MoqablaUdhaar

Khata abhi kholein ya pehle cash par rakhein?

Naya customer khata maangta hai. Aaj hi chhoti raqam par kholein, ya pehle ek mahina cash par rakhein? Dono taraf ki baat, hisab, aur seedha jawab.

Naya customer khata maange to: paanch qadam

  1. 1Poochein woh rehta ya kaam karta kahan haiJis address tak aap chal kar ja sakein, woh chaar hafte ke intezar se behtar hai.
  2. 2Uske samne hi uska number milayeinJo number aaj bajta hai, wohi baad mein bhi uthta hai.
  3. 3Usi din khata kholein, magar chhoti raqam parTaqreeban ek din ki kamai, hafte bhar ki nahin.
  4. 4Limit aur din bol kar bata deinJo limit wada ban kar kahi jaye woh beizzati nahin hoti.
  5. 5Limit tabhi barhayein jab ek dafa poora saaf hoAgla qadam sirf ek saaf cycle khareedti hai, koi aur cheez nahin.
Chhote khate ke teen hafte us se zyada batate hain jitna mahine bhar cash lete rehna.

Aaj hi kholein, magar chhota. Jitni raqam aap bina takleef ke kho sakte hain, utni limit teen hafton mein woh sikha deti hai jo mahine bhar cash lete rehne se nahin milta. Intezar sirf do halaton mein theek hai. Yahan dono taraf ki seedhi baat hai, aur hisab bhi.

Dono tareeqe asal mein hain kya

Ek hi gali ke do dukandar yeh kaam do tareeqon se karte hain, aur dono theek hain.

Pehla tareeqa seedha hai. Woh maangta hai, aap usi din khata khol dete hain, chhoti si pehli raqam par. Uska naam, number aur rehne ki jagah saman jaane se pehle kitab mein likhi jati hai. Limit aur wapsi ka din aap us ke samne bol kar batate hain.

Doosra tareeqa intezar ka hai, aur woh tabhi tareeqa kehlata hai jab us mein do cheezein hon jo calendar par likhi ja sakein: kitne arse ka intezar, aur woh din jis par intezar khatam hota hai. "Chaar hafte cash" ek tareeqa hai. "Pehli aath khareedari cash" ek tareeqa hai. "Dekhte hain kaisa chalta hai" tareeqa nahin. Yeh mohazzab lehje mein lipta hua inkaar hai, aur customer counter ke us paar se farq pehchan leta hai.

Khatam hone ka din intezar se zyada ahem hai. Agar chaar hafte guzar jayein aur usay dobara maangna pare, to aapne intezar nahin, sust inkaar kiya. Tareekh wahan likhein jahan aap ki nazar zaroor pare, aur us subah khud khata khol dein, us ke kehne se pehle. Yehi ek kaam intezar ko inkaar ki bajaye rishta bana deta hai.

Aaj hi khata kholne ke haq mein

Pehle woh baat jo koi bol kar nahin kehta: gali ke doosre sire wali dukan khata khol degi. Jis bande ko udhaar se roka jaye woh ghar ja kar khareedna band nahin karta. Woh do sau qadam chal kar kisi aur se poochta hai, aur jo haan kehta hai usay aage ke chaar saal ki khareedari milti hai.

Khata asal mein yehi cheez hai. Cash rah chalta gahak banata hai, khata pakka customer. Cash wala customer us ka hai jo zaroorat ke waqt sab se qareeb ho; khata wala customer wapas aap hi ke paas aata hai, kyunki uska account yahan hai.

Is se bari daleel seekhne ki hai. Ek banda chhe mahine cash de sakta hai aur phir bhi bura khata customer nikal sakta hai, kyunki abhi dena aur baad mein dena ek hunar nahin hai. Koi banda udhaar sar par ho to kaisa chalta hai, is ka wahid imtihan yehi hai ke usay thora sa udhaar de kar dekha jaye.

Subah ke gyara baje, dukan par bheer nahin. Kashif do gali chhor kar rehta hai, rickshaw chalata hai, do hafton mein paanch baar aaya, hamesha cash. Aaj woh khata maangta hai. Aap Rs 1,200 par khol dete hain. Saat din kuch nahin hota, phir aathwein din woh aata hai, ek din der se, aur poori raqam bina yaad dilaye de deta hai. Teen hafton mein pata chal gaya ke woh thora der karta hai magar poora deta hai. Teen mahine cash lete rehne se yeh kabhi pata na chalta.

