aur agar wo nakam ho to pehli hi chhooti hui tareekh par ruk jayein, teesri par nahin, kyunki chhoti rassi ka faida hi yehi hai ke wo chhoti hai. Waqt par ruk jana us se bara nuqsan bhi rokta hai jo customer ke gayab ho janay ki soorat mein hota hai.
Do record alag rakhna, aur wo bhi bina mehnat ke
Asal mushkil faisla nahin hai. Mushkil yeh hai ke ek hi banday ke liye ek jami hui purani raqam aur ek chhoti nayi had, dono mahinon tak ek sath sambhalni parti hain, aur sath mein poori dukan bhi chalani hoti hai.
Kaghaz par is ka jawab do saaf naam walay safhe hain: ek par purana baqi aur us ki mahana adaigi, doosre par rozana ka sauda, aur har safhe par ek lakeer jis mein doosre safhe ka zikr ho. Yeh chalta hai, bashart ke likhne wala sirf aap hon.
Yeh wohi aam soorat hai jis ke liye app banti hai. Wasoolo mein ek hi customer ek se zyada khate rakh sakta hai, is liye jami hui raqam aur naya safha alag rehte hain jabke us ka kul balance dono ko jor kar dikhata hai, aur har entry par tareekh khud lag jati hai. Ahem yeh nahin ke aap kaun sa auzar istemal karte hain. Ahem yeh hai ke chhe mahine baad, jab wo kahe "main ne to bohat paisa diya hai", aap usay tarteeb ke sath dikha sakein ke us ne kya diya aur wo kis taraf laga.
Kya us banday ko bhi dobara udhaar dena chahiye jis ne kabhi kuch nahin diya?
Nahin. Bahali us ke liye hai jis ki adaigi tooti thi, us ke liye nahin jis ki adaigi kabhi shuru hi nahin hui. Usay cash par shaistagi se saman dete rahein aur counter ka mahaul kharab na karein.
Wo kehta hai purani raqam maaf karein tab shuru karunga. Kya yeh insaf hai?
Ho sakta hai, agar raqam purani aur chhoti ho, kisi aur tarah aane ka imkan na ho, aur usay band karne se aisa customer wapas mile jo baqaidgi se kharidta hai. Number pehle tay karein, khata theek se band karein, aur baad mein wo baat kabhi na uthayein.
Bahali ki had kitni chhoti bohat chhoti hoti hai?
Bohat chhoti jaisi koi cheez nahin. Us ki ek hafte ki aam kharidari ke barabar had theek hai. Agar wo chhoti had ko be izzati samjhe to yeh ravaiya khud aanay walay dinon ke bare mein aap ko bohat kuch bata deta hai.
Agar us ki biwi ya beta us ki taraf se kahe to?
Intezam us shakhs ke sath hai jis ka naam safhe par hai, aur jawab bhi usi ko jayega. Farmaish shaistagi se sun lein, magar apna jawab kisi aur ke zariye bhejne ke bajaye seedha usi ko dein.
Us ne do mahine apni baat rakhi. Had kitni tezi se barhaun?
Ahista, aur itne qadam par jitna khone ka aap ko afsos na ho. Chhoti had ko dogna karna theek hai. Seedha usi size par chale jana jo pehli baar nakam hua tha, wohi tareeqa hai jis se dukandar ek hi nuqsan do baar uthata hai.
Kya usay batana zaroori hai ke wo azmaish par hai?
In alfaz mein nahin. Usay had, saaf karne ka din, aur tareekh nikalne par rukne wala jumla bata dein. Wo shakal khud samajh jayega, aur saaf keh dena us se kahin kam bura hai ke aap usay bataye baghair chupke se dekhte rahein.