Udhaar dukanon ko dein ya sirf gharon ko?

Ghar mehfooz udhaar hain aur karobar bara udhaar. Ghar us tankhwah se deta hai jise aap naam le kar bata sakte hain; karobar us paise se deta hai jis ka wo khud intezar kar raha hai. Dono ko dena hai to had, saaf karne ka din aur sawal alag rakhein, kyunki dono bilkul alag tareeqe se bigarte hain.

Do customer, ek hi jumla

Ek hi hafte mein do log aap se khata kholne ko kehte hain.

Pehli Bushra hai, dukan ke peechay wali gali se. Wo chhe afraad ke ghar ka sauda leti hai, lagbhag Rs 900 hafte ka, aur us ke shohar ki tankhwah muqarrar din par milti hai. Us par Rs 3,000 ho jayein aur wo dena band kar de, to aap ke Rs 3,000 gaye aur aap ko us ka ghar bhi maloom hai.

Doosra wo banda hai jo teen galiyan door chai ka khokha chalata hai. Usay cheeni, chai, doodh ka powder aur biscuit chahiye, lagbhag Rs 9,000 hafte ke, aur wo tab dega jab us ka apna paisa aayega. Us ka lehja acha hai, wo Bushra se das guna khareedta hai, aur do mahine mein us ka khata aap ka teesra bara khata ban jayega.

Dono ne ek hi jumla kaha. Yeh ek jaisa faisla nahin hai, aur dono ko ek jaisa samajhna hi wo tareeqa hai jis se ache customeron wali dukan bhi mushkil mein aa jati hai.

Ghar ka khata asal mein hota kya hai

Ghar ke khate ki shakal lagbhag kabhi nahin badalti, aur shakal maloom ho to us ka khatra napa ja sakta hai.

Raqmein chhoti hoti hain aur kharidari barabar. Paisa tankhwah ya chhoti aamdani se aata hai, is liye mahine mein ek din aisa hota hai jab adaigi mumkin hai aur baqi din jab nahin. Kharidari khane peene ki hai, is liye paisa tang hone par wo rukti nahin, bas khate par chali jati hai, aur isi liye ghar ka udhaar achanak nahin, chupke se barhta hai.

Khatra fi customer chhota hota hai aur bohat se logon mein bata hua. Das ghar jin par Rs 3,000 fi kas baqi hon, us ek khate se bilkul mukhtalif cheez hai jis par Rs 30,000 baqi ho, chahe number wohi ho, aur farq yeh hai ke das chhote khatray lagbhag kabhi ek sath nahin bigarte.

Wasooli samaji hoti hai. Aap ghar ko jante hain, ghar gali ko janta hai, aur zyadatar ghar us dukan se munh nahin morte jahan se rozana saman lete hain. Yeh asli hifazat hai aur wo kisi kaghaz par likhi hui nahin hoti.

Ghar ke udhaar ke bare mein ek aur baat kehne layak hai, kyunki usay wafadari samajh liya jata hai. Ghar had par shazar hi dukan chhorte hain. Aap kisi khandan ko batayein ke un ki had Rs 2,500 hai jabke wo Rs 4,000 chahte thay, to wo hafta bhar khafa rehte hain aur phir wesa hi khareedte rehte hain, kyunki Rs 1,500 ke liye poora hafte wari sauda doosri dukan par le jana un ke liye faida nahin. Karobari customer had par dukan chhor dete hain, aur jaldi chhorte hain, kyunki un ki miqdar unhein raaste deti hai. Yehi farq batata hai ke sakhti kahan karni hai aur narmi kahan.

Ghar ke udhaar ki kamzori yeh hai ke wo ahista barhta hai aur us ke total chhote rehte hain. Gharon se bhari dukan mehfooz aur saadi hoti hai, aur yeh koi buri baat nahin.

Karobar ka khata asal mein hota kya hai

Karobari khata usi coat mein alag janwar hai.

Raqmein bari aur ubar chubar hoti hain, kyunki wo sauda nahin, maal khareedta hai. Us ki adaigi ki taqat tankhwah se nahin aati. Wo us ke apne customeron se aati hai, yani aap ka khata asal mein un tamam logon ke sath hai jin par us ka paisa hai, aur un mein se aap ko koi nazar nahin aata.