Pehla khata woh lamha bhi hai jab customer tay karta hai ke aap ek dukan hain ya uski dukan. Kitna dena chahiye aur kis ko, is par udhaar kitna dena chahiye mein tafseel hai.

Pehle cash par rakhne ke haq mein

Doosri taraf ki baat us se zyada mazboot hai jitna dukandar maante hain.

Sab se sasta doobta udhaar wohi hai jo aapne diya hi nahin. Wasooli ka har tareeqa kuch na kuch maangta hai: chalna, phone, behes, ya woh customer jo phir nahin aata. Na dene par kuch kharch nahin hota.

Intezar ka arsa banaya hi sasta gaya hai. Woh aap se customer nahin leta, sirf chand aisi sale leta hai jin par aap ka apna yaqeen nahin tha. Agar woh imaandar hai to chaar hafte cash de kar waise bhi khareedta rahega.

Yeh ek khas bande ko bhi pakarta hai, aur woh banda asli hai: jo dukan dar dukan khate khulwata phirta hai. Ilaqe mein naya, khush mizaj, jaldi mein, aur chahta hai ke paanch dukanon par account ban jaye is se pehle ke log aapas mein baat karein. Intezar usay muft mein hata deta hai, kyunki woh paanch dukanon par chaar chaar hafte nahin ruk sakta. Usay abhi chahiye.

Jumey ki shaam, dukan bhari hui, us ke peeche teen log. Waseem naam ka banda, achhe kapre, pehli baar aaya hai, Rs 7,000 ka saman uthata hai aur wahin khata maangta hai. Woh yeh nahin bata pata ke kis gali mein rehta hai, bas "pull ke paas". Number deta hai magar nahin chahta ke aap us ke samne milayein. In mein se kuch bhi jurm nahin. Magar us ke bare mein aap jo kuch jante hain woh navve second mein jana hai, aur Rs 7,000 navve second par bara daao hai.

Intezar un logon ko bhi bachata hai jo pehle se aap ki list mein hain. Kisi ajnabi par atka har rupya woh rupya hai jo nau saal purane customer ke kaam nahin aata jab usay bure hafte mein aata chahiye. Udhaar par bechna chahiye bhi ya nahin, is par cash par bechein ya udhaar par mein baat hai.

Dono tareeqe aamne saamne

Ek hi naya customer, do tareeqon se

Aaj hi kholein, chhotaPehle chaar hafte cash par
Ghalat nikla to kitne ka paraAaj hi kholein, chhotaEk chhoti raqam, ek dafaPehle chaar hafte cash parThora munafa, har us mahine jab rule chale
Us ke bare mein kya pata chalaAaj hi kholein, chhotaUdhaar sar par ho to woh kaisa chalta haiPehle chaar hafte cash parCash de sakta hai, jo pehle se pata tha
Counter par usay kaisa lagta haiAaj hi kholein, chhotaKhush aamdeed, aur halka sa imtihanPehle chaar hafte cash parJudge hua, jab tak rule bol kar na batayein
Pata chalne mein kitna waqtAaj hi kholein, chhotaTaqreeban teen haftePehle chaar hafte cash parChaar hafte, aur phir bhi pata nahin
Agar woh imaandar niklaAaj hi kholein, chhotaPakka customer, aur limit barhti haiPehle chaar hafte cash parUske mahine bhar ki khareedari muft de di
Agar woh lene ke iraade se aaya thaAaj hi kholein, chhotaChhoti raqam le kar chalta banta haiPehle chaar hafte cash parWoh rukta hi nahin, phir kabhi nazar nahin aata
Faisla do lines karti hain: kya seekha, aur ghalti kitne ki pari. Baqi sab pasand ka maamla hai.

Zyada tar dukanon ka faisla do lines karti hain, aur woh wohi nahin jin par log behes karte hain.

Pehli: aapne seekha kya. Intezar se taqreeban kuch nahin seekha jata, kyunki ek hi bande ka cash wala rawaiya aur udhaar wala rawaiya alag hote hain. Doosri: ghalti kitne ki pari, aur dono columns mein us ki shakal alag hai. Bayein taraf ek dafa, dayein taraf har mahine.

