Kya dukan ka apna bank account hona chahiye?

Agar dukan sirf aap hain aur paisa zyadatar cash hai to kuch arse ke liye aap ka zaati account theek hai. Jis lamhe koi partner, koi mulazim, transfer se ada karne wala supplier ya qarz ki darkhwast tasweer mein aati hai, us lamhe alag account safai ka mamla nahin rehta, woh cheez ban jata hai jo aap ko bachati hai.

Taqreeban har chhoti dukan ek hi account se kyun shuru hoti hai

Koi jaan boojh kar dukan aur ghar ka paisa nahin milata. Aisa is liye hota hai ke shuru mein in do mein farq hota hi nahin.

Dukan aap hain. Pehla stock aap ki jeb ke paise se aaya. Customer transfer bhejta hai to aap wohi number dete hain jo pehle se hai, ya ni apna. Dukan ka bijli ka bill aur ghar ka bijli ka bill dono usi balance se jate hain, kyunke balance ek hi hai.

Lambe arse tak yeh chalta rehta hai. Is mein kuch kharch nahin, koi kaghaz nahin, aur is ne kisi ko uljhaya bhi nahin kyunke dekhne wala hamesha ek hi shakhs tha.

Phir kuch badalta hai. Koi partner aata hai, ya supplier transfer maangne lagta hai, ya ghar wale poochne lagte hain ke paisa gaya kahan, ya aap barhane ke liye qarz lena chahte hain. Aur achanak woh ek account, jo kabhi masla tha hi nahin, us se poochhe jane wale kisi ek sawal ka bhi jawab nahin de pata.

Dono tareeqe, aamne saamne

Kaghazi karwai hata dein to yeh moqabla asal mein safai ki do satahon ke darmiyan hai.

Sab kuch ek account se, ya dukan ka apna

Aap ka zaati accountDukan ka alag account

Banane meinAap ka zaati accountKuch nahin karna. Woh pehle se hai aur number sab ke paas hai.Dukan ka alag accountKaghazat, ek chakkar, aur kabhi kabhi ek kam se kam balance rakhna.

Statement parhnaAap ka zaati accountSchool ki fees, ek supplier aur shadi ka tohfa ek hi safhe par.Dukan ka alag accountHar line bikri, supplier, bill ya tankhwah hai. Aur kuch nahin.

Karobar ka sabootAap ka zaati accountQarz dene wale ya supplier ko ghar nazar aata hai, dukan nahin.Dukan ka alag accountMaheene dar maheene dukan se guzarte paise ka record.

Jab koi ikhtilaf kareAap ka zaati accountAap ki baat, aur woh statement jo aap kisi ko dikhana nahin chahenge.Dukan ka alag accountEk record jise dono taraf dekh sakti hain, aur behas wahin khatam.

Yeh jaanna ke dukan ne kya kamayaAap ka zaati accountNamumkin. Balance do kahaniyan ek number mein mili hui hai.Dukan ka alag accountApne record phir bhi chahiyein, magar khaam maal saaf hota hai.

Sab se ahem aakhri line hai, aur logon ko us ka pata bohat der se chalta hai. Ek account yeh bata sakta hai ke balance kitna hai. Woh yeh nahin bata sakta ke dukan ne kya kamaya, kyunke dukan ka paisa aur ghar ka paisa ek hi jagah se aaya gaya, is liye jo number milta hai woh do kahaniyon ka mixture hai.

Yeh chhoti si takleef nahin. Yeh karobar chalane aur balance chalane ka farq hai, aur isi liye dukan aur ghar ka hisab alag rakhna doosra account bane bagair bhi karne laaiq hai.

Alag account waqai kya deta hai

Faidon ko saaf ginna zaroori hai, kyunke dhundle faide takleef ka jawaz nahin bante.

Pehla parha ja sakne wala record hai. Andar aane wala har transfer bikri ya adaigi hai; bahar jane wala har transfer supplier, bill ya tankhwah hai. Statement do zindagiyon ke mixture ki bajaye karobar ka bayan ban jata hai, aur usay apne record se milane mein poori shaam ki bajaye chand minute lagte hain.