Paanch sawal jo batate hain ke yeh khata kis qism ka hai

1. 1Aap ko dene wala paisa kahan se aata hai?Tankhwah yani ghar. Aage bechna yani karobar.
2. 2Kya koi muqarrar din hai jab adaigi mumkin ho?Ghar ke paas ek din hota hai, karobar ke paas arsa.
3. 3Paisa tang ho to kharidari rukti hai?Sauda nahin rukta. Maal ki kharidari ubar chubar ho jati hai.
4. 4Yeh khata aap ke hafte ki bikri ke muqable kitna hai?Hafte se bara hai to had ghalat rakhi gayi hai.
5. 5Bigre to akela bigrega ya doosron ke sath?Das ghar sath nahin bigarte. Ek karobar akela bigarta hai.

Kharidari lachakdar hoti hai. Kaam acha ho to wo zyada leta hai, bura ho to kam, aur khatarnak soorat beech wali hai: jo karobar mushkil mein ho wo aksar utni hi kharidari karta hai magar adaigi dheeli kar deta hai, kyunki maal hi us ka chalna hai. Jab tak sustee us ke shelf par nazar aati hai, wo aap ke safhe par kai hafte pehle nazar aa chuki hoti hai.

Khatra ek jagah jama ho jata hai. Ek karobari khata tezi se bees gharon ke barabar ho jata hai, aur wo rujhan ki tarah nahin, ek hadse ki tarah bigarta hai. Poore mauzu ki asal baat yehi hai, aur yehi sabaq ek bara customer ya bees chhote mein bhi hai.

Magar faida bhi asli hai aur usay radd nahin karna chahiye. Karobari customer miqdar late hain, un ke order ka andaza hota hai, aur aksar wohi wajah bante hain ke chhoti dukan supply karne wali dukan ban jaye. Jawab shazar hi inkar hota hai. Jawab yeh hai ke un ke udhaar ko alag cheez samjha jaye.

Wo customer jo dono hain

Yeh saaf taqseem un customeron par toot jati hai jo darmiyan mein khare hain, aur wo dono khalis qismon se zyada aam hain.

Jo khatoon ghar par khana pakati hai aur chand daftaron ko bhejti hai, wo karobar ke liye khareed rahi hai, ghar se, bina dukan aur bina board ke. Jo banda aap se cigarette aur mobile load le kar bus stop ke bahar stool par bech deta hai, wo ghar ke size ka karobar chala raha hai. Aur jo khandan apne ek kamre ke liye thora thora tameer ka saman khareed raha hai, wo ghar hai jo ek bari, waqti aur ghair mamooli kharidari kar raha hai.

Imtihan yeh nahin ke banda dikhta kaisa hai. Imtihan yeh hai ke aap ko dene wala paisa kahan se aata hai, aur is ke sirf do jawab hain. Tankhwah ya muqarrar aamdani se aata hai to usay ghar samjhein. Jo aap se khareeda us ko aage bech kar aata hai to usay karobar samjhein, raqam chahe kitni hi ho aur jaan pehchan chahe kitni hi purani ho.

Doosri soorat hi dukandaron ko phanste dekhti hai. Barson ka parosi achanak apni purani kharidari se chaar guna lene lagta hai, aur lagta hai wohi bharose wala ghar ka khata barh raha hai. Wo nahin barh raha. Jis lamhe us ki kharidari aage bechne ke liye hai, us ki adaigi doosre logon ki adaigi par chali gayi, aur aap ka khatra chupke se shakal badal chuka jabke safhe par naam wohi raha.

Yeh tabdeeli nazar aate hi ek aam si baat jaldi keh dein. "Ab aap khokhe ke liye le rahe hain, to yeh khata alag rakhte hain aur har hafte saaf karte hain." Aap ne kisi par koi ilzam nahin lagaya. Aap ne sirf khate ko us usool mein daal diya jis ka wo hai.

Saaf saaf moazna

Aage ke usool jin par khare hain, wo poori baat yahan ek jagah mojood hai.

Ghar ka udhaarKarobar ka udhaar

Ek khate ki aam raqamGhar ka udhaarEk hafte ka saudaKarobar ka udhaarUs se das bees guna

Us ki adaigi kahan se aati haiGhar ka udhaarWo tankhwah jo aap bata sakte hainKarobar ka udhaarWo log jo aap ko nazar nahin aate

Mushkil kaise aati haiGhar ka udhaarAhista, aur nazar aati haiKarobar ka udhaarEk dam, aakhir ke qareeb

Wasooli kis par haiGhar ka udhaarGali aur rozana ka aanaKarobar ka udhaarUs ki apni wasooli par

Had us par kya asar karti haiGhar ka udhaarHafta bhar khafa karti haiKarobar ka udhaarWo ja sakta hai aur chala jata hai

Munasib safai ka arsaGhar ka udhaarHaftawar, ya tankhwah wale dinKarobar ka udhaarHafta ya das din, mahine ka aakhir kabhi nahin

Aakhri do lakeerein dhyan se parhein, kyunki dukandaron ko yehi der se pata chalti hain. Ghar ki mushkil ahista aati hai aur aksar chhoti adaigiyon mein wapas mil jati hai. Karobar ki mushkil ek sath aati hai, aur jab aap tak khabar pohanchti hai, teen aur supplier us se yehi baat kar chuke hote hain.