Yeh bhi dekhein ke table kya dawa nahin kar raha. Intezar bure customer ko achha nahin bana deta. Aaj kholne se achha customer tez adaigi nahin karne lagta. Koi bhi tareeqa us bande ko nahin rokta jo saman le kar gayab ho jaye, aur agar aisa ho chuka hai to us ke baad kya karein ek alag kaam hai.

Ghalti dono taraf hoti hai, magar shakal alag

Dono tareeqe kabhi na kabhi ghalat nikalte hain. Farq ghalti ki shakal ka hai, aur us par ek dafa number lagana banta hai.

Farz karein: dono taraf ghalti ki qeemat

Jo saman aise khate par gaya jo kabhi wapas nahin aataRs 8,000
Woh saman aap ko khareedne mein kitne ka paraRs 6,880
Yani aaj kholne wale rule ka gadha, ek dafaRs 6,880
Jo banda mahine ka Rs 4,000 khareede, us par munafaRs 560
Har paanch mein se do jo intezar ke baad wapas hi nahin aateRs 1,120 mahana
Yani barah mahine meinRs 13,440
Ek gadha, aur ek risavRs 6,880 ek dafa, ya Rs 13,440 saal ka

Yeh sirf misal ke number hain, koi survey nahin. Inhi chhe lines mein apna munafa aur apni ginti dalein.

Pehle tareeqe ki ghalti ek dafa hoti hai. Doosre tareeqe ki ghalti chup chaap chalti rehti hai.

Shakal dekhein, number nahin. Pehle tareeqe ki ghalti ek gadha hai: ek dafa hoti hai, takleef deti hai, aur khatam ho jati hai. Doosre tareeqe ki ghalti risav hai. Woh utni der chalti rehti hai jitni der rule chalta hai. Dukandar gadhe dekh lete hain, risav kabhi nahin, isi liye doobte udhaar ka khauf aksar khud doobte udhaar se bara hota hai.

Phir hisab ka doosra hissa bhi hai. Agar jis bande ko aapne rukwaya woh shuru se imaandar tha, to us intezar ne kuch bhi nahin bachaya.

Farz karein: ek imaandar naya customer, pehle barah mahine

Aam mahine mein woh kitna khareedta haiRs 4,000
Us par munafa, har sau mein 14Rs 560
Barah mahine ki wohi khareedariRs 6,720
Woh ek parosi ya rishtedar jo woh sath laata haiRs 2,800
Chaar hafte ke intezar ne kya bachaya, agar woh shuru se imaandar thaRs 0
Ek sahi jawab ki qeematPehle saal Rs 9,520

Misal ke number hain, koi survey nahin. Apni basket aur apna munafa har line badal dega.

Ehtiyat ki qeemat sirf us bande ke samne wasool hoti hai jo lene ke iraade se aaya ho.

Jis line ke samne sifar likha hai, wohi poori daleel hai. Ehtiyat ki qeemat hoti hai, aur woh qeemat sirf us bande ke samne wasool hoti hai jo lene ke iraade se aaya tha. Ghalat bande par lagi to woh khalis kharch hai, aur woh jate hue nazar bhi nahin aata.

Beech ka rasta: kholein aaj hi, magar chhota

Achhi dukanein zyada tar yehi chalati hain, aur yeh dono khalis shakalon se behtar hai. Teen hisse, aur teenon zaroori.

Pehla, itni raqam jo poori doob jaye to bhi aap ka hafta na badle. Andaza na lagayein, nikal kar dekhein. Farz karein aap ki dukan aam din Rs 12,000 bechti hai aur har sau mein taqreeban 14 aap ke paas rehte hain, yani ek din ka munafa taqreeban Rs 1,680. Rs 1,500 ki pehli limit aap ke rate par taqreeban Rs 1,290 ka saman banti hai. Woh sab le kar gayab ho jaye to aap ek din ki kamai ka teen chauthai hissa khoye. Imtihan yehi hai. "Kya main de sakta hoon" nahin, balke "kho kar bhi neend aa jayegi ya nahin".

Doosra, pehla cycle chhota rakhein. Ek hafta, ya us ki tankhwah ka din, jo pehle aaye. Lamba pehla cycle sakhawat nahin, seekhne mein deri hai.

Teesra, limit tabhi barhein jab woh ek dafa poori saaf kar de. Aadhi adaigi par nahin. Maangne par nahin. Rs 1,500 poora saaf hone par Rs 3,000. Rs 3,000 saaf hone par Rs 5,000. Utna hi qadam upar jayein jitna usne abhi sabit kiya hai.