Doosra un logon ke saamne bharosa hai jo saboot maangte hain. Woh supplier jo tay kar raha hai ke udhaar de ya nahin, woh bank jo qarz par ghaur kar raha hai, woh malik makan jo naya kiraya daar dekh raha hai: sab ko waqt ke saath aane jane wala paisa dekhna hota hai. Ghar ke kharchon se bhari zaati statement in mein se kisi ke sawal ka jawab nahin deti aur khamoshi se aap ko us se chhota dikhati hai jitne aap hain.

Teesra ikhtilaf ke waqt bachao hai. Agar aap partner rakhte hain, ya koi mulazim paisa sambhalta hai, ya ghar ka koi fard madad karta hai, to dukan ka account waqiyat ka wohi bayan hai jise koi jhutla nahin sakta. Jis din koi poochta hai ke falan raqam kahan gayi, us din is ki bohat qeemat hoti hai, aur do partner ek dukan ka hisab ki buniyad yehi hai.

Chautha yeh ke woh aap ko dukan ki taraf dekhne par majboor karta hai. Alag account ka balance sirf dukan ki wajah se hilta hai, aur us balance ko dekhte rehna sab se sasta intezami auzaar hai.

Is ka asli kharcha kya hai

Kharche waqai hote hain aur aam taur par logon ke khauf se kam hote hain, magar sifar nahin hote.

Doosra account saal bhar mein waqai kitna leta hai

Kholna: ek chakkar, kaghazat, din ka ek ghantaEk subah

Chalane ke charges, jahan bank lagata hoChhote, aur pehle se maloom

Woh kam se kam balance jo kharch nahin ho saktaBandha hua, gaya hua nahin

Woh shaam jo ab ek statement chhantne mein nahin jatiHar maheene wapas

Woh kharcha jo asal mein zyadatar dukanon ko harata haiAadat

Zyadatar dukanon ko paisa nahin, aadat wala kharcha harata hai. Do account tabhi chalte hain jab aap unhein waqai theek se istemal karein, aur nakami ka andaz maloom hai: aap ghar ke kharche ke liye dukan ka cash uthate hain, apne aap se wada karte hain ke baad mein wapas daal denge, aur do hafte baad alag karne ka poora maqsad khamoshi se khatam ho jata hai.

To usool itna aasan rakhein ke nibh sake. Dukan ke account ka paisa dukan ka paisa hai. Apne liye zaroorat ho to muqarrar din muqarrar raqam bahar le jayein aur usay apni tankhwah kahein. Ek transfer, arse mein ek baar, ek hi simt mein. Yehi ek usool poore nizam ko imandar rakhta hai aur yeh zabt har auzaar ke saath ek jaisi hai.

Yeh kab marzi ki baat nahin rehti

Kuch dukanon ke liye yeh pasand hai. Baqi ke liye woh din aa jata hai jab ek account waqai khatarnak hota hai.

Sab se saaf ishara partner hai. Do log ek karobar ek shakhs ke zaati account se nahin chala sakte bagair is ke ke kabhi na kabhi aisa jhagra ho jise koi tay na kar sake, kyunke un mein se ek ko sab kuch nazar aata hai aur doosre ko kuch bhi nahin.

Doosra ishara paisa sambhalta hua mulazim hai. Jab koi aur adaigiyan wasool karne ya supplieron ko dene lage to aisa record chahiye jo aap dono mein se kisi ki yaad dasht ka mohtaj na ho, aur woh record aisi jagah hona chahiye jahan aap dono ishara kar sakein.

Teesra yeh ke customer waqai transfer se dena shuru kar dein. Jis lamhe aap ki bikri ka qabil e zikr hissa digital aane lage, chhantayi ka masla kabhi kabhar ka nahin, rozana ka ho jata hai, aur yeh wohi masla hai jo bikri mobile account mein aane par bayan hua hai.

Chautha qarz ki koi bhi darkhwast hai. Bank ho, supplier ho ya machine dene wala, sab se pehle sab yehi maangte hain ke karobar mein se paisa guzarta hua dikhe. Woh record banne mein maheene lagte hain, is liye account us din se kaheen pehle mojood hona chahiye jis din zaroorat parti hai.

Doosra account kya theek nahin kar sakta

Hadood saaf hona zaroori hai, kyunke jis dukan ko account se had se zyada umeed ho woh mayoos ho kar wapas ek par chali jati hai.

Account yeh nahin batata ke aap ne kamaya ya nahin. Woh batata hai ke kya aaya aur kya gaya. Jis maheene supplier ka bill der se para ho woh shandar lagta hai; agla maheena bura lagta hai; in mein se koi number aap ka munafa nahin. Woh nikalne ke liye abhi bhi bikay hue maal ki lagat ko bikri ke muqable rakhna parta hai, aur woh tareeqa dukan ka asli nafa mein hai.

Woh aap ke safhon par para udhaar bhi theek nahin karta. Jo paisa logon ne aap ka dena hai woh kisi account mein nahin hota, aur jis dukan ka balance acha ho magar chalees safhon par adaigi baqi ho woh achi halat mein nahin hoti. Bank woh dikhata hai jo pohanch chuka, woh kabhi nahin jo bahar khara hai.

Woh roz ki cash ginti ki jagah bhi nahin leta. Zyadatar chhoti dukanein abhi bhi apna bara hissa noton mein leti hain, aur note account tak tabhi pohanchte hain jab aap jama karayein. Bikri aur jama karane ke darmiyan jo kuch hota hai woh bank ko nazar hi nahin aata, aur ghaltiyan aur risaao wahin rehte hain.

Aur woh na kisi mulazim ko imandar banata hai na kisi partner ko munasif. Woh jhagron ko tay ho sakne wala bana deta hai, jo alag aur zyada kaam ki cheez hai. Record jhagra rokta nahin; woh usay khatam karta hai, aur aap ko asal mein khatam karna hi chahiye.

Account waqai jo karta hai woh ek bohat bari uljhan ko raste se hata dena hai taake yeh baqi sawal jawab ke qabil ban sakein. Woh hal nahin, buniyad hai, aur jo dukanein usay buniyad samajhti hain unhein us se bohat kuch milta hai.

Isay is tarah shuru karein ke pehla maheena guzar jaye

Zyadatar alag account pehle chand hafton mein nakaam hote hain, aur hamesha unhi wajuhat se. Thori si tayyari yeh sab hata deti hai.

Kuch kholne se pehle apni tankhwah ka usool tay karein. Aap apne liye kya lenge, kitni baar aur kis din. Usay likh lein. Yehi ek faisla tay karta hai ke alag rakhna nibhega ya nahin, kyunke is ke bagair ghar ki har zaroorat ek chhota istisna ban jati hai aur istisna hi nizam ban jate hain.

Baaqaida chalne wali cheezein pehle munteqil karein. Dukan ka kiraya, bijli, woh do teen supplier jo transfer lete hain, aur tankhwahein. Jab yeh naye account se guzarne lagein to dukan ki asli shakal ek maheene ke andar us mein nazar aa jati hai, aur wohi shakal account ko baqi har kaam ke liye mufeed banati hai.

Naya number aahista aahista dein, elaan kar ke nahin. Har supplier ya baaqaida customer se moqa aane par de dein aur purana number khud khatam hone dein. Jo customer saal bhar transfer se de rahe hon unhein number badalne ki khabar achi nahin lagti, aur sust tabadla poori uljhan se bacha leta hai.

Jama karana bhi ek tarteeb se karein, jab dil chahe tab nahin. Jis dukan ka cash hafte ke unhi do dinon mein bank jata hai us ka balance kuch matlab rakhta hai; jo dabba bhara lagne par jama karti hai us ka balance kuch nahin kehta. Tarteeb se yeh bhi saaf nazar aata hai ke kis hafte jama karayi gayi raqam hone chahiye se kam thi.

Aur statement arse mein ek baar theek se parhein. Chori dhoondne ke liye nahin, balke yeh dekhne ke liye ke dukan asal mein kharch kis par karti hai, aur us mein taqreeban hamesha ek hairani hoti hai. Woh hairani aksar account se bhi zyada qeemti hoti hai.

Woh darmiyani raasta jo zyadatar dukanon ko pehle lena chahiye

Sab kuch ek saath chunna zaroori nahin, aur samajh daar tarteeb woh nahin jis ki log tawaqqo karte hain.

Paise ki bajaye pehle record alag karein. Dukan ka har lein dein ek jagah rakhein, dukan ka likh kar, chahe woh cash mein ho, transfer se ho ya galle se. Is mein kuch kharch nahin, bank ki zaroorat nahin, aur zyadatar safai isi se mil jati hai, kyunke safai hamesha record ki thi, account ki nahin. Wasoolo yeh cash aur bank accounts ko dukan ki apni kitabon ke andar rakh kar karta hai, is liye dukan ka paisa ek hi kahani ban kar parha jata hai chahe woh jismani taur par kai jagahon par para ho.

Phir jab koi ishara aa jaye to account kholein aur dukan ka lein dein ek din mein nahin, chand hafton mein us mein le jayein. Supplieron aur baaqaida dene walon ko naya number moqa aane par dete jayein aur purana khud khatam hone dein.

Aakhir mein, jo bhi karein, cash ka zabt qaim rakhein. Account galle ka masla hal nahin karta; woh sirf usay dekhta hai jo bank se guzarta hai. Roz ki ginti phir bhi karni parti hai, aur us ki wajuhat dukan ka daily hisab mein waisi hi hain.

Aam sawalat

Meri dukan zyadatar cash par hai. Kya account ka koi faida hai?

Zyadatar cash wali dukan ko bhi faida hai, magar digital dukan se alag wajah se. Faida yeh hai ke dukan ko paisa rakhne ki aisi jagah mil jati hai jo aap ki jeb nahin, jis se bachat bhi mumkin hoti hai aur supplieron ko transfer se dena bhi, aur kuch mila jhula nahin hota. Agar aap ka cash kam hai aur na partner hai, na mulazim, na qarz lene ka irada, to intezar karna munasib faisla hai, bashart ke us dauran record alag rahe.

Kya alag account se tax ya registration ka masla banega?

Qawaneen har mulk mein alag hain aur badalte rehte hain, is liye kisi maqami shakhs se poochein, kisi bhi aam jawab par bharosa na karein, is jawab par bhi nahin. Jo har jagah sach hai woh yeh hai ke saaf record mila hue record se samjhana aasan hota hai, aur jo log alag record rakhte hain unhein sarkari maamlat aam taur par aasan lagte hain. Kholne se pehle maqami accountant se poochein, baad mein nahin.

Karobari account ki bajaye doosra zaati account istemal kar loon?

Amlan haan, aur bohat si dukanein pehle qadam ke taur par yehi karti hain. Is se alagav bhi mil jata hai aur parhi ja sakne wali statement bhi, aur koi extra sharait bhi nahin. Jo nahin milta woh account par dukan ka naam hai, jo us waqt ahem hota hai jab supplier ya qarz dene wala shakhs ki bajaye karobar dekhna chahta ho. Agar theek wala mushkil ho to aasan wale se shuru karein.

Ghar ke kharche ke liye dukan ka paisa uthana kaise chhoroon?

Aadat se larne ki bajaye us ki jagah doosri aadat rakhein. Muqarrar din muqarrar raqam apni tankhwah ke taur par lein aur usay dukan se ghar tak ka wahid raasta samjhein. Log baar baar is liye haath dalte hain ke koi doosra raasta hai hi nahin, is liye ilaj raasta banana hai. Jab aap ki apni tankhwah asli aur maloom cheez ban jaye to us ke bahar paisa uthana reflex nahin, faisla lagta hai, aur faisle rokna kaheen zyada aasan hai.

Mujhe aur mere partner dono ko rasai chahiye. Woh kaise chale?

Dono ko sab kuch nazar aana chahiye, aur pehle se tay hona chahiye ke paisa kaun nikal sakta hai aur kitni hadd tak. Dekhna dono ka, ikhtiyar tay shuda, aur har nikasi wajah ke saath likhi hui. Zyadatar partneri ke jhagre chori ke nahin hote; woh is ke hote hain ke ek shakhs ko kisi baat ka pata baad mein chalta hai, aur mushtarka nazar yeh baat poori tarah khatam kar deti hai.

Agar main barson se sab kuch mila chuka hoon to?

Guzre hue ko suljhane ki koshish na karein, kyunke yeh theek theek ho hi nahin sakta aur mehnat aap ko poora mansooba chhorne par raazi kar degi. Kisi ek chune hue din lakeer kheench dein, ek shuruati number likh lein ke dukan aap ki dain hai ya aap dukan ke, aur wahan se saaf chalayein. Chhe maheene ka saaf record paanch mile jule saalon ki kisi bhi bahali se qeemti hai, aur woh mumkin bhi hai, jab ke bahali nahin.