Ek kharab karobari khate ki qeemat

Is bahes ka faisla hisab hi karta hai, is liye kisi ke usool par yaqeen karne ke bajaye apni dukan ka hisab lagayein.

Farz karein ek karobari khata Rs 40,000 par bigar jata hai

Adaigi rukne par doobi hui raqamRs 40,000

Dukan ka rozana kul nafaRs 3,500

Dukan ki poori kamai ke kitne dinLagbhag 11

Aur yeh kiraye aur tankhwah se pehle haiEk hafta aur jorein

Rs 3,000 wale ghar ke khate par wohi hisabEk din se kam

Had parakhne wala numberNafe ke din, rupay nahin

Farzi raqmein hain, sirf shakal samjhane ke liye. Apna rozana nafa daal kar khud nikalein; wohi jawab had ko asli banata hai.

Ahem number nuqsan nahin hai. Ahem yeh hai ke wo nuqsan aap ke aam nafe ke kitne hafte kha jata hai. Rs 40,000 ka nuqsan us dukan mein jo rozana Rs 3,500 ka kul nafa kamati hai, lagbhag gyarah din ki poori kamai hai, aur yeh kiraye aur tankhwah se pehle hai, isi liye ek karobari nakami apne number se kahin bhaari lagti hai.

Yehi hisab ghar ke khate par karein to aksar ek do din nikalte hain. Yehi farq, na ke logon ke bare mein koi raye, wo imandar wajah hai jis ki bina par karobari udhaar ke usool alag hone chahiye.

Karobar ko udhaar dene ke usool

Aap karobar ko udhaar par saman dene ka faisla karte hain, aur barhti hui zyadatar dukanein karti hain, to yeh usool kaam karte hain.

Us ke mange se chhoti had se shuru karein aur teen chaar chakkar us ki adaigi dekhne ke baad barhayein. Karobari khate ke bare mein jo kuch seekha jata hai wo us ke doosre aur teesre mahine se milta hai.

Ghar ke muqable chhota arsa rakhein. Haftawar ya das din, aur wo dheela mahine ke aakhir wala intezam kabhi nahin, kyunki mahina itna lamba hai ke us ka masla aap ke jan-ne se pehle aap ka masla ban jaye.

Poochein ke us ke apne customer usay kab paisa dete hain. Yeh karobar ka aam sawal hai, dakhal andazi nahin. Jo khokha rozana cash leta hai wo us se bilkul alag khatra hai jo daftaron ko khana bhej kar intezar karta hai, aur doosra bura nahin, magar usay lamba saaf karne ka din aur mazboot had chahiye.

Raqam nahin, nisbat dekhein. Karobari khata us size ka hona chahiye jise aap ki dukan bina kuch badle kho sakti ho. Agar ek customer ka balance aap ki poori haftawar bikri se bara hai to had ghalat hai, chahe wo kitna hi acha ho.

Bare karobari udhaar par zamin lein, aur shuru mein lein, jab taalluq garam hai. Baad mein poochna shak lagta hai, aur zamin theek tarah maangna har kaam mein aam baat hai.

Us ka order kisi larke ke hath fehrist ke bajaye phone par ya likha hua lein, aur balance maal nikalte waqt nahin, order qubool karte waqt saamne rakhein.

Ghar ke udhaar ke usool

Ghar ko usool kam chahiye, magar jo chahiye wo sakht hain.

Saaf karne ka din tankhwah ke din se milayein, apni sahulat se nahin. Jis ghar ko muqarrar din par paisa milta hai aur us se chaar din pehle saaf karne ko kaha jaye, wo har mahine nakam hoga, aur nakami buri niyat lagegi jabke wo sirf ghalat waqt hai.

Fi customer had us ki ek hafte ki aam kharidari ke barabar rakhein, aur poore ek saaf chakkar ke baad hi barhayein. Is ki poori tarteeb kis ko kitna udhaar dena chahiye mein hai.

Sirf raqmein nahin, gharon ki tadaad bhi dekhein. Pachas chhote khate alag alag mehfooz hote hain aur phir bhi mila kar us se zyada paisa bandh sakte hain jitna dukan chhor sakti hai.

Aur ek hi qism ke sab logon ke liye usool ek rakhein. Ghar ka udhaar sab se zyada un riayaton se bigarta hai jo pasandeeda logon ke liye ki jati hain, aur yeh kisi customer ki beimani se kahin zyada aam wajah hai.

Zyadatar dukanein aakhir mein kya karti hain

Jo dukan is par theek se sochti hai wo lagbhag hamesha ek hi jagah pohanchti hai, aur wo dono intiha mein se koi nahin.

Wo dono ko saman deti hain, do saaf alag usoolon ke sath. Gharon ko chhoti had, haftawar ya tankhwah wale din ki safai, aur asaan manzoori. Karobar ko bari had jo phir bhi dukan ke apne hafte ke muqable chhoti ho, chhota chakkar, ek had se oopar zamin, aur had ek hi faisle mein nahin, qadam ba qadam.

Wo ek number bhi saamne rakhti hain: dukan ke kul khule udhaar ka kitna hissa karobari khaton par hai. Yeh hissa ek tihai se oopar jaye to dukan chupke se apni shakal badal chuki hai, aur yeh faisla hona chahiye, bahaao nahin.

Do usoolon wali dukan kis cheez par nazar rakhti hai

• Ghar aur karobar ke liye alag had ka usool
• Har customer ka safai ka din, us ki kamai ke hisab se
• Kul khule udhaar ka wo hissa jo karobar par hai
• Sab se bara khata, hafte ki bikri ke muqable
• Kaun se khate chupke se aage bechne wale ban gaye
• Aap ki tay ki hui had se oopar ek zamin

Do usool sirf record ki wajah se mumkin hote hain, kyunki do usoolon ko do aankhein chahiye. Aap ko chand second mein dikhna chahiye ke har karobari khate par kya baqi hai, kis ne aakhri baar kab diya, aur kul raqam aap ke apne hafte ke muqable kaisi hai. Wasoolo mein balance, tareekhein aur had customer ke apne safhe par ek sath rehti hain, aur yehi cheez usool ko us cheez mein badalti hai jis par aap waqai chalte hain, us ke bajaye jo ek baar tay kiya tha.

Aur aap kisi bhi taraf jhukein, yaad rakhein ke in sab ke neeche purana sawal hai: aap ki dukan udhaar par chalti hai ya nahin, aur kitni, aur yeh cash par bechein ya udhaar par mein poori tarah hal kiya gaya hai. Karobar us sawal ko sirf oonchi awaz mein aur jaldi le aata hai.

Kya karobar ko udhaar bilkul mana kar dena ghalat hai?

Bilkul nahin, aur kuch dukanein is se behtar chalti hain. Paisa tang ho aur maal tez chalta ho to karobar ke liye sirf cash aur gharon ke liye chhota udhaar bilkul durust tareeqa hai.

Karobari customer ghar se das guna khareedta hai. Kya us ki had bari nahin honi chahiye?

Bari haan, das guna nahin. Had us hisab se honi chahiye ke aap ki dukan kitna kho sakti hai, us hisab se nahin ke wo kitna khareed sakta hai. Miqdar us ki achi khidmat ki wajah hai, usay uthane ki nahin.

Wo bhi mere jaisa dukandar hai. Kya is se wo mehfooz ho jata hai?

Is se wo samajhne mein asaan hota hai, mehfooz nahin. Doosre dukandar ka paisa us ke apne customeron par hai, aur yehi wo hissa hai jo aap dono mein se koi nahin dekh sakta.

Karobari khate ke bigarne ki pehli nishani kya hai?

Har chakkar mein wohi raqam magar thora aur der se, jabke order utna hi rahe. Yeh shakal aksar kisi ke kuch kehne se pehle nazar aati hai, aur yehi ishara hai ke had rok dein aur arsa chhota kar dein.

Kya karobari customer ka rate alag hona chahiye?

Bari miqdar par thok rate dein agar aap ka nafa ijazat de, aur wo miqdar par ho, udhaar par nahin. Udhaar ka rate alag rakhna chhoti dukan ke liye bura raasta hai.

Mera sab se bara karobari khata ab kul baqi ka ek tihai hai. Kya yeh khatarnak hai?

Yeh wo jamaao hai jise soch samajh kar kam karna chahiye, bina kisi jhagre ke. Us ki had wahin rokein, chand chakkaron mein balance neeche aane dein, aur us dauran ghar wali taraf barhayein.