Limit kholte waqt bol kar batayein, kyunki jo limit kabhi kahi hi nahin gayi usay baad mein doosre customers ke samne sabit karna parta hai. "Main Rs 1,500 se shuru kar sakta hoon. Ek dafa saaf ho gaya to barha denge." Yeh beizzati nahin, wada hai, aur taqreeban har koi isay wada hi samajhta hai. Jo qadam aap ki bardasht se upar chala jaye, us ke liye zamin hi sahi hal hai.

Calendar nahin, bande ko parkhein

Sirf waqt ek kamzor chhanni hai, aur sakht intezar wale rule par chalne walon ko yeh baat pareshan karni chahiye. Sabr wala banda chaar hafte utni hi aasani se guzar leta hai jitni imaandar banda. Jo aap se Rs 20,000 lene ka irada rakhta hai woh chaar hafte cash de kar palkein bhi nahin jhapkayega. Calendar be-sabra logon ko chhanta hai, be-imaan logon ko nahin.

Yeh chaar sawal paanch minute mein chaar hafton se zyada kaam karte hain.

Kya aap usay dhoond sakte hain? Uska phone nahin, khud usay. Kya woh un galiyon mein rehta ya kaam karta hai jahan aap das minute mein pohanch jayein? Jis address ke samne aap khare ho sakte hain woh kisi bhi intezar se bari cheez hai, kyunki udhaar ka poora khatra wohi banda hai jis tak aap pohanch na sakein.

Kya uska number abhi uthta hai? Counter par khare khare, muskura kar milayein, "number theek se save kar loon". Jo banda aaj apna number milane nahin dena chahta, woh us din ke bare mein kuch bata raha hai jab aap kisi buri wajah se milayenge.

Kya woh chhoti raqam bina larai ke le leta hai? Woh Rs 6,000 maange to Rs 1,500 ki pesh kash karein aur us ka chehra dekhein. Imaandar banda kehta hai chalein, yeh bhi theek hai. Jaldi wala pehle hi din poori raqam par behes karta hai, aur wapas karne ki niyat wale paise par koi aisa nahin karta.

Kya woh aap ki shart poochta hai ya us se katrata hai? "Kab tak wapas karna hai?" naye khata customer ka sab se achha jumla hai. Jo kabhi yeh nahin poochta, aur aap ke batane par baat badal deta hai, woh pehla hisab kaisa hoga yeh dikha chuka hai.

In chaaron se bari ek aur baat: kya aap ki list mein se koi usay janta hai? Nau saal purane customer ka ek jumla mahine bhar dekhte rehne se bara hai.

"Abhi nahin" kehna hi asal hunar hai, aur isi liye dukandar intezar se katrate hain. Intezar ko apne rule ki baat banayein, us ki zaat ki kabhi nahin:

"Naye khate ke liye mera rule chaar hafte khareedari ka hai. Sab ke liye ek jaisa, apne khala zad bhai ke liye bhi."

"Main inkaar nahin kar raha. Main aaj se chautha juma keh raha hoon. Us subah aa jayein, main khud khol doonga."

Agar woh phir bhi zid kare to larai se behtar jawab aap ke paas hai: "Intezar ki bajaye main aaj Rs 1,500 kar sakta hoon, agar is se kaam ban jaye." Yehi beech ka rasta hai, jo waise bhi behtar jawab tha.

Rule hi dosti ko bachata hai, kyunki inkaar rule kar raha hai, aap nahin. Sab ke liye bilkul ek jaisa rakhein aur yeh keh bhi dein: jis lamhe usay laga ke intezar zaati tha, aapne intezar ki poori qeemat de di aur faida ek bhi nahin liya. Customer ko rokne par mazeed baat purane customer kaise rakhein mein hai.

Jawab, aur do cheezein jo jawab badal deti hain

Zyada tar dukanon ke liye: aaj hi kholein, utni raqam par jo aap kho sakte hain, aur ek saaf hisab ke baad hi barhayein. Yeh darmiyan mein latakna nahin. Ek taraf ki ghalti chhoti hai aur khatam ho jati hai. Doosri taraf ki ghalti nazar nahin aati aur chalti rehti hai. Chhoti pehli limit aap ko kholne wale tareeqe ki seekh deti hai aur intezar wale tareeqe ki zyada tar hifazat bhi, woh bhi chaar ki bajaye teen hafton mein.

Do cheezein is jawab ko badal deti hain, aur sirf do.

Pehli: woh pehle hi din itna maangta hai jitna aap kho nahin sakte, aur kam par nahin aata. Ab yeh naye customer ka sawal raha hi nahin, yeh bari raqam ka sawal hai. Rukein, zamin lein, ya tareekhon ke sath qist plan bana dein.

Doosri: aap usay dhoond hi nahin sakte. Na koi gali jo aap jante hon, na kaam ki jagah, na uthne wala number, na koi jo us ke walid ka naam janta ho. Aisi surat mein intezar ehtiyat nahin, wahid rasta hai, aur chaar hafte cash ek address ki wajib qeemat hai.

Aap jo bhi tareeqa chalayein, kaam record se banta hai, kyunki poora tareeqa is par khara hai ke pichli dafa woh kaisa chala tha. Yaad-dasht sab se pehle yehi cheez chhorti hai, khaas kar jab list tees naamon se upar chali jaye. Wasoolo 100% free download hai, aur us mein naya customer kholne mein taqreeban ek minute lagta hai: naam, number, chhoti pehli raqam, aur wapsi ka din. Limit barhani hai ya nahin, yeh us ki history batati hai, kyunki Wasoolo har entry ke sath tareekh rakhta hai aur saaf dikh jata hai ke woh din par deta hai ya nau din baad. Qadam bara ho jaye to khate ke sath zamin bhi likh sakte hain, aur usay us ke apne account ka PDF statement bhi bhej sakte hain.

Aaj se apna digital khata shuru karein

Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.

Aam sawalat

Woh mere parosi ka bhai hai. Kya phir bhi intezar karwaun?

Usay naya customer samjhein jis ke paas achhi sifarish hai, kyunki asal mein woh yehi hai. Sifarish intezar se bari cheez hai, is liye intezar chhorein aur chhoti pehli limit rakhein. Limit aur din bol kar batayein, bilkul waise hi jaise kisi ajnabi ko batate.

Sab se pehla khata kitna chhota hona chahiye?

Itna chhota ke poora doob jaye to aap ko sirf ghussa aaye, is se zyada kuch nahin. Zyada tar chhoti dukanon ke liye yeh aadhe din se ek din ki kamai ke darmiyan banta hai, yani pehli limit aap ke rate par taqreeban Rs 1,000 se Rs 2,000. Agar number sun kar dil betha jaye to woh bara hai.

Usne bilkul pehli hi baar khata maanga hai. Kya yeh bura ishara hai?

Akele mein nahin. Log ghar badalte hain aur kahin na kahin account chahiye hota hai. Ahem woh teen jawab hain jo is ke baad aate hain: woh rehta kahan hai, uska number bajta hai ya nahin, aur maangi hui raqam se kam pesh karne par woh kya karta hai. Pehli baar, bari raqam aur dhundla address, teenon ek sath hon to fikr karein.

Agar woh pehli raqam saaf to kar de magar bohat chakkar lagwane ke baad?

Jo imtihan aapne rakha tha woh paas hua, aur jo zyada ahem tha woh fail. Usay rakhein, limit wahin rakhein, aur cycle lamba karne ki bajaye chhota karein. Jo customer poora to deta hai magar hamesha der se, us ki limit lambe arse tak chhoti hi rehni chahiye.

Main intezar karwata hoon. Kis ke chaar hafte poore hue, yeh kaise yaad rakhoon?

Jis din woh maange usi din usay list mein likh dein, sifar balance aur tay shuda tareekh ke sath, saman jaane se pehle. Phir tareekh wahan hogi jahan aap waise bhi dekhte hain. Intezar ki sab se buri shakal wohi hai jis mein dono bhool jate hain.

Kya rule sab ke liye ek hi hona chahiye?

Rule ek hona chahiye, raqam nahin. Har naye chehre ko wohi jumla kahein, phir pehli limit us par rakhein jo aap us ke bare mein jante hain: chal kar pohanchne wala address, uthne wala number, aur list ka koi customer jo usay janta ho, teenon bara aghaz dilwate hain.

Kisi aise customer par faisla nahin ho pa raha, ya pehli limit ke liye doosri raye chahiye, to humein likhein aur surat-e-haal bata dein.

Aaj se apna digital khata shuru karein

Shuru karna free hai. Offline bhi chalta hai. English, Roman Urdu aur Hinglish. Aap ke customers ki app hamesha